Chavcard anyone?
06 January 2007, 04:26 PM
#5
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I am totally sick of being sent credit card junk mail, EVERY day I seem to get at least one, I hate credit cards, and always bin the ads, but I guess someone must respond to them for them to be so massively canvassed....
06 January 2007, 04:29 PM
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Vanquis Abacus Visa card summary
This is a summary only. Please refer to Terms and Conditions for full details.
Typical APR
Typical 39.9% APR variable.
APRs
29.9% to 59.9% APR variable on purchases.
Credit limits
Initial credit limits range from £250 to £2,000.
Interest rates
Typical interest rate 2.84% (monthly) 39.94% (annually) for purchases and 3.22% (monthly) 46.19% (annually) for cash and cheques.
This is a summary only. Please refer to Terms and Conditions for full details.
Typical APR
Typical 39.9% APR variable.
APRs
29.9% to 59.9% APR variable on purchases.
Credit limits
Initial credit limits range from £250 to £2,000.
Interest rates
Typical interest rate 2.84% (monthly) 39.94% (annually) for purchases and 3.22% (monthly) 46.19% (annually) for cash and cheques.
06 January 2007, 04:47 PM
#7
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The APR doesn't really matter so long as you pay off in full and on time every month. Hence cards like this are giving folk with credit problems a way of rebuilding their credit files (so long as the folk are strict with themselves).
(Or is that just marketing spin, and these companies know that the applicants wont be able to help themselves from running up more debt, at these high rates?)
(Or is that just marketing spin, and these companies know that the applicants wont be able to help themselves from running up more debt, at these high rates?)
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06 January 2007, 04:47 PM
#8
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Have an insight to my finances do you pissy?
for your information i only have one credit card, a Barclaycard Platinum with next to nothing on it.
Unlike you, who's a welching old fart..
Still haven't received the Ipod yet, or your paypal details...
gonna deliver the goods are we now Pissy???
Mart
06 January 2007, 06:02 PM
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Have an insight to my finances do you pissy?
for your information i only have one credit card, a Barclaycard Platinum with next to nothing on it.
Unlike you, who's a welching old fart..
Still haven't received the Ipod yet, or your paypal details...
gonna deliver the goods are we now Pissy???
Mart
for your information i only have one credit card, a Barclaycard Platinum with next to nothing on it.
Unlike you, who's a welching old fart..
Still haven't received the Ipod yet, or your paypal details...
gonna deliver the goods are we now Pissy???
Mart
06 January 2007, 07:39 PM
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might have got you confused with somebody else
apologies of this is the case ...
06 January 2007, 07:52 PM
#13
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Yes i did Micky, i,m quite prepared to do any job as long as it pays the bills,
I applied for the job, i didn't take it though, as they didnt respond until the following year
Mart
edited and appologies as i misread the posters comments
Last edited by mart360; 06 January 2007 at 08:01 PM.
06 January 2007, 07:58 PM
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To be fair Stick, i commend him if he did.
I am sure he went on to get a job back in his profession so good luck to him
06 January 2007, 07:58 PM
#15
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https://www.scoobynet.com/non-scooby...-question.html
Post 21 & 23
https://www.scoobynet.com/non-scooby...s-my-ipod.html
Mart
Last edited by mart360; 06 January 2007 at 08:10 PM.
06 January 2007, 08:05 PM
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I did indeed, i did some comercial assurance work until august, when i was approached by my current employer.
Ive been there ever since, better hours, pay and perks
Mart
07 January 2007, 12:17 AM
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Originally Posted by Vanquis Blue Visa
Interest calculation
Interest is generally charged from the date of all transactions or other amounts charged to your account, until repayment in full. Interest is charged on the daily outstanding balance on your account and debited to your account at the end of each statement period. At statement date, we will add the interest we charge to the outstanding balance on your account. This means that you will generally pay interest on interest.
Interest is generally charged from the date of all transactions or other amounts charged to your account, until repayment in full. Interest is charged on the daily outstanding balance on your account and debited to your account at the end of each statement period. At statement date, we will add the interest we charge to the outstanding balance on your account. This means that you will generally pay interest on interest.
mb