Student Quote? How much roughly?
19 December 2008, 10:41 PM
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Student Quote? How much roughly?
Hi guys,
Basically I'm gonna be needing insurance in my name next year as I wont be living at home (previously had all my cars insured through dads business as a named driver, all legal before anyone gets picky
) How much am I looking at?
Details :
Male, 21 living in oxford and studying motorsport. No no-claims as I have been on the business policy, been driving for 3 years with no accidents... including driving several large vans and some pretty fast cars with no issues. Have one speeding fine that will have been on my license for 3 years in jan!
Car is 1993 WRX with some modifications but nothing over the top.
cant see the quote being affordable but I thought I'd at least ask... otherwise I'll buy a cheap runabout, which isnt really a problem i guess.
Cheers for any rough figures!
Gaz
Basically I'm gonna be needing insurance in my name next year as I wont be living at home (previously had all my cars insured through dads business as a named driver, all legal before anyone gets picky
) How much am I looking at?Details :
Male, 21 living in oxford and studying motorsport. No no-claims as I have been on the business policy, been driving for 3 years with no accidents... including driving several large vans and some pretty fast cars with no issues. Have one speeding fine that will have been on my license for 3 years in jan!
Car is 1993 WRX with some modifications but nothing over the top.
cant see the quote being affordable but I thought I'd at least ask... otherwise I'll buy a cheap runabout, which isnt really a problem i guess.
Cheers for any rough figures!
Gaz
20 December 2008, 09:54 AM
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at 34 with 8 yrs ncb i pay 550 on a wrx with couple of mods! by the way points stay on for insurance purposes for 5years my 6pts are almost off now
you may get a discount if you use your dads insurer as they have some record of you being on the policy.
you may get a discount if you use your dads insurer as they have some record of you being on the policy.
20 December 2008, 11:20 AM
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oh right, cool... I think my main problem is going to be my age though. does anyone have any insurers that are usually good with younger drivers? Cheers for the tip on using my dads insurer I will try that too.
20 December 2008, 08:42 PM
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i have exactly the same problem
21 with 0 no claims ... have tried some insurance and cheapest i found was approx £2500... i stopped looking now, am driving a sport
good luck mate, let us know if u get any cheap stuff
21 with 0 no claims ... have tried some insurance and cheapest i found was approx £2500... i stopped looking now, am driving a sport
good luck mate, let us know if u get any cheap stuff
23 December 2008, 05:08 PM
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without being daft, it'll be more than the car is worth. Yr high risk.
you'd also be better off getting a zero % credit card and paying that off each month for the insurance than accepting 29.9% insurers APR- esp if you a skint student.
ps you tried driving in oxford: you'll give up and walk/cycle in anycase
you'd also be better off getting a zero % credit card and paying that off each month for the insurance than accepting 29.9% insurers APR- esp if you a skint student.
ps you tried driving in oxford: you'll give up and walk/cycle in anycase
24 December 2008, 01:33 PM
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haha... I know your right mate! I was just hoping lol
I know Oxfords not a very car friendly place but I will be staying near the centre and will have to travel to wheatly most days to my campus... and i hate busses!
ahh well... cheers anyway
Im gonna get me an old banger!
I know Oxfords not a very car friendly place but I will be staying near the centre and will have to travel to wheatly most days to my campus... and i hate busses!
ahh well... cheers anyway
Im gonna get me an old banger!
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