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Can I cancel a Keith Michaels Policy? - A-Plan Cheaper

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Old 06 January 2009, 10:09 AM
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fivetide
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Default All sorted!

Initial issue left below but i have since been in touch with A-Plan and while the cover was good (actually less than £500 they just added on all the other bits i don't need into the quote) it was with Norwich Union who despite their happy advertising i have always found to be decidely grumpy, main point on a fully comp policy no cover for driving other cars which is vital for me so looks like a good job from KM.

Have to call it when it is wrong. Some nice advice though guys cheers.

5t.

Just a quickie, trying to get the facts before i make a call.

Basically, just renewed the insurance. Originally KM wanted to put it up, blaming the credit crunch and other people crashing a lot (neither of which are my fault). Anyway, after some chat it came back down slightly to £575

Just before renewal i had a call from A-Plan who went away to see what they could do. They never called back so i assumed they couldn't beat the price. However, they actually sent me a quote in the post, £514

Does anyone know if there is a 'cooling off' period for insurance? The cover looks to be exactly the same, it may even be the same underwriter and right now i'd like that £60 in my pocket!

5t.

Last edited by fivetide; 09 January 2009 at 09:42 AM.
Old 06 January 2009, 10:14 AM
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SwissTony
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I thought you had 14 days to cancel ?

Why dont you speak to Gary and see if he can price match, he is pretty reasonable when it comes down to it
Old 06 January 2009, 10:46 AM
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Originally Posted by SwissTony
I thought you had 14 days to cancel ?
Only if the policy has been mis-sold
Old 06 January 2009, 11:01 AM
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Originally Posted by Moley_WRX
Only if the policy has been mis-sold
Perish the thought
Old 06 January 2009, 11:19 AM
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fivetide
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Originally Posted by SwissTony
Perish the thought
Like your style.

Nothing you can do then Gary? Been happy enough with the service but if someone is doing it cheaper... you know how it is!

5t.
Old 06 January 2009, 11:40 AM
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Moley
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Originally Posted by fivetide
Like your style.

Nothing you can do then Gary? Been happy enough with the service but if someone is doing it cheaper... you know how it is!

5t.
Give me a call and i'll see if there is anything i can do.
I doubt your current insurer will reduce their price, but may be able to speak to another company and see if they can do anything.
Old 06 January 2009, 11:58 AM
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Cheers will do! It'll be tomorrow though. As i said, been more than happy with the service, i just got the usual calls at renewal time after contacting them in the first place when i bought the car (and you couldn't insure me until i'd had it a year)

Also lesson to A-Plan, call don't write!

5t.
Old 06 January 2009, 04:41 PM
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chocolate_o_brian
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Originally Posted by Moley_WRX
Give me a call and i'll see if there is anything i can do.
I doubt your current insurer will reduce their price, but may be able to speak to another company and see if they can do anything.
I blame that new bloke in Accounts - Andy wasn't it

Anywho, thanks again for yesterday. Insurance isn't just about the price, it's about the service too
Old 07 January 2009, 07:20 PM
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whataz
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Default to the rescue!

howdo, i used to work for quite a few insurance companies and yes there is a coolingoff period, you may be charged an admin fee (usually £15 and the time you have spent on cover). you will be required to return your certificate of insurance and they won't cancel it until they receive due to legal reasons. so may not be worth it unless you get it their quickly. i found post office real good value this year 560 for an sti very nice!!

hope this helps. any insurance queries guys gimme a shout i'll be happy to lend a hand
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