Subaru insurance
17 January 2014, 12:38 PM
#4
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I'm with Direct Line, mostly because I've experience of their service when someone smashed into one of my old cars and drove off. I got great service from them so have been reluctant to change, throw in that my UK classic only costs £240 and I've no need to go elsewhere.
I've used Adrian Flux a few times, but wasn't too impressed with the last policy as the actual company it was with seemed a bit monkey and had weird clauses like the vehicle must be garaged at my address before 10pm every evening - brilliant.
I've used Adrian Flux a few times, but wasn't too impressed with the last policy as the actual company it was with seemed a bit monkey and had weird clauses like the vehicle must be garaged at my address before 10pm every evening - brilliant.
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17 January 2014, 01:52 PM
#10
Greenlight wouldnt cover because i had to cancel my policy with them as i had sold the car, even though ive been with them on and off for around 8 years, so ill not be going back to them.
Keith Michaels never got back to me?
Flux waivered the £60 admin fee and mirror'd the NCB from my daily driver so i went with them. £390 FC with scope for future mods.
Keith Michaels never got back to me?
Flux waivered the £60 admin fee and mirror'd the NCB from my daily driver so i went with them. £390 FC with scope for future mods.
17 January 2014, 01:54 PM
#11
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It is cheaper for me to insure my Cosworth than my R32 and I have no conditions on either. I guess R32s are more likely to be wrapped round a bus shelter!
17 January 2014, 01:57 PM
#12
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There are many factors involved in insurance as Gary pointed out on the phone a while back but I suspect taking the profile of the cars only, WRXs are more likely to fall into the wrong hands and attract the premium for that reason.
It is cheaper for me to insure my Cosworth than my R32 and I have no conditions on either. I guess R32s are more likely to be wrapped round a bus shelter!
It is cheaper for me to insure my Cosworth than my R32 and I have no conditions on either. I guess R32s are more likely to be wrapped round a bus shelter!
17 January 2014, 02:01 PM
#13
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My renewal is in 2 weeks. Adrian Flux recently wanted around £650 from me. I'm going with another co who only wanted £375. I dont mind paying a bit extra for good service and/or knowledge of the cars, but I cant justify that much!
17 January 2014, 03:42 PM
#15
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17 January 2014, 04:44 PM
#17
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don't quote me on this as I may be wrong but at the end of the day the company you deal with underwrite it anyway don't they.....if you go to company XXXXX they sell you a policy but they don't actually insure the car do they as I think especially with the cars that have been modified they would be insured by the same company but you just get a better deal with different brokers
just my opinions
17 January 2014, 04:55 PM
#18
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I'm with Gary 
The problem with direct line ( and the like ),for me was they see ppp as a mod ,then the remap on top pushing bhp to 340 ish meant they would not insure the car as it was 80 odd bhp over standard. Plus with out tracker active theft from the car or theft of the car would not be covered.
Once under Gary's wing you are well looked after
The problem with direct line ( and the like ),for me was they see ppp as a mod ,then the remap on top pushing bhp to 340 ish meant they would not insure the car as it was 80 odd bhp over standard. Plus with out tracker active theft from the car or theft of the car would not be covered.
Once under Gary's wing you are well looked after
Last edited by Athame1; 17 January 2014 at 06:43 PM. Reason: Fat fingers small screen
17 January 2014, 06:35 PM
#20
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Mines due on the 26th going to give Keith michaels a go tomorrow, they never got back to me last year after I rang them 2 or 3 times, I've also pm'd Gary with no reply so far but I'll try them once more tomorrow 
I've been with greenlight last year who were great and cheapest by far, money is tight at the minute so I'm going to shop around first.
Mick
I've been with greenlight last year who were great and cheapest by far, money is tight at the minute so I'm going to shop around first.
Mick
17 January 2014, 08:24 PM
#23
Mines due on the 26th going to give Keith michaels a go tomorrow, they never got back to me last year after I rang them 2 or 3 times, I've also pm'd Gary with no reply so far but I'll try them once more tomorrow
I've been with greenlight last year who were great and cheapest by far, money is tight at the minute so I'm going to shop around first.
Mick
I've been with greenlight last year who were great and cheapest by far, money is tight at the minute so I'm going to shop around first.
Mick
17 January 2014, 08:29 PM
#24
There are many factors involved in insurance as Gary pointed out on the phone a while back but I suspect taking the profile of the cars only, WRXs are more likely to fall into the wrong hands and attract the premium for that reason.
It is cheaper for me to insure my Cosworth than my R32 and I have no conditions on either. I guess R32s are more likely to be wrapped round a bus shelter!
It is cheaper for me to insure my Cosworth than my R32 and I have no conditions on either. I guess R32s are more likely to be wrapped round a bus shelter!
A few years back it was standard 03-04 WRX's that were having most claims.
Now they have settled down, and it's the STI Type R's that are becoming a problem...... so Type R owners start behaving yourselves!
18 January 2014, 10:28 AM
#27
18 January 2014, 01:03 PM
#29
We keep an eye on the claim stats to see where the claims from and rate accordingly.
A few years back it was standard 03-04 WRX's that were having most claims.
Now they have settled down, and it's the STI Type R's that are becoming a problem...... so Type R owners start behaving yourselves!
A few years back it was standard 03-04 WRX's that were having most claims.
Now they have settled down, and it's the STI Type R's that are becoming a problem...... so Type R owners start behaving yourselves!
Mines up for renewal in a few months but will need to speak to you soon about a change of reg plate anyway
19 January 2014, 02:49 PM
#30
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Lunchmoney, What company did you go with?????
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