6 month policy?
27 February 2006, 06:47 PM
#3
Scooby Regular
Join Date: Jan 2000
Posts: 460
Likes: 0
Received 0 Likes
on
0 Posts
As I understand it most "normal" insurance companies only do yearly policies....I asked a broker the same question recently and got that answer....but...there are some that give pro rata refunds....so you could insure for a year, then take car off the road and ask for a refund...which should be in proportion to the unused time left on the policy....The problem is finding a company that gives a reasonable quote AND will allow refund of policy...without a stupid penalty clause!...
28 February 2006, 07:46 PM
#6
Scooby Regular
Thread Starter
Join Date: Sep 2005
Posts: 193
Likes: 0
Received 0 Likes
on
0 Posts
Originally Posted by s70rjw
Can you guarantee it won't get stolen during winter? I wouldn't take the risk personally.
01 March 2006, 09:03 AM
#7
Former Sponsor
Join Date: Jul 2005
Location: Essex
Posts: 551
Likes: 0
Received 0 Likes
on
0 Posts
Originally Posted by Northern Scoob
some companies do 10 month schemes, what mines on at moment plus i get a years no claims from it
Phil
Phil
Be careful with the 10 month policies Phil,
The Insurer providing the 10 month (accelerator) policy guarantees to allow a 1 year NCB at the end, but the rest of the market do not provide such a guarantee (for someone elses product) and are under no obligation to allow a year's (12mth) NCB for 10 months.
So, to be safe when considering switching to another Insurer you'll need to let them know that the prior policies were for 10 months, rather than 12 months.
Trending Topics
01 March 2006, 09:12 AM
#8
Former Sponsor
Join Date: Jul 2005
Location: Essex
Posts: 551
Likes: 0
Received 0 Likes
on
0 Posts
Originally Posted by birtywrx
is it possible to insure your car for 6 months? as its a summer toy its locked away in winter months!
Sorry Birty,
We only offer 12 months policies.
An alternative solution would be to take a 12 month policy on a Limited mileage basis.
You will receive a concession for limiting the mileage and this type of policy would allow your vehicle to be covered all year for damage/theft, in addition to permitting use if required (ie sunny winter day) throughout the whole year.
The only restriction would be the mileage you choose, which can be altered mid-term providing you contact your Insurer in advance.
Kind regards
Tony
Thread
Thread Starter
Forum
Replies
Last Post