Holiday currency
#1
Holiday currency
Going on my hols next month and am wondering what the best way of taking money abroad is.
Choices appear to be:
1. cash ( taking some but not two weeks worth for obvious reasons)
2. Use my credit card.
3. Travellers cheques
4. Travellers card (like travellers cheques but on a card)
What does everyone-else do?
Nik.
Choices appear to be:
1. cash ( taking some but not two weeks worth for obvious reasons)
2. Use my credit card.
3. Travellers cheques
4. Travellers card (like travellers cheques but on a card)
What does everyone-else do?
Nik.
#2
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I usually get a small amount from the Post Office (just enough to cover taxi fees/tips etc and the first night) and then use my Visa/Switch card and get my money out from the 'hole in the wall' whilst out there. In the past I have got the best exchange rate by doing this and also only got out what I needed when I needed it, plus less laying around to worry about.
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Cash / travellers cheques can be the cheapest, since you pay a one off fee at the time of purchase. With the credit card and cash point options you pay a fee every time you use it, cash points typically a couple of quid. Sorry dunno about credit cards.
Personally I don't like to carry much cash, so I'll take some to get me started then take out some more when I get there from a hole in the wall. I'll try to get one (or maybe two) lots to minimise fees.
The rest goes on the credit card. The exchange rates are usually good even with the handling fees. While travellers cheques are the most secure I find them too much of a pain to cash - have to go to a bank etc.
Personally I don't like to carry much cash, so I'll take some to get me started then take out some more when I get there from a hole in the wall. I'll try to get one (or maybe two) lots to minimise fees.
The rest goes on the credit card. The exchange rates are usually good even with the handling fees. While travellers cheques are the most secure I find them too much of a pain to cash - have to go to a bank etc.
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