Track day insurance?
13 April 2004, 02:41 PM
#1
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Track day insurance?
does anyone have this - does your current ins company offer it you at any additional cost ??
if so who is it you use and what the cost like ?
have put it here cos will get litttle response in insurance section ......
if so who is it you use and what the cost like ?
have put it here cos will get litttle response in insurance section ......
Last edited by JimmyRB5PRO; 13 April 2004 at 02:42 PM. Reason: doh spell checker !!
13 April 2004, 05:56 PM
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Greenlight will do a policy extension for each trackday if you are insured with them. It is £85 per event which is half the price of other insurance policies for the day only.
Steve
Steve
13 April 2004, 08:13 PM
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Originally Posted by RRH
...or move your policy to LV and the cover is included in the policy
Steve
13 April 2004, 08:34 PM
#5
Eggar Lawson (aka Competition Car Insurance) are probably the best people.
"Trackday" insurance is for damage to your own vehicle only. T-bone another car & you are not covered. The reason for this that in "competition" it's almost considered as your own fault whatever for getting hit, or that you are to blame for being in the wrong place/wrong time, by dint of being on the same track as the person that hits you. That is the "accepted" way.
May not work like that on a trackday or in your mind, so best to make sure.
"Trackday" insurance is for damage to your own vehicle only. T-bone another car & you are not covered. The reason for this that in "competition" it's almost considered as your own fault whatever for getting hit, or that you are to blame for being in the wrong place/wrong time, by dint of being on the same track as the person that hits you. That is the "accepted" way.
May not work like that on a trackday or in your mind, so best to make sure.
13 April 2004, 10:00 PM
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My policies with HIC cover track-days but as said above, it only covers my own car and damage to armco/pitwall/other track fittings.
reading the policy I seriously doubt I would actually be able to claim for most incidents as there are so many vague areas they would use to get out of paying.
reading the policy I seriously doubt I would actually be able to claim for most incidents as there are so many vague areas they would use to get out of paying.
13 April 2004, 10:15 PM
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I'm with AoN who cover certain track days on my policy for a nominal amount (IIRC 15-20 quid per event). I've only been covered on one track day, and after doing a few that weren't covered doubt I'll ever bother getting cover again.
I'd rather just drive within my own abilities and if anyone else is being a danger just report them to the track day organisers.
I'd rather just drive within my own abilities and if anyone else is being a danger just report them to the track day organisers.
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