Audi-Boy

OK, I never miss CC payments when they drop through the door and they are always paid in full, on time.

SO seen as it is taking longer than usual for the bill to drop this month, I just logged onto the account and because I didnt get the bill paid off on time (their or royal mails fault) they've slapped on a 20 quid late change + interest

Now 20 quid aint much to rave about but the amount of money that i have nothing to show for I bet I could have bought half an RS6, it all mounts up.

Will barclaycard write the fine off under the surcumstances or will I need to inform them they will need an **** surgen to remove the card from their colon?

john_s

iTrader: (1)

Give them a try, tell them that the post has let them/you down, remind them of your previously excellent payment record, and hope for a display of decency from them.

A mate got the charge dropped once on his card. Dad tried it once and they didn't want to know - cue suggestion of card/colon interface & dad cancelling his card.

If they do let you off, you could have them set up a DD to automagically take minimum payment each month so you don't get caught out by the post office again.

John.

what would scooby do

..or get a life and stop using credit cards - you will never win

Audi-Boy

If they dont drop it it cancle the card, I mean 20 quids not much to laugh about ffs..

ProperCharlie

happened to me - i phoned barclaycard and basically said "no f***ing way am i paying that". they credited me the £20 straight away. Barclaycard aren't cheap if you carry a balance with them, but for customer service, i've always found them top notch.

Graz

Yep, on the very rare occasion I've been late with my Barclaycard payment (i.e. forgot ) a quick call to customer services with a poor excuse has always got me a refund.

MrShades

Set up a DD for the full amount every month, if you ALWAYS pay it off.

Not difficult, and avoids having to come up with **** & bull stories when you miss the date or "forget" to pay......

sarasquares

iTrader: (1)

i suggest a 12 year old should not be playing with 'proper' money

you can get a little packet of the plastic stuff from toys r us

angrynorth

Doesn't always work. I got a charge last month for £30 because I went over my limit on the day they took the money, even though I pay the full amount every month (by DD) I was fuming! Made the threat of going to Ombudsman and eventually got the money back. Needless to say I am now in the process of moving cards.