What is Property Registration?
08 April 2007, 08:48 AM
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What is Property Registration?
I am changing mortgages and someone is saying that our house is unregistered?
What does this mean and is it significant?
It is a 10 year old Freehold detached standard built house which we bought 4 years ago.
Thanks, David
What does this mean and is it significant?
It is a 10 year old Freehold detached standard built house which we bought 4 years ago.
Thanks, David
08 April 2007, 09:09 AM
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Google is your best mate .... Home.co.uk: Home Buying Guide: Registered or Unregistered Property
Home Buying Guide: Registered or Unregistered Property
Leasehold or Freehold Leasehold or Freehold Table of Contents Conveyancing Conveyancing
In England and Wales, property can either be 'registered' or 'unregistered'.
If property is registered, the title to the property is registered at the Land Registry and is guaranteed by the state. The owner has a 'Land Certificate' instead of the usual title deeds. Buying registered property is more straightforward than buying unregistered property.
If property is unregistered, ownership is not guaranteed by the state. The title can only be proved by a copy of the title deeds, and your solicitor will check back the property's documentation over at least 15 years to certify it. With unregistered property, disputes over title are not uncommon.
When you buy unregistered property, it must now be registered for the first time with the Land Registry. This will take some time so the buying process will take longer than if you are buying registered property. Your solicitor/conveyancer's fees will probably also be higher.
That was the first google item - didn't bother checking any more so you'd best check several.
Happy Easter!
Dave
Home Buying Guide: Registered or Unregistered Property
Leasehold or Freehold Leasehold or Freehold Table of Contents Conveyancing Conveyancing
In England and Wales, property can either be 'registered' or 'unregistered'.
If property is registered, the title to the property is registered at the Land Registry and is guaranteed by the state. The owner has a 'Land Certificate' instead of the usual title deeds. Buying registered property is more straightforward than buying unregistered property.
If property is unregistered, ownership is not guaranteed by the state. The title can only be proved by a copy of the title deeds, and your solicitor will check back the property's documentation over at least 15 years to certify it. With unregistered property, disputes over title are not uncommon.
When you buy unregistered property, it must now be registered for the first time with the Land Registry. This will take some time so the buying process will take longer than if you are buying registered property. Your solicitor/conveyancer's fees will probably also be higher.
That was the first google item - didn't bother checking any more so you'd best check several.
Happy Easter!
Dave
08 April 2007, 09:28 AM
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David, youve gone back in time to 2001! Dont worry, normal service will be resumed soon. Some barely literate know-it-all gobsh*tes cant be far away...
08 April 2007, 09:43 AM
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08 April 2007, 12:39 PM
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I do a lot of work for older people who bought their homes long before registration was required so ofetn end up helping them with it.
However....in your case you need to speak with your solicitor because it has been a legal requireement to register prop since (i think) 1986 - 4 years ago your house should have been regsitered - if it wasnt at the time.
Your first port of call can be the land registry (google them) ask for their help desk and they can tell you over the phone if its registered or not.
However....in your case you need to speak with your solicitor because it has been a legal requireement to register prop since (i think) 1986 - 4 years ago your house should have been regsitered - if it wasnt at the time.
Your first port of call can be the land registry (google them) ask for their help desk and they can tell you over the phone if its registered or not.
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08 April 2007, 09:22 PM
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I doubt it is unregistered, as said above it's been compulsary to register any change of ownership since 1986. Check the land registry online
Land Register Online
Just put in your house number and postcode and it will tell you if it's registered and if you want you can then download the title and filed plan for £6.
Land Register Online
Just put in your house number and postcode and it will tell you if it's registered and if you want you can then download the title and filed plan for £6.
08 April 2007, 10:26 PM
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I doubt it is unregistered, as said above it's been compulsary to register any change of ownership since 1986. Check the land registry online
Land Register Online
Just put in your house number and postcode and it will tell you if it's registered and if you want you can then download the title and filed plan for £6.
Land Register Online
Just put in your house number and postcode and it will tell you if it's registered and if you want you can then download the title and filed plan for £6.
Thanks - but closed for the hols. Strange for Internet site?? Will try on Tuesday. d
09 April 2007, 02:44 AM
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Yep that is strange but to be honest although I use it at work all day I've never bothered to try out of work hours. A website that's only available during work hours, wtf!
Last edited by miff13; 09 April 2007 at 02:51 AM.
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