nkh

Which providers have actually passed the drop in base rate on to their customers?

Funkii Munkii

Virgin One

Got my letter yesterday

AnDy_PaNdY

Not Brittannia [img]images/smilies/mad.gif[/img]

XRS

What you've got to remember is that for every borrower there are around 8 investors, so they can't drop rates too far or they will lose their investors.

Put the rates up, I say!!

nkh

Funkii Munkii I got mine today.

marty_t3

Halifax are announcing the changes next week AFAIK.

boomer

Halifax are dropping by 0.1%.

See http://news.bbc.co.uk/1/hi/business/2735519.stm

This must cost more in postage notifying borrowers than they will save in their repayments

mb

Funkii Munkii

The full 0.25% from Virgin with immediate effect

Dave P

The full 0.25%. I'm with Barclays Open Plan. Guaranteed to never be more than 0.75% over base rate.

Dave

pslewis

Will it affect the Housing Market do you think?

I can see the most expensive houses dropping in price now, its bound to have a knock-on affect?

If I was buying, and I might when prices drop, I would want a 10 year fix at - what? say 5%??

Pete

Andrew Timmins

Britannia BS 4.94% for 10 years is available if you want it.

Dirty_Den

Abbey National always take ages to pass interest rate decreases on to their mortgage customers. Sooner I can kick them into touch, the better....

Den

fast bloke

Pete - I can get you an 8 year fix (01/01/2011)at 4%. Normally I don't charge fees, but as its you can we call it a grand (an hour)

what would scooby do

Standard life INCREASED it two months ago - and no sign of a drop yet

stevem2k

fast bloke,

Tie in with 1 part of my mortgage is up in march, so I'm looking to bring both halves together and fix it for a while.


You want to drop me a line, and we can talk numbers ....


Cheers
Steve M