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anyone got a Capital One credit card?

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Old 04 February 2006, 10:22 AM
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sarasquares
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Thumbs up anyone got a Capital One credit card?
keep getting their stuff through the door and am tempted to get one or is there a better deal i would be better off with?
i am thinking of getting a short term loan

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Old 04 February 2006, 10:24 AM
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Chip
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I had one for the interest freee period which has now expired so I dont use it anymore.

Take a look at www.thisismoney.co.uk to compare cards.
Or here:
http://www.fool.co.uk/searchengine/g...ce=y&bounce2=y
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Old 04 February 2006, 10:35 AM
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Originally Posted by Chip
I had one for the interest freee period which has now expired so I dont use it anymore.

Take a look at www.thisismoney.co.uk to compare cards.

Chip
thanks for that
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Old 04 February 2006, 10:40 AM
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Sara
Sainsbugs are doing 10 months interest free at the mo.

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Old 04 February 2006, 10:43 AM
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dont do it sara.
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Old 04 February 2006, 10:44 AM
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Chip
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Do it, Why spend your own when you can spend someone elses.

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Old 04 February 2006, 10:46 AM
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get a virgin card. they seem to be good. also with tesco you get points all the time...
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Old 04 February 2006, 10:48 AM
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ive found one with a 5.5% interest rate on a loan for £2000 over 2 years, cant seem to get under 5% though

i wonder if i can get 2 12 months interest free loans of £1000 each
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Old 04 February 2006, 10:50 AM
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lol. try abbey? how much do you have to pay off??
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Old 04 February 2006, 10:51 AM
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i was being serious

do you think i can do it?
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Old 04 February 2006, 10:53 AM
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Originally Posted by GrahamG
lol. try abbey? how much do you have to pay off??
£114 its just over one months payment which is £88, is that good or bad?
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Old 04 February 2006, 10:54 AM
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whats your total you wnat to pay off??
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Old 04 February 2006, 10:56 AM
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less than i borrow would be good



under 5% or no interest
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Old 04 February 2006, 10:57 AM
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right.... well, don't think that will happen... unless you get out insurance on a loan and fake not working.... lol
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Old 04 February 2006, 10:59 AM
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i spose i could pretend to brake something on the home insurance

why wouldnt i be able to get 2 seperate interest free loans?

i am going to take a bath and see if anything materialises while i am soaking
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Old 04 February 2006, 11:37 AM
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only old ladies hands... but guess you already have that!
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Old 04 February 2006, 11:56 AM
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Depends on your credit rating I guess...

Whenever I applied for 0% credit cards, they'd give out £15k credit limits no problem.

So if you're only wanting £2k, shouldn't be a big deal.
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Old 04 February 2006, 11:57 AM
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Originally Posted by GrahamG
get a virgin card.
I dont think she'd meet the criteria for that one

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Old 04 February 2006, 12:28 PM
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Originally Posted by sarasquares

i am going to take a bath and see if anything materialises while i am soaking
You must be really wrinkly now after all that time in the bath

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Old 04 February 2006, 12:36 PM
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AMEX has 2% on balance transfers,
UNTILL it paid off, no matter how long it takes

But cut it up & dont spend on it.. you will be STUNG
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Old 04 February 2006, 12:53 PM
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Originally Posted by Chip
You must be really wrinkly now after all that time in the bath

Chip
you lot are terrible
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Old 04 February 2006, 01:02 PM
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lol.. yeah we know!
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Old 04 February 2006, 01:16 PM
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Watch what card you apply for if you go for Capital One - some of their interest rates are very high! Their standard card is tailored to people who have an awful or non-existent credit rating.
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