Insurance cost for 18-25yr olds...
01 January 2007, 10:31 PM
#1
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Insurance cost for 18-25yr olds...
... following on from this thread..
https://www.scoobynet.com/members-ga...pics-here.html
I can't go through every post to see if its already been asked and answered so thought I'd make a new thread.
question..
1. What car/model and year is it (pix)?
2. what are you guys/girls paying a year. fully comp/3rd PFT?
3. what job do you do?
4. do you still live at home?
5. is it your own insurance or on someone elses?
i hope this will make interesting reading.
Phil
edited to ask, if its their own policy of insurance and not their parents etc
I'm now 32
the Smart Roadster 80 (699cc) with mods declared 5yrs NCD F/C protected costed £418 this year (2006/07) with MSM specialist smart car insurer
bought for £8200 cash s no HP - 8months old 2900miles 54plater
the Smart 4/2 PURE (50bhp 599cc) 3yrs NCD with TESCO, no mods to declare, My sis and wife on insurance (£315 this yr 2006/07)
No HP, bought car cash £5200 18months old 52plate 8k miles
don't live at home anymore but do have a total of 6 mortgage to pay for as well (5 buy-to-lets + my own apartments mortgage) hence can't afford to run a scoob at the mo.
three years ago the MY97 I had, costed £998 FC, on dad's 70% NCD (mods not to mention) insurance with Co-op
HP was over 4.5 years!! (car was £16k when bought in june '99 with 52k miles)
https://www.scoobynet.com/members-ga...pics-here.html
I can't go through every post to see if its already been asked and answered so thought I'd make a new thread.
question..
1. What car/model and year is it (pix)?
2. what are you guys/girls paying a year. fully comp/3rd PFT?
3. what job do you do?
4. do you still live at home?
5. is it your own insurance or on someone elses?
i hope this will make interesting reading.
Phil
edited to ask, if its their own policy of insurance and not their parents etc
I'm now 32
the Smart Roadster 80 (699cc) with mods declared 5yrs NCD F/C protected costed £418 this year (2006/07) with MSM specialist smart car insurer
bought for £8200 cash s no HP - 8months old 2900miles 54plater
the Smart 4/2 PURE (50bhp 599cc) 3yrs NCD with TESCO, no mods to declare, My sis and wife on insurance (£315 this yr 2006/07)
No HP, bought car cash £5200 18months old 52plate 8k miles
don't live at home anymore but do have a total of 6 mortgage to pay for as well (5 buy-to-lets + my own apartments mortgage) hence can't afford to run a scoob at the mo.
three years ago the MY97 I had, costed £998 FC, on dad's 70% NCD (mods not to mention) insurance with Co-op
HP was over 4.5 years!! (car was £16k when bought in june '99 with 52k miles)
Last edited by salsa-king; 02 January 2007 at 09:35 AM.
01 January 2007, 11:23 PM
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1. STi 2002 v7 prodrive style ( no pix as yet )
2. £959 FC A plan brokered deal
3. Secondary school teacher
4. No i rent a place with 2 friends
5. Age 25 3 yrs no claims
2. £959 FC A plan brokered deal
3. Secondary school teacher
4. No i rent a place with 2 friends
5. Age 25 3 yrs no claims
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01 January 2007, 11:49 PM
#9
i always wonder how an 18 year old has a new scoob - am i the only one that wonders whether its mummy and daddy or a fecking huge loan that they will pay off until they're 30.
Not to say there isnt people out there in that age bracket that do it on their own but sheesh. I pay a grand on insurance and i'm 25 with mods declared etc on an older scoob
Not to say there isnt people out there in that age bracket that do it on their own but sheesh. I pay a grand on insurance and i'm 25 with mods declared etc on an older scoob
01 January 2007, 11:58 PM
#10
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i have just turned 20
silver classic turbo 2000 (full decat induction kit,baileys dv)
£1800 3rd party on my mums insurance (she has max no claims) with zenith
and i do still live at home
im a engineering technican apprentice for network rail
silver classic turbo 2000 (full decat induction kit,baileys dv)
£1800 3rd party on my mums insurance (she has max no claims) with zenith
and i do still live at home
im a engineering technican apprentice for network rail
02 January 2007, 12:00 AM
#11
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well il freely admit that mine is on a 5 yr loan through subaru finance and thats the only way i can afford to purchase the car, insuarance tho is payed off as a lump sum each year by the 'old skool' method of saving up lol
02 January 2007, 12:04 AM
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ill quite happly admit that i took a loan out for mine over 4 years which also coverd my 1st yr of insurance and next yrs will be done through good old saving up
02 January 2007, 12:05 AM
#13
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Originally Posted by chief-long-shin
i always wonder how an 18 year old has a new scoob - am i the only one that wonders whether its mummy and daddy or a fecking huge loan that they will pay off until they're 30.
Not to say there isnt people out there in that age bracket that do it on their own but sheesh. I pay a grand on insurance and i'm 25 with mods declared etc on an older scoob
Not to say there isnt people out there in that age bracket that do it on their own but sheesh. I pay a grand on insurance and i'm 25 with mods declared etc on an older scoob
Well, I don't have a newage, a 95 classic instead (which if course is considerably cheaper...) but I'm paying for it myself, including insurance. 24 month loan for the scoob (£4k) and lump sum saving for insurance each year.
02 January 2007, 12:08 AM
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i would have loved a newage but had to go for the classic coud have stretched the loan to afford a newage but insurance compaines just didnt want to know the only one i could get a half decent quote on was a classic t2000
02 January 2007, 12:11 AM
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i found quotes were cheaper for me on a newage sti than a RB5 with PPP which i found odd as mine is faster and worth more lol, but hey thats insurace company logic for you!
02 January 2007, 01:28 AM
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Originally Posted by GC8
I see that a lot of people are avoiding the 'do you still live with your mother?' question.....
02 January 2007, 02:11 AM
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Originally Posted by andythejock01wrx
Yep Old Timer, you were born the year Bobby Kennedy was assassinated - just like me.
Or was that Lincoln....
02 January 2007, 03:04 AM
#22
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- my99 uk turbo 2000
- aged 22
- insurance is £1750 fully comp with ecar insruance (no ncb as been driving only 9 months)
- work as a night shift warehouseman
- do i **** live at home with mummy. had my own mortgage since i was 20 before i even started learning to drive. me and the boss live together. would rather be on the property ladder young than have a fast car, although currently im managing both somehow.
yes, the policy is in my own name only. never been under anyone elses insurance, and this is my third scoob...
Last edited by chocolate_o_brian; 02 January 2007 at 01:58 PM.
02 January 2007, 06:12 AM
#23
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*my 93 WRX turbo
*aged 27 (i know im out of the age bracket but only just)
*£525 fully comp and protected with A PLAN(can make 2 claims in 3 years
without it going up
)
*Policeman
*Own my own home
cant post pic as im at work
*aged 27 (i know im out of the age bracket but only just)
*£525 fully comp and protected with A PLAN(can make 2 claims in 3 years
without it going up
)*Policeman
*Own my own home
cant post pic as im at work
02 January 2007, 07:29 AM
#24
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Originally Posted by Multijfj
JDM Sti 8
Enough
Sales Assistant with commision
Yes
18 Years old
Enough
Sales Assistant with commision
Yes
18 Years old
Enough?... Helpful to thread....
why post?
Last edited by martx; 02 January 2007 at 07:38 AM.
02 January 2007, 09:10 AM
#26
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Thread Starter
Originally Posted by the_msp
1. 95 WRX
2. £2.4k 3rd PFT
3. Electronics Engineer
4. Yes
you know the cars worth less than that!! scary!
what NC did/have you?
02 January 2007, 09:18 AM
#27
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i just turned 20 had it at 19 though
classic uk turbo 2000 with hyperperformance £2700 fully comp
(would of been more but paid it off it full)
people say its too much to pay out but i find its well worth it plus i spent 12k on a saxo including the car
waste of money
classic uk turbo 2000 with hyperperformance £2700 fully comp
(would of been more but paid it off it full)
people say its too much to pay out but i find its well worth it plus i spent 12k on a saxo including the car
waste of money
Last edited by stychey; 02 January 2007 at 09:30 AM.
02 January 2007, 11:57 AM
#29
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are all the insurance ads in the back of magazines for modded cars/young drivers/drivers with points/ actually cheaper than highstreet insurance companies when it comes to scoobs????
02 January 2007, 12:02 PM
#30
So then, as question 5 in the original post, whose name are these cars insured under. Yours or parents, and also are all mods declared???
Oh, i am 26, so just over the 18-25 bracket. I am paying £540 fully comp, 1993 WRX (modified - all mods covered like-for-like), live with parents (at the moment), insured in my own name
Oh, i am 26, so just over the 18-25 bracket. I am paying £540 fully comp, 1993 WRX (modified - all mods covered like-for-like), live with parents (at the moment), insured in my own name
Last edited by Moley; 02 January 2007 at 12:04 PM.