V5

We're after one with unlimited contents, who can you recommend? They should have a decent limit regarding mountain bikes too. None of this poxy Sainsbury's max value of £500 and not even able to pay extra to increase it.

TIA
Iain

scoob_babe

Ours is with Woolwich with unlimited contents insurance although there is a maximum per high risk item. You can pay extra to cover personal loss out of the home e.g. if your watch was stolen etc

V5

They're showing a £50K limit, and digging deeper bikes are only up to £500.

Anyone with M&S?

Listy

Got mine through e-sure now. They were cheapest by far. I also declared 2 mountain bikes both worth over 2.5k each. premiun went up by about 50quid, most impressed.

Chip

L&V were cheaper for me by far.

Chip

fast bloke

Legal & General. You can specify everything you want to. Why do you need unlimited contents?
Buildings - blanket policy - 500k rebuild or specified cost if greater
Contents - 20, 35 or 50k, or specified if greater
Bikes - up to £500, no questions, above 500 they need the model and frame number
Personal possesions - 10% of the contents cover with additional specified items as requested

scoobyjimbo

I recently spent some time trying to beat out home and contents with LV and i did, but you have to play them off against each other. In the end i went with direct line, cheaptest by far, i pay around 275 a year for a 4 bed house, with accidental damage
J

scoob_babe

Didn't want to go around having to price up absolutely everything from carpets to paintings to lights etc in case of anything happening, not just burglary. I know of someone who lost absolutely everything when the family house was razed to the ground. I'd rather be safe than sorry and its only £34 a month anyway.

V5

Ditto re the unlimited contents. (Except thankfully not knowing someone who's lost everything!)

Bikes at under £500 is no use for mountain biking nowadays. M&S's cover is for items up to £4k, and that's worldwide. They are more expensive than Sainsbury's, but it's cheaper than paying extra for a specific cycle policy.

ChrisB

It might be worth trying Hiscox. I'm with esure although my bike is cheap and nasty at £700