INSURANCE ADVICE!!!
15 July 2011, 11:26 PM
#1
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INSURANCE ADVICE!!!
Right guys i'd be grateful if you could give me a bit of help sorting out my insurance as i'm not sure who to go with.
Im 22 and own a Standard 2006 STI, and only do about 3-5k mileage a year,
I have been driving for 4 years and have never made a claim, However i was only a named driver on another policy with direct line and they will not insure my subaru, so i take it i dont have any no claims bonus anymore
?
I have contacted them and they've said they will send me proof in writing that i have never made a claim, will proof of me not making a claim since driving help me at all in lowering some quotes???.
Ive tried Keith michaels and apparently they dont insure under 25's...
Ive also tried A Plan, allen & allen, and a few more, and the best quote so far is £2800 with admiral, i was hoping to pay monthly but ive been quoted about £3500 to £4000 if i choose to pay that way
...
Who would you recommend ,just after a bit of advice really
Im 22 and own a Standard 2006 STI, and only do about 3-5k mileage a year,
I have been driving for 4 years and have never made a claim, However i was only a named driver on another policy with direct line and they will not insure my subaru, so i take it i dont have any no claims bonus anymore
?I have contacted them and they've said they will send me proof in writing that i have never made a claim, will proof of me not making a claim since driving help me at all in lowering some quotes???.
Ive tried Keith michaels and apparently they dont insure under 25's...
Ive also tried A Plan, allen & allen, and a few more, and the best quote so far is £2800 with admiral, i was hoping to pay monthly but ive been quoted about £3500 to £4000 if i choose to pay that way
...Who would you recommend ,just after a bit of advice really
16 July 2011, 12:42 AM
#2
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Face facts, sell your sti.
You would be an idiot to pay that kind of money, the country is in a mess making it one big shi*ty sandwich that we all have to take a bite out of. Meaning insurance is sky high as well as everything else.
I have ten years on you and trust me, you will look back and think what a fool you was paying that much.
You would be an idiot to pay that kind of money, the country is in a mess making it one big shi*ty sandwich that we all have to take a bite out of. Meaning insurance is sky high as well as everything else.
I have ten years on you and trust me, you will look back and think what a fool you was paying that much.
16 July 2011, 09:03 AM
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the car has come too soon for you... i am 53 and pay 680 fully comp protetced no claim full no claims limited miles on a 2007 stitype uk with ppp through a plan....i can insure a porsche 911 carrera 4 for 200 pounds cheaper..best thing i would recommend is get a diiferent car for a couple of years get your own insurance bit older and then go for a scoob i waited till i was 50 before i could afford to buy and run one...good luck
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16 July 2011, 03:52 PM
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But didn't you promote on here a short while ago to simply de-fraud insurance by having a parent insure the car (even though you own it) and be a 'named' driver on the policy
Edit: https://www.scoobynet.com/insurance-...ml#post9245263
Last edited by chocolate_o_brian; 16 July 2011 at 03:59 PM.
16 July 2011, 04:04 PM
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the car has come too soon for you... i am 53 and pay 680 fully comp protetced no claim full no claims limited miles on a 2007 stitype uk with ppp through a plan....i can insure a porsche 911 carrera 4 for 200 pounds cheaper..best thing i would recommend is get a diiferent car for a couple of years get your own insurance bit older and then go for a scoob i waited till i was 50 before i could afford to buy and run one...good luck
16 July 2011, 04:29 PM
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Face facts, sell your sti.
You would be an idiot to pay that kind of money, the country is in a mess making it one big shi*ty sandwich that we all have to take a bite out of. Meaning insurance is sky high as well as everything else.
I have ten years on you and trust me, you will look back and think what a fool you was paying that much.
You would be an idiot to pay that kind of money, the country is in a mess making it one big shi*ty sandwich that we all have to take a bite out of. Meaning insurance is sky high as well as everything else.
I have ten years on you and trust me, you will look back and think what a fool you was paying that much.
Of course i could of bought a cheaper car to run a cheaper car to insure BUT why buy a car i dont really want when i had the money to buy my dream car. The only car ive ever wanted since the age of 10 has been a subaru and still to this day i woudnt want any other car than an Impreza, other cars (Including supercars) just dont mean anything to me.
By the way i'm not your average 22 year old that just pisses his earnings up the wall, most 20-22 year olds would easily spend £2000 plus per year
on drinking, smoking, holidays im not interested in all that, My argument is why not pay the ridiculous insurance price when you consider my circumstances at the moment.
And the car will not be sold i'll be keeping it, I've owned it for a whole year as it is and only now am i looking for insurance.
Thanks for your advice
16 July 2011, 05:04 PM
#12
I see your point and agree with you mate BUT look at it from my point of view, I'm in a steady paying job at the moment ,still living at home, im single, I don't smoke or drink. so therfore most of my money is spent on the car...
Of course i could of bought a cheaper car to run a cheaper car to insure BUT why buy a car i dont really want when i had the money to buy my dream car. The only car ive ever wanted since the age of 10 has been a subaru and still to this day i woudnt want any other car than an Impreza, other cars (Including supercars) just dont mean anything to me.
By the way i'm not your average 22 year old that just pisses his earnings up the wall, most 20-22 year olds would easily spend £2000 plus per year
on drinking, smoking, holidays im not interested in all that, My argument is why not pay the ridiculous insurance price when you consider my circumstances at the moment.
And the car will not be sold i'll be keeping it, I've owned it for a whole year as it is and only now am i looking for insurance.
Thanks for your advice
Of course i could of bought a cheaper car to run a cheaper car to insure BUT why buy a car i dont really want when i had the money to buy my dream car. The only car ive ever wanted since the age of 10 has been a subaru and still to this day i woudnt want any other car than an Impreza, other cars (Including supercars) just dont mean anything to me.
By the way i'm not your average 22 year old that just pisses his earnings up the wall, most 20-22 year olds would easily spend £2000 plus per year
on drinking, smoking, holidays im not interested in all that, My argument is why not pay the ridiculous insurance price when you consider my circumstances at the moment.
And the car will not be sold i'll be keeping it, I've owned it for a whole year as it is and only now am i looking for insurance.
Thanks for your advice
Last edited by 95turbowagon; 16 July 2011 at 05:05 PM.
16 July 2011, 07:24 PM
#13
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try ollie (i think it is) at sky insurance, they gave me the best quote.
carclubs@skyinsurance.co.uk
carclubs@skyinsurance.co.uk
Last edited by euan_F; 16 July 2011 at 07:26 PM.
17 July 2011, 11:57 AM
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I didn't say you weren't. I merely pointed out that you exporting cars bares no relevance to the OP getting cheaper insurance. Just like me working wherever makes no difference to what you have for tea tonight - i.e. pointless
17 July 2011, 12:02 PM
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All I meant to say was factors like that may help him out that maybe he did not take into account. Some people on this thread are 53 with Subaru's, some are much younger. But there is always a legal way out even if your younger than the rest. I'm 21 with a Subaru and a CLS 320 both insured fully comprehensive.
17 July 2011, 01:50 PM
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All I meant to say was factors like that may help him out that maybe he did not take into account. Some people on this thread are 53 with Subaru's, some are much younger. But there is always a legal way out even if your younger than the rest. I'm 21 with a Subaru and a CLS 320 both insured fully comprehensive.
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