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Impreza Insurance at 19

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Old 18 March 2001, 11:09 PM
  #1  
David1982
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Anybody 19 or a similar age?

Having learnt to drive on my dads MY97 Impreza Turbo at 17 I just can't wait to drive it again. It was a company car at the time, so insurance wasn't an issue, but it ran out just when I had passed, dammit!!

Now, coming up to 19 in April and with two years NCB, I was woundering if anybody of a similar age had received a reasonable quote, if any, before I go through that long and laborious process.

Any help appreciated

Thanks

David


[This message has been edited by David1982 (edited 21 March 2001).]
Old 19 March 2001, 09:15 AM
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adamp
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Glad to see that Beaconsfield still has youth with vastly rich parents. A P1 for a 17th Birthday, bloody hell. Some of us have to work unbelievably hard in order to afford our machines. Anyway re: insrurance. I think you'll have a pretty hard time trying to get insured on a Scoob being below 21, most insurers like you to be over 30! Just to give you an idea, I am 25 have 4 years NCB, live in Surrey, park in a garage and do only 8,000 miles a year. My insurance comes out at £1100 for a P1.

Companies I can recommend to check out are;
Bell Direct
Adrian Flux
Tescos
Greenlight

I don't know who insures people under 21 out of these, give em a go. Also worth doing a search as this topic has been covered loads of times.

Adam
Old 19 March 2001, 09:09 PM
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Scott W
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David,

I'm 26 and got a UK Impreza Turbo - in order for me to get cover I had to have a minimum of 3 years NCB, a tracker insured and it still costs me an absolute fortune!

Therefore I think you might have a problem getting insurance for anything less than £2.5k, as I was getting quoted £3k plus...

Out of interest I see a P1 every morning going to work and the driver does not look very old at all, would your friends initials be JB??
Old 19 March 2001, 09:37 PM
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555 BOY
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Ha,Ha,Ha,Ha,Ha,Ha your havin a laugh geezer
Old 20 March 2001, 08:54 AM
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bennetm
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<BLOCKQUOTE><font size="1" face="Verdana, Arial">quote:<HR>Originally posted by 555 BOY:
<B>Ha,Ha,Ha,Ha,Ha,Ha your havin a laugh geezer [/quote]

Yep I think you will struggle! Im 22 and pay £950 on a MY96 but have 5 yrs driving and 3 years NCB. Now is not a good time to buy, and im not looking forward to the renewal

Mark
Old 21 March 2001, 02:53 AM
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David1982
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Thanks to all who responded.

David
Old 21 March 2001, 01:57 PM
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Shaun
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Have a chat with Rum........he posts on general, so do a search!!!

Shaun.
Old 21 March 2001, 03:17 PM
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Robertio
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Will probably be easier to speak to *Rum in a week or so, once he is back from Spain though
Old 22 March 2001, 05:58 PM
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LES H'
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<BLOCKQUOTE><font size="1" face="Verdana, Arial">quote:<HR>Originally posted by adamp:
<B>Glad to see that Beaconsfield sti
ll has youth with vastly rich parents. A P1 for a 17th Birthday, bloody hell. Some of us have to work unbelievably hard in order to afford our machines. Anyway re: insrurance. I think you'll have a pretty hard time trying to get insured on a Scoob being below 21, most insurers like you to be over 30! Just to give you an idea, I am 25 have 4 years NCB, live in Surrey, park in a garage and do only 8,000 miles a year. My insurance comes out at ?0 for a P1.

Companies I can recommend to check out are;
Bell Direct
Adrian Flux
Tescos
Greenlight

I don't know who insures people under 21 out of these, give em a go. Also worth doing a search as this topic has been covered loads of times.

Adam[/quote]
I found direct line expensive also bell direct so I'm now with LIVERPOOL&VICTORIA (FRIZZELL ) £250 CHEAPER


[This message has been edited by LES H' (edited 22 March 2001).]
Old 22 March 2001, 09:01 PM
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evo5uk
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What is Frizzel like for modifications?? I.e. 22b spoiler, alloys, exhaust etc.
Old 25 March 2001, 03:00 PM
  #11  
andy6581
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David

I'm 19 and recently got some quotes for Imprezas, I'm hopefully thinking of a 2.0 Sport, but the cheapest insurance i can get is approx £1200, Been looking at a more friendly 1.6 Coupe, I know, "Couldn't pull the skin off a rice pudding" but at 19, what am I to do. *Rum - couldn't sort me out on a sport for say.... £300??

I Really cannot understand insurance companies, I'm a named driver on a brand new Range Rover, and the total insurance for that is only about £800 FC??

L8ter

Andy

[This message has been edited by andy6581 (edited 25 March 2001).]
Old 26 March 2001, 10:05 AM
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ScoobyJawa
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Think its going to be costly....

I just bought a MY99 UK Turbo, I'm 25 with 5 years no claims and pay £735 fully comp through Adrian Flux, next cheapest quote was £840 from Greenlight then you were getting up at near to 1k.

I think the difference mods wise depends on the insurer. Direct Line etc are their own company and thus can just update their records whereas if you go through a broker they need to notify whoever your actual insurer is and thats where the admin charge comes from.....(correct me if I'm wrong though!!!!)
Old 26 March 2001, 05:11 PM
  #13  
LES H'
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<BLOCKQUOTE><font size="1" face="Verdana, Arial">quote:<HR>Originally posted by evo5uk:
<B>What is Frizzel like for modifications?? I.e. 22b spoiler, alloys, exhaust etc.[/quote]

Ive got gold 16" alloys no problem I'II keep you posted on the exhaust.



[This message has been edited by LES H' (edited 26 March 2001).]
Old 26 March 2001, 06:43 PM
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DeerHunter
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Question

You're all wat out, 23, clean licence, 4yrs NCD. R reg uk turbo, Prodrive u/g (17", exhaust,chip etc, WRX spoiler), best quote, Endsleigh through Norwich Union £2470!!!, £400 excess! Fourth year no claims discount does not start till 18/04 so the charged me for 3 weeks insurance with 0 NCD until my Proof of NCD comes through, ironically my policy on the Rover coupe is with - NORWICH UNION!!! - f'in crazy they can't transfer the policy!!!. Tell u this though - worth every penny & if money is no object go for it!!
Old 04 April 2001, 09:51 PM
  #15  
bazil2582
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I have an impreza 1.6i and am only 18. its a 1995 scooby that cost me a mere £5000!!
but i am paying about £1500 a year for insurance. this is coming down in may when im 19. but i would try Endsleigh Insurance. I am a student and they give good quotes for young drivers.

oh, if anyone has any cheap parts up for sale then let me know. my car is in the process of having a serious makeover. so far 16 inch alloys and an STI front bumper.
Old 04 April 2001, 10:09 PM
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Maxy_UK
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Hello

22,4 years NCB, 6 points, STUDENT!, MY00 UK Turbo.

Best quote £1700 xs 400 from O.P.I

Ian

P.S Basil2582 - which uni do ya goto coz i study in edinburgh....havent seen u at any meets.
Old 04 April 2001, 10:21 PM
  #17  
Lou_C
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Do you have any contact details for OPI please?
Old 05 April 2001, 03:58 PM
  #18  
Maxy_UK
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Hi

O.P.I - 0870 2420800

Ian
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