Shortboy

Friend of mine passed me this, posted on this companies internal website. Some of you might if it useful...

"The following scam telephone call has been reported.

You are called from someone claiming to be from the Security and Fraud department at 'VISA' or 'Mastercard', and told that your card has been flagged as having an unusual puchasing pattern. They ask you if you've bought an item costing £497.99 from a marketing company based. When you say 'no', they tell you that they will be issuing a credit to your account for that amount. They then tell you that they will start a fraud investigation: they know your address, and give you a telephone and reference number relating to their call. Then they say they need to check that you are in posession of the card, and they do this by asking for the three digit security code on the back of your card. They are then able to make a purchase on your card for £497.99, but because they've 'warned' you about it, and told you a credit is on its way, it makes you less likely to report it straight away, making it harder to prove. I spoke to the fraud department at VISA to check this, and they have confirmed that this is a genuine problem."

supertouring

How do they know the card number? Would they not need this as well as the 3 digit security code?

Sneeky b4stards all the same.

WRX Wannabe

LOL someone cloned 1 of my cards a couple of weeks ago

Halifax Visa changed to a TSB and tried to get 1K out of the bank 250 miles away

Obviously they asked for my security details(which they did NOT know) and was declined and did a runner

I do NOT give ANYONE details if they PHONE ME but i still dont know how they got MY card details

ajm

It was probably skimmed in a shop or picked up from a statement in the bin etc.

Tiggs

so they phone and say "visa" or "m/card" do they? no mention of the provider????

either this is hoax scam or a scam that only catches retards.

pbee

Barclaycard have rung me a few times when ive been buying lots of large purchasers, And they ask me to confirm what the items are and how much and how they were purchased to prevent fraud.

They never ask card numbers or security numbers, and always ask me security questions to check its actually me on the phone. And I can ask them any item from my last months statement to prove it is barclaycard.

This is a good thing, but im sure some mugs will give the card details out over the phone.

Shortboy

As far as I know it's not a hoax. And last time I checked....you didn't have to pass an IQ test before they let you have a credit card

NotoriousREV

The first question I would ask is "have you upped my credit limit?" because thats the only way they'd get a £500 purchase on my card

WRX Wannabe

Yep that's what the Police said when i reported it to them afterwards

All my statments are put through a shredder

Freak

I have a rather large limit on my egg card

I bought a pair of turntables on the card a few weeks back- got a letter from egg the next day asking if it was genuine- or if it was dodgy.
Top service

Pixxie

Quote:
Originally Posted by Tiggs
so they phone and say "visa" or "m/card" do they? no mention of the provider????

either this is hoax scam or a scam that only catches retards.




As far as I know it's not a hoax. And last time I checked....you didn't have to pass an IQ test before they let you have a credit card

YES THIS IS A SCAM!!!!