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Garage makes it more expensive?

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Old 25 January 2012, 06:29 PM
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burbs
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Default Garage makes it more expensive?

Hi

I've got a quote for a Impreza wrx which was 987 so thought that was bad enough but even still, not many companies would even quote me.
They asked me where it was being kept and I told the truth, on the road outside my house.

My landlord owns a garage at my property, it's full of bits and pieces but I asked him if there was anyway I could rent the garage as well, I thought this would save quite a bit if I could garage the car.
He said yes it's possible, give him the weekend to empty it etc.

I phoned the insurance back and asked if I changed on the road to garage how much would that knock off to see if it's worth renting. It added £240 to the price!

How does this work? Am I missing something?
Old 25 January 2012, 07:40 PM
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cuprajake
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some one told me leaving it on the street away from your house brings it down as they dont know which house to break into
Old 25 January 2012, 08:34 PM
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We find being on a street means lots of companies refuse to quote, so i find it odd that being in a garage increased the price with that company
Old 25 January 2012, 08:43 PM
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That was with Admiral. I couldn't get a quote with you today unfortunatly so thought I'd have to just take the hit from these lot!!
Old 25 January 2012, 08:52 PM
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Originally Posted by cuprajake
some one told me leaving it on the street away from your house brings it down as they dont know which house to break into
Yes, i heard this too, in some areas.
Old 25 January 2012, 09:09 PM
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Originally Posted by burbs
That was with Admiral. I couldn't get a quote with you today unfortunatly so thought I'd have to just take the hit from these lot!!
I had this too was only a small difference but was more expensive keeping it in the garage
Old 25 January 2012, 09:11 PM
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cuprajake
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i suppose if you think about it logically an un alarmed garage would allow said burger more time to work on a car unseen before they made off with it, i know most cars need keys now, but i did hear of a vw touareg v10 getting taken without keys off the drive, auto aswell so its beeh hoist or taken with second key!
Old 25 January 2012, 09:16 PM
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If it helps, the 4 main companies i use for Subaru's have this opinon:

3 decline to quote at all if it's kept on a street overnight, and the other company increase the price by at least 15%, and will also want a closer look at your postcode before they offer that increased price.
Old 25 January 2012, 09:28 PM
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but lets face it, no matter where you live if they want it they will will travel and take it, i think simply in the crappy areas like rochdale there are alot more oppertunistic car thefts,
Old 25 January 2012, 09:43 PM
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Originally Posted by cuprajake
but lets face it, no matter where you live if they want it they will will travel and take it, i think simply in the crappy areas like rochdale there are alot more oppertunistic car thefts,
Spot on
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