scooby_impreza

hello all

im 20 (21 in april) and have a 1999 Impreza turbo 2000
Been On confused etc and they want like £2500

any ideas where i can get it cheaper?

thanks in advance!

Moley

iTrader: (9)

At 20 Admiral is your only option

scooby_impreza

thanks for the reply, i can get it with alot of companies around 2200-2500.
the policy wil be in my dads name and me as a named driver.
so admiral is the best option?

thanks

Moley

iTrader: (9)

Might aswell not bothering insuring it then, save £2500.... as your policy will be void.

Moley

iTrader: (9)

..... but yes, Admiral

scooby_impreza

why would it be void, every car i have had has been me the named driver. been pulled by police tons of times for checks and been given all clear?

Moley

iTrader: (9)

Ever had to claim? Good luck if you do.

I guess you know best though

scooby_impreza

could you explain?

Moley

iTrader: (9)

If you have an accident and your insurers look at your policy don't be suprised if they accuse you of 'fronting' and void your policy.

If they prove it's your car, and they'll look into it these days, they can void your dads policy and take you to court for any 3rd party costs. (ie you hit a £20k BMW they can take you to court to get that £20k back if your policy is voided)

And yes, i've seen it happen. (not anyone we insure i'd add)

scooby_impreza

wow, i just ran a quote with the policy in my name and it dropped to 1900!
thanks for the advice mate!

Moley

iTrader: (9)

Some insurers prefer you to be honest, and will give a bigger discount.

Don't always assume it's cheaper under a parents name

scooby_impreza

no chance of getting insurance off you mate? long shot i know! lol

Moley

iTrader: (9)

Sorry, we don't do under 25's

scooby_impreza

ok, thanks for your help mate!

tomo2323

Admiral buddy.... I'm 22 and just got insurance for £650 on a 02' WRX. Check out my other thread....

unless you live in a horrid postcode then I'm pretty sure you could get it for £1500.

scooby_impreza

ive tried admiral and they just come back as cant give me a quote
any other ideas?

dukeoffenland

A plan are good but I'm 27

scooby_impreza

tried them also with no luck hmm must be someone out there who would insure for a little less

tomo2323

I think the problem here is your'e 21. Most companies wont insure till 25 which is bollocks. Admiral will at 21 and will probably be competitive. Maybe wait till 21 unless you want to pay a fortune?

scooby_impreza

i dont mind payin 1900 for the year 2bf, im 20 atm and 1900 sounds gd

Moley

iTrader: (9)

£1900 is very good for a 20 year old, you'll struggle to beat that IMO

Mck3nzi37703

That's really good am only 22 and I drive a import wrx with a 2.5 engine conversion sitting at 360 bhp and with my dr10 on my licence mine is still at 1300

h4mza

Mine is £2,600 with Admiral and im 20

wrxolly

iam abit confused why are there lads on here getting quotes so cheap on turbo's
ive now got a blobeye gx and the cheapest ive been offered is 950 with moley

oh and iam 26!