drb5

iTrader: (4)

as above


thanks

Elmer Fudpucker

Well,I don't know if they're the best,but,I'm at the mercy of the Alliance & Leicester for the good forseeable future

Jon

drb5

iTrader: (4)

pmsl. quality, cheers mucka

douglasb

Ocean Finance claim to be able to help anyone....

stevem2k

www.moneyextra.co.uk

you can compare most of the lenders.

ProperCharlie

Ocean Finance? are you joking? afaik they consolidate debts against equity in your house. if you want to pay 150% or more of the value of the debt in interest, *and* risk losing your home if don't make payments, then go right ahead. personally i would avoid them like the plague of con merchants that they are. if i needed i loan i would look at cahoot, northern rock and tesco

douglasb

Sorry. Should have put smilies in the post as I was joking. There have been a few threads recently taking the p*ss out of Ocean Finance and the "real customers" they have that don't seem to realise that paying £20 a month for infinity on a loan secured on their house isn't necessarily the best way to clear a £10000 credit card bill.

ProperCharlie

cool

i thought you *might* have been joking but i couldn't be sure.

the world made up of at least 50% mugs, after all.

Harry_Boy

Alliance & Leicester, Egg and Direct Line seem competitive among each other at the moment.

GaryCat

Try the flexible loan from cahoot - works just like a overdraft with a low interest rate (6.2% variable) and you can pay in as little or as much as you want, do bank to bank transfers etc. all online.

Highly recommended.

Gary.

trubble

nationwide building society currently offering 6.7% fixed. marbles and northern rock might be worth checking out too.

Scooby96

Cahoot, Alliance & Leicester, Egg are all approx 6 - 7% - I cant remember the name but I'm sure I've seen one at 5.9%

HC

Northern Rock are very competitive - 5.9% typical APR at the mo

Wuss

I think Northern Rock is the best at the moment as well:

http://www.northernrock.co.uk/html/p...onal_loans.htm

Mark.

drb5

iTrader: (4)

cheers lads

EddScott

Just old of mild interest Tesco loans are just rebadged Northern Rock loans.

drb5

iTrader: (4)

bum, bum, bum. i should have said it was for my g/f who is a student. just found out northern rock don't do loans for students and tesco only do up to 5 years for a car loan

Scooby96

Northern Rock are 5.9% - go to autotrader and follow the link on the right hand side of the screen

Blobster

A car loan for MORE than 5 years!

Lombard and Liverpool Victoria are both offering 5.9% at he mo.

Good luck.
Blobster

Carl Davey

iTrader: (3)

Davie, click here.

If an unsercured personal loan is best then Blobster is right, LV do appear to have the best rate. However, the advertised APR is not always what you will be quoted based on your (your gf's) personal circumstances.

For example, my Mother applied for a loan with Direct Line who were advertising something like 6.2% APR at the time. Mum, who has spotless credit history etc, was offered closer to the region of 9%.

Similarly when i took out my car loan Sainsburys offered me 6.7% rather than their advertised (lower) rate. Pays to shop around (alot !!) mate. All the best.

Ray_li

Cahoot are a joke. they declined my cuz i applied after their working hours. Wrote a letter to complain and they still took their time and offered me 10.9%.

Ray

drb5

iTrader: (4)

cheers lads but it aint looking to good for here at the mo. we have been concetrating more on 5 year loans, but as she's a student, no-one's takin her on!

ProperCharlie

has she already used her student loans?

drb5

iTrader: (4)

she doesn't really get much for her loans m8.