CEL

iTrader: (1)

I was hit from behind a few weeks ago while stationary at some traffic lights and as a result suffered whiplash. I went through the usual channels of going to see my GP etc etc.. the other persons insurance company offered my £2100 in compensation. Since I've never been in this situation or been offered compensation I was wondering if anyone else has been in this situation and what kind of compensation money you were awarded.

Thanks

Chris

Reality

http://www.articlealley.com/article_13544_18.html

Average = £2,500.

Hope you're better .

MattW

Never accept first offer, go back stating you will be prepared to accept £2800 then hopefully settle around £2500

OllyK

The misses has just been offered £1800 from such an accident 12 months ago resulting in her needing a number of physio sessions. We took it, no quibble, kept telling the solicitors all we wanted back was her excess, anything else is a bonus.

Lord Shrek

get the neck collar on son asap and walk around like frankenstein for 2 months and bobs your uncle

Lord Shrek....helping the community

Dazza01

^^^wot he said^^^

little-ginge

I was hit front side on about 7 weeks ago. Had to attend A&E, and have seen my doctor a couple of times. The insurance company solicitors said they would arrange physio etc - not heard anything yet (am waiting for a call back today). The guy and his employers (he was driving a network rail van ) have admitted full responsability, so I am hoping things should be pretty straight forward..

Have you had any sort of physio? And did you have to undergo a medical examination by the insurance company approved doctor?

OllyK

My misses did - had to see a specialist at QMC

CEL

iTrader: (1)

Hmm some interesting comments there, thanks guys!

I did have to see a specialist at a private hospital, his job to to assess my condition and prepare a report for the insurance Co.

Part of the money I've been offered includes 10 to 12 physio sessions. IE I pay for them out of the money Im being offered. I don't know how much these sessions cost but I'm guessing I wont have much left from £2100???

I verbally agreed to the figure and was about to send a signed discharge form back to them which effectivly closes the case.

Chris

jaytc2003

iTrader: (1)

thank god ive just renewed my insurance. . . . . . . . .

GC8

Id snap it up; a friend of mine received £1,800 for an injury received a year ago; and she still hasnt really recovered.

GC8

If you dont accept it then theyll more than likely protract the whole process. It would eed to be a settlement plus costs of course.....

Chrisgr31

increase their insurance premiums!

CEL

iTrader: (1)

Yep, I sent the letter back to them this afternoon. I can't be bothered trying to get an increase and deffo don't want to give them the oppertunity to drag it out any longer!

mart360

ANy phisio will be out of there money not yours...

i had 4 physio sessions, and referral to the ins co,s gp..

i got 1800 in total less the physio gave me 1500

so push for as much as poss

its your back and neck

Mart

bobsabuilder

I was at the back of queuing traffic on the M5 and a woman on her mobile (driving a car obviously) ran into the back of me. Didn't think I was injured until the next day when I woke up all sore and aching - had whiplash!

Claimed through my insurance and after turning down £1800 I accepted £2500. I did pay out ~£600 for chiropractic treatment, the receipts being sent off to the innsurance company.


Another accident, I was a rear seat passenger and had 5 broken ribs and a broken sternum, along with other minor injuries and was off work ~3months
After 2 1/2 years I accepted £10,000 after turning down their first offer of £8,000.

Bob

speed demoness

i was hit from behind whilst i was waiting to turn right .. this happened about 5 years ago now.
i had numerous visits to a chiropractor.
i got about £2500... which included my visits to the chiropractor.

also was a front seat passenger in my partners car 18 months ago, when he lost control on a bend and the car rolled over...... got a similar amount for that also.

tell you solicitor to refuse the first offer... which any good solicitor should recommend you do anyway... the 3rd party should up the offer by maybe £100-£200.

good luck, and hope you're injuries don't last/affect you for too long ( for your sake.. not the insurance companies !)