0% interest free credit cards..
24 December 2003, 09:16 AM
#1
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I want to get a laptop on credit, but seen as I have no job as of yet, It would be stupid to use barclaycards joke of their interest rates, so,..
..Is there any credit card companys that offer 0% interest free credit for say the 1st 6 months?
cha0s
..Is there any credit card companys that offer 0% interest free credit for say the 1st 6 months?
cha0s
24 December 2003, 09:27 AM
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0% until 1 July 2004 on credit card, store card, overdraft and even loan transfers.
0% until 1 July 2004 on all new purchases.
(12.3% APR variable).
Add a second cardholder this month and we'll automatically enter you into our free prize draw to win £5,000.
0.5% cash back on everything you buy.
10% discount on our household and travel insurance.
No annual fee
0% until 1 July 2004 on all new purchases.
(12.3% APR variable).
Add a second cardholder this month and we'll automatically enter you into our free prize draw to win £5,000.
0.5% cash back on everything you buy.
10% discount on our household and travel insurance.
No annual fee
cha0s
24 December 2003, 09:28 AM
#5
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The latest one I have is Halifax, who did 9 months interest free on purchases a month or so ago. Not sure if that offer is still on but worth a try.
24 December 2003, 09:32 AM
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If you buy from DABS.com they offer interest free for 12 months on most things. The important thing is that you pay it off in full before the due date or you are liable for all the interest.
They were the cheapest when I bought my Laptop about 6 months ago.
regards Darren
They were the cheapest when I bought my Laptop about 6 months ago.
regards Darren
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24 December 2003, 09:44 AM
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If you dont have a job you'll be lucky to get a Credit Card with a credit limit greater than £500. Although if you have one with a greater limit at the moment they may match it.
24 December 2003, 11:00 AM
#9
loads around, I bounch between them every 6 months 
.....but you have no job, theyll not be keen on giving you a card for obvious reasons, you would be a very high risk what with no way of paying it back(even if you have savings or whatever)
once your employed an on the ladder so to speak itll be easy to get 1 or more
.....but you have no job, theyll not be keen on giving you a card for obvious reasons, you would be a very high risk what with no way of paying it back(even if you have savings or whatever)
once your employed an on the ladder so to speak itll be easy to get 1 or more
24 December 2003, 11:04 AM
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They'll literally be begging you to have a card once you're employed. I applied for one and within a month I had pre approved applications dropping through my door almost every day offering me £8k - the most I was offered on a cc was £25k - FFS 
Although a nice nearly new sti could be my next purchase
Although a nice nearly new sti could be my next purchase
24 December 2003, 12:47 PM
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A friend of mine - ahem - lied when applying for his. Nothing was checked in terms of income or employment. My friend is now happily employed, BTW.
24 December 2003, 01:06 PM
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Ive had a credit card since i was 17, and with no job
..and got a big **** off credit limit, just lie, they couldn't give a rat ****. Talk about credit fraud made easy lol.
If I wanted to I could be a real ****, with the information Ive got I could get 60 credit cards in some nonces name VERY easily, and I could be £££££'s in, but I won't, cuz am kind
cha0s
[Edited by chaos. - 12/24/2003 1:11:23 PM]
..and got a big **** off credit limit, just lie, they couldn't give a rat ****. Talk about credit fraud made easy lol.
If I wanted to I could be a real ****, with the information Ive got I could get 60 credit cards in some nonces name VERY easily, and I could be £££££'s in, but I won't, cuz am kind
cha0s
[Edited by chaos. - 12/24/2003 1:11:23 PM]
24 December 2003, 03:18 PM
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Chaos
You have it in a nut shell......Its not often they ever check. Tell them you own your house, youre married and have kids and earn £48-55k a year and "Stand back"!!! the credit offers will bust your front door down.
You have it in a nut shell......Its not often they ever check. Tell them you own your house, youre married and have kids and earn £48-55k a year and "Stand back"!!! the credit offers will bust your front door down.
24 December 2003, 03:46 PM
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Im sure if they found out and demanded all the money back you wouldn't feel so clever
My credit history is A1 condition
Never paid the credit company a penny as I pay the balance straight away, so I doubt Im considdered high wrisk.If you mean the fraud, I wouldn't do it, too much like hard work. Although the possible £40k is VERY tempting
cha0s
24 December 2003, 04:59 PM
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£380K? Looks like you live the high life, Luke
If you want to try such a scam look in your local estate agent and look for houses to let, they will be vacent, and history of previous occupants will probably be stored there, VERY valuable information it is as well.. Its all too easy. But you'd never catch me doing such a thing, oh no
cha
S
If you want to try such a scam look in your local estate agent and look for houses to let, they will be vacent, and history of previous occupants will probably be stored there, VERY valuable information it is as well.. Its all too easy. But you'd never catch me doing such a thing, oh no
cha
S
25 December 2003, 10:20 PM
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Chaos
thank you for your recent admission,
i,m sure that when our fraudulant claims investigation team have gone through your account, any outstanding moneys owed will be recovered...
oh and as for any car insurance you may require in the future
forget it!!!!! ... no one insures fraudsters!!!!!
lol
Mart
thank you for your recent admission,
i,m sure that when our fraudulant claims investigation team have gone through your account, any outstanding moneys owed will be recovered...
oh and as for any car insurance you may require in the future
forget it!!!!! ... no one insures fraudsters!!!!!
lol
Mart
25 December 2003, 11:24 PM
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thank you for your recent admission,
i,m sure that when our fraudulant claims investigation team have gone through your account, any outstanding moneys owed will be recovered...
oh and as for any car insurance you may require in the future
forget it!!!!! ... no one insures fraudsters!!!!!
i,m sure that when our fraudulant claims investigation team have gone through your account, any outstanding moneys owed will be recovered...
oh and as for any car insurance you may require in the future
forget it!!!!! ... no one insures fraudsters!!!!!
It seems, like, erm, NEVER,! You TIT! Never stolen anything significant in my life if you must know, pay all my debts straight away, less hassle!
merry fukin christmas to you
cha0s[humbug]
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