sc_sjo

iTrader: (7)

Hi all

Trying to get a decent quote on my new Impreza.

My current broker (Chris Knott) is coming in at over a grand when I renew in May.

Adrian Flux were £1200+, as were 'Subaru Insured'.

Direct Line not terrible at £823 but insisted on having a tracker fitted.

No reply from Keith Michaels yet or A-Plan.

Tried confused.com, cheapest quote I got back was £511 fully comp, protected NCB, £350 total excess (no voluntary). Disadvantage with this policy is no modifications allowed, nothing, nada, which is putting me off. Next few companies are in the £600-700 region.


I'm 31, full uk license over 10 years, no claims, no points but SP30 + 56d ban in July 2005. Car is a MY99 std UK car with stainless exhaust. Not intending to do any major modifications but perhaps big brakes and a remap.


Any recommendations?

Thanks

chocolate_o_brian

iTrader: (22)

Keep trying Moley but call his direct number. If you get anyone else insist on speaking to Gary Moulson

easyrider1961

sky insurance 08701121759 2002 bugeye 4 years no claims 48 with declared mods full comp protected no claims 650.00

sc_sjo

iTrader: (7)

I did get to speak to Sky but I was declined cover because I hadn't owned an identical car before?! Absolutely ridiculous, i've owned considerably faster cars!

Steve169

Was your decent quote from confused.com a Post Office one ? they are quoting me 500ish with business mileage and my wife on the policy (who only had a provisional) again no mods allowed though so I'm going to have to change the exhaust back.

sc_sjo

iTrader: (7)

No, it was a company i've not heard of called 1st Central. Endsleigh were £605, Swinton £648, AA £720 (low excess + breakdown cover) etc.

I'll be checking if the AA cover slight mods and if so probably go with them if noone else gets back to me in time. I don't really like having to chase insurance companies around.

mdh050979

One word of caution that put me off First Central when I was looking round last November for a renewal quote on my old BMW. If you read the small print First Central are not a UK registered company, they are regulated by the FSA over in Gibralta. I'm no insurance expert but didn't like the thought of not having my policy regulated by a UK body.

Sure someone will explain the difference!

Mike

sc_sjo

iTrader: (7)

Ended up going with Sky after they resolved a slight misunderstanding

tony de wonderful

I'm struggling also.

I'm 31 and have a stock JDM ver 5 Sti Wagon.

Don't have any UK NCB etc though since I have been living/working all over the world for the last few years.

Got quoted £2700 fully comp.

I got insured in Australia on a modified Skyline for the equivilant of ~£700.

WTF!

sc_sjo

iTrader: (7)

Do you have any proof of no-claims from other countries? I mean, NCB isn't currency or goods - it's just a discount based on a no claim record and if you can provide that then why should a broke/insurer not honour it? I think some of them need a bit of a reality check to be honest.

tony de wonderful

I dunno? How do I prove that? Adrian Flux said overseas no-claims don't count.

I was insured over there and made no claims. I was insured for 1 year with RAC and then 6 months with someone else.

sc_sjo

iTrader: (7)

Sorry I wasn't suggesting you could do that, but that it should count for something. I appreciate the insurance is partly based on your experience driving in this country but some of the rules regarding NCB are pretty unfair (like cancelling part-periods due to changing insurance companies - Flux are a pain for this).. I was with Flux for several years whilst chopping and changing cars frequently and didn't rack up much NCB at all!

Tim@QN

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tony de wonderful

Well looks like £2,700 is the best I can do, and I went round lots of places are also 3rd parties.

That is from Adrian Flux and they accomodated my no claims in Australia and my previous ownership of a Skyline. So I was wrong that the did not accept Australian no claims per se...it's just a bit irregular and a grey area.

Still kind of shell shocked at the cost of UK insurance. As I said my skyline was modded quite a bit and still only £700 fully comp in Australia.

I'm really a careful driver and respect powerful cars, but I feel I'm being treated like a 17 y/o with no sense of his morality (I am 31).

Never even had a scrape in almost 10 years of driving.

stonejedi

iTrader: (51)

if i was you i would keep shopping around that quote is just silly for somene your age.how long have you had your license for?

stonejedi

iTrader: (51)

try all of the insurance specialist for high performance vehicles.

tony de wonderful

Since 2000, but never owned or insured a car in the UK before.

Been overseas a lot.

sc_sjo

iTrader: (7)

I'd seriously re-consider taking on a £2700 policy! I'm the same age as you and my policy is £770, which I consider expensive!

tony de wonderful

Keith Michaels sorted me out with £1,359 (fully comp) in the end.

Given some places were quoting more than 3 large I'm happy with that.

They said it will come down a lot next year assuming I make no claims.

sc_sjo

iTrader: (7)

Glad you got it sorted, and roll on next year no doubt!

Keith Michaels never got back to me so potentially lost business there for them.

mr_D

iTrader: (12)

i just got a rwl of £925 on mine. one call and its now 790. which is not too bad. im 25 with 6 yrs ncd and a clean risk.

i was offered £700 with greelight but aplan are good as gold