Insurance at 21?
#1
Scooby Newbie
Thread Starter
Join Date: Sep 2012
Location: Essex
Posts: 4
Likes: 0
Received 0 Likes
on
0 Posts
Insurance at 21?
Hi guys,
Need a little bit of help. I'm a newbie be patient but, I'm due to look at and possibly buy a uk turbo 2000 v reg tomorrow and the only problem left is insuring it!
I'm 21 with 2 years experience and 3 years no claims but i do have a ts10 which is unfortunately 3 points :/
So far my best quote is around 2200 on moneysupermarket.com but I know there must be a way of getting it cheaper, any suggestions?
Need a little bit of help. I'm a newbie be patient but, I'm due to look at and possibly buy a uk turbo 2000 v reg tomorrow and the only problem left is insuring it!
I'm 21 with 2 years experience and 3 years no claims but i do have a ts10 which is unfortunately 3 points :/
So far my best quote is around 2200 on moneysupermarket.com but I know there must be a way of getting it cheaper, any suggestions?
#3
I insured my when I was 22 in a high risk post code for 1800.
I was with tesco but I believe they are no longer competitive.
Try the usual suspects - Swinton specialists, a plan and Keith Michael's
I was with tesco but I believe they are no longer competitive.
Try the usual suspects - Swinton specialists, a plan and Keith Michael's
#5
Scooby Regular
Join Date: Apr 2012
Location: biggleswade
Posts: 1,775
Likes: 0
Received 0 Likes
on
0 Posts
my sti blob at 21 is costing me £2500 with 3 ncb, be wary of online quotes tho as i got 1 for £1300 before i bought the car, the day i went to insure on my 21st bday i was strugling to get insured as they were saying the min age is 25 on that type of car! im with elephant btw it took me 2 hours on the phone for them to agree to cover me! it looks like its getting harder for youngsters to insure impreza again!
Trending Topics
#8
Scooby Regular
Join Date: Nov 2009
Location: Berkshire
Posts: 525
Likes: 0
Received 0 Likes
on
0 Posts
To be with a specialist you need to be over 25 with a years experience of driving a subaru or similar.. comparison sites I'm afraid buddy.
#9
I got my first and only impreza when i was 21
Still got it now although the missis drivez it 99% of the time!
I was first with elephant and it cost me around 2k. Well worth it in my opinion
Still got it now although the missis drivez it 99% of the time!
I was first with elephant and it cost me around 2k. Well worth it in my opinion
#14
Scooby Regular
Join Date: Dec 2009
Location: West Yorkshire
Posts: 91
Likes: 0
Received 0 Likes
on
0 Posts
Talking from experience - If its your first Impreza prepare to have your pants down and the lube ready as you will struggle to insure it cheaply for the 1st year at least, most companys like you to have at least 1yrs experience driving them or similar cars, some even want you to have experience of driving one over a winter. Comparison sites may give good quotes, but when you phone them to go ahead with the policy they start moving the goal posts, wanting you to have owned it for over a year etc. Best quote i got for my 1st Turbo 2000 was with Right Choice Insurance. Good luck and as said, you either pay up or find another car unfortunately!
#15
Scooby Regular
iTrader: (51)
Its just the price you have to pay when your young,but still want to drive a quick car they just run the statistics and I'm afraid to say they are stacked up against you,when I was 19 I paid £1940 for insurance on a Renault 5 gt turbo and thats 21 years ago,anyway try to phone around all the insurance companies that specialise in performance cars KM,SKY,insurance factory,Adrian flux,etc.....
Last edited by stonejedi; 22 September 2012 at 05:44 AM.
#16
Scooby Regular
Join Date: Sep 2012
Location: morayshire, scotland
Posts: 232
Likes: 0
Received 0 Likes
on
0 Posts
Im 23 with 3 years ncb. I pay £1000 with elephant for a 53 plate STI blob PPP. Make sure u have a parent as a named driver. That works for lowering the price for me all the time.
At 22 i had 2y ncb and had an audi s4 4.2 V8. That was £1200 with admiral and had 5 points on my license
I use go compare normaly to get quotes.
But really your postcode is the key factor in the price.
At 22 i had 2y ncb and had an audi s4 4.2 V8. That was £1200 with admiral and had 5 points on my license
I use go compare normaly to get quotes.
But really your postcode is the key factor in the price.
#17
Scooby Regular
iTrader: (22)
Join Date: May 2006
Location: Doncaster, S. Yorks.
Posts: 21,415
Received 0 Likes
on
0 Posts
Im 23 with 3 years ncb. I pay £1000 with elephant for a 53 plate STI blob PPP. Make sure u have a parent as a named driver. That works for lowering the price for me all the time.
At 22 i had 2y ncb and had an audi s4 4.2 V8. That was £1200 with admiral and had 5 points on my license
I use go compare normaly to get quotes.
But really your postcode is the key factor in the price.
At 22 i had 2y ncb and had an audi s4 4.2 V8. That was £1200 with admiral and had 5 points on my license
I use go compare normaly to get quotes.
But really your postcode is the key factor in the price.
You also probably have an astoundingly good postcode with being in Scotland dear boy!
#18
Scooby Regular
Join Date: Sep 2012
Location: morayshire, scotland
Posts: 232
Likes: 0
Received 0 Likes
on
0 Posts
Only just moved up here. When i had the S4 i was living in a south london postcode. (Croydon) which is bad for insurance id say. But yes now i have a very good postcode on insurance terms lol
#20
Scooby Regular
Join Date: Mar 2008
Location: Aberdare / Daventry
Posts: 5,365
Likes: 0
Received 0 Likes
on
0 Posts
#21
Hi guys,
Need a little bit of help. I'm a newbie be patient but, I'm due to look at and possibly buy a uk turbo 2000 v reg tomorrow and the only problem left is insuring it!
I'm 21 with 2 years experience and 3 years no claims but i do have a ts10 which is unfortunately 3 points :/
So far my best quote is around 2200 on moneysupermarket.com but I know there must be a way of getting it cheaper, any suggestions?
Need a little bit of help. I'm a newbie be patient but, I'm due to look at and possibly buy a uk turbo 2000 v reg tomorrow and the only problem left is insuring it!
I'm 21 with 2 years experience and 3 years no claims but i do have a ts10 which is unfortunately 3 points :/
So far my best quote is around 2200 on moneysupermarket.com but I know there must be a way of getting it cheaper, any suggestions?
Just wait until your old enough to get cheap insurance.. or just accept that you're not going to get a good deal on insuring an Impreza at your age and pay £2200
#22
As above, either bite the bullet and pay the money as it won't be much cheaper, or look at a different car for a few years which is cheaper to insure. I done the second/sensible option and now I'm 24, 7 years ncb and paying £680 on a blobeye wrx wagon with all the insurance extras and my other half insured. Just be patient, put money to the side each month, and in a few years you can buy a mint impreza and not get ripped off with insurance!!
#24
Scooby Regular
Join Date: Sep 2012
Location: morayshire, scotland
Posts: 232
Likes: 0
Received 0 Likes
on
0 Posts
have you got a massive turbo and roll cage u declare or something?!?!
i can get insured on a new r35 GTR cheaper than that and im 23 with 3 years ncb. you must have like the worst postcode in the world or something.
#25
Scooby Regular
Join Date: Apr 2012
Location: Blaydon
Posts: 301
Likes: 0
Received 0 Likes
on
0 Posts
ne40 is a bad postcode aparently, apart from the village i live in is the quietest place in the world lol must be lots of car thievs nd whiplash claims in the area hahaha
#30
Scooby Regular
Join Date: Jun 2012
Location: In the gym in the ring or in the pub
Posts: 283
Likes: 0
Received 1 Like
on
1 Post
I got a similar quote from AFlux after being with them for 4 years driving a 2.3 zvh rs turbo escort and a 500 bhp rwd cosworth insured for under a grand each.. When I asked WTF they replied they simply don't like scoobies and evos