dannyboygti

iTrader: (13)

ive just started a good job on excellent money so thought i mite save up for a few months and then by a 2door type r or p1 and sell my wrx import but the insurance would b £8000 compared to the £1000 im payin for mine

y is it so much more as the p1 is 276 bhp and mines 260 lol

im 21 had my license 5 yrs 1yrs ncb parked on drive and im fully comp

???? any1 got any ideas on what i can do to reduce this or am i wishing for too much as i anit payin £8000 insurance lol

jiha4

iTrader: (3)

Ouch!!!!!!

dannyboygti

iTrader: (13)

init lol couldnt belive it wen it came up i dont even wanna ring my insurance company and ask them mite go down as im 22 in a month but would of thought by much

jiha4

iTrader: (3)

Who is your insurance company? I use elephant.co.uk and found them to be ok on price

dannyboygti

iTrader: (13)

thats who im with they wer the best when i insured my current scooby every1 else was 2000+ n they were £1200 but i moved house and it went down to just over £1000

jiha4

iTrader: (3)

The only other thing I can suggest is putting a parent on your insurance as a named driver which might bring it down a hundred or so quid

Probein

Isn't that close to, or over the value of the car itself? I'd just keep the 8k and if you crash it, buy another one. :P

That can't be right though - I'd expect maybe a few thousand, but not 8.

V4JDMSTi

iTrader: (2)

Call Gary Moulson at Keith Michaels and Chris at A-Plan. They should be able to get that down a fair bit.

snOOpy86

iTrader: (1)

Home | Brentacre Insurance Swansea

just renewing my insurance now and there doing me the best deal.

tubbytommy

iTrader: (20)

go compare!!! ask the annoying fat man

bish667

iTrader: (1)

Did you pass your test at 16 or do you mean you've held your license for 4 years

Badbird

well 4 years 11 months if he passed right after his 17th birthday "22 in a month"

Moley

iTrader: (9)

21 with 1 years NCB and you're only paying £1000?

I'd check they haven't insured you WRX as a GL (if it was incorrectly registered by the DLVA) and are not rating it as the proper Turbo'd Impreza

dannyboygti

iTrader: (13)

im 22 in april and will of had my license 5 yrs in may

ive had 2 wrx both imports and both registerd like it when i swoped them over the insurance didnt change price wise

the car is registerd as a wrx import which is wat the insurance company have on there details

i have my mum and mother inlaw on my policy now which is y its only £1000 was 2000before i added them

put them on the quote i got earlier which was on gocompare and got 8127 for a p1
also put
5000 miles
cat 1 alarm
tracker
garage

KickboxingCrazy

iTrader: (15)

companys dont wana insure imprezas now because of the amount of insurance jobs being done on them

grahamk23

i thinks its because its a rarer car and bodypanels would be harder to get or more expensive. im 24 paying £700 for 2.0 impreza (non turbo)

dannyboygti

iTrader: (13)

silly question but wat models do they make in a 2 door is it just the p1 and the type r sti (import)

chocolate_o_brian

iTrader: (22)

There was a 1500cc model (Jap only) in the 2 door shape. Maybe that would be under 8 grand to insure but slow as ****.

Also, when on the insurance websites, do you put your answers in there in text speak too? That "mite" not help either

(Sorry couldn't resist).

grahamk23

ive been told that if you ring the company that gave u the cheepest quote u mite get it cheaper coz the site take comisstion

chocolate_o_brian

iTrader: (22)

Hmm, seems to contradict what Mr Moulson was saying on the phone the other day when discussing my car insurance.

He seemed to think that all the cheap quotes are given on compare type websites to reel you in and that when you call them, the price suddenly doubles.

Thats from an insurance pro on here, not some mate down the pub too.

grahamk23

so whats the best place to get it from coz mines due soon?? if they give u a daft quote, just laugh and put the fone down

chocolate_o_brian

iTrader: (22)

This is the thing - there is NO definitive "best" place otherwise only one company would exist in a way. It's totally situation dependant. Things like your car (obviously), postcode, age.... feckin' loads of variables which change from one person to another. Moley will tell you this, especially with Scoobs and more how do we say 'undesirables' getting their chavvy mits on them. Thats a reason why more and more insurers are wary.

I was the same when I had my old Scoob - "oh yeah only group 17, will be expensive but not that bad". Everyone wanted circa £3300 to insure it. Moley at KM couldn't help me to start with as I was a relative new driver. See, GOD himself couldn't help (and he's really the best guy on here for insurance by a country mile IMHO), but an internet only based company (Ecar) came up trumps for half the above figure. Doesn't make sense does it?

Just ring up, do the whole details thing, make sure everything is legit (as again more ********* are insuring Scoobs under other peoples names/ownership or as lowly 'GL' models)... this is what bumps up everyone else premiums.

Seriously though, on here, try Gary Moulson (moley_wrx) @ Keith Michaels, Ollie @ Sky insurance, Chris @ A-plan. One of those should be able to help and if not, you'll be struggling (unless you got lucky like me)

Moley

iTrader: (9)

Most companies don't want to touch under 25's at the moment, purely down to claim stats.

When i first got my Impreza in 2004 i was 24 and paid £1500, and at the time that was very cheap.

dannyboygti

iTrader: (13)

just left a message with a chap for you to call me back as he said you had just taken a call

grahamk23

when its due ill be 25 so where would you recommend for scooby owners. fiats have there own company and they say that they can beat any quote. is there one for scooby owners??

dannyboygti

iTrader: (13)

thanks to all who recomended me to gary at k.m £3000 happy with that but will probs go down a bit more when i actully turn 22