kammy

Hi,
Recently sold my CRX and bought a brava 1.4. Im 21, with 1 years NCB. Im also a student for another month.

Im trying to get insurance which allows me to driver other cars 3rd party (im not trying to beat the system, just want to use my mums punto etc) anyone know of any companies that allow me to at my age?

currently being quoted £650 for my brava, with elephant and im not insured driver other vechicles.

Help much welcomed! cheers
Kam

Shimy Type R

Dont worry about beating the system mate, do what ever it takes to be insured!

Just as long as your leagal!!

Try 4youngdrivers, your just the rite age to get that sort of cover, there good on there price's as well

Shimy.

banny sti

iTrader: (68)

im 22 and am covered to drive any other car 3rd party. this is with budget car insurance

ticky

I am not sure if this is dependant on age but Ive had fully comp insurance, which covers me third party to drive any other vechile. Not sure of the full details. I think as long as the car it not own by you.

kammy

Cheers guys. Will get quoting tom, I hate being on hold for hours on end
Kam

Richard_P

I'm 23, I've been trying to get cover to do this, same as you not to beat the system just so I can drive a mates car somewhere or something if a situation occured. Companies consistently tell me they won't do it until I'm 25. There might be the odd company that will do it though.

Rich

kammy

FFS. All I want to do is drive my mums Punto when im home. Getting quotes for £670 for a Fiat Brava, I was paying £800 for my CRX, and that was when I was 20 with no NCB.
Kam

banny sti

iTrader: (68)

the reason it is so expensive because the poilcy has to be fully comp for you to have the ability to drive any other car not owned by you 3rd party. i am paying £1000 on a micra, it takes the ****.

Trashman

Surely it would be cheaper (and still legal) to be a named driver on your mum's insurance? There is no benefit in having the TP cover you're after.


When I was 18, my first car was TPF&T, and that provided TP cover to drive other cars; over the (many) years since then it seems many companies have tightened up - not even all Comprehensive policies include it as standard.

richieh

how about trade insurance-covers you to drive anything
richie

Dave uk blue mica

definitely get a traders policy, you can drive absolutely anything then whatever your age

mrfuzzyfelts

Thats not true.. there are restrictions on 99% of the traders policy!

under 21 = up to 1400cc

under 25 = up to 1800cc

over 25 = Drive anything any CC

MarkScoob

HHH (hill house hammond) used to do it but I dont think they're taking on new customers now

kammy

Cheers guys. I can not get traders insurance as im not a trader any ways? Looks like I wont be driving my mums car at all then. How i miss that 1.2 roar.
Kam

Dave uk blue mica

i had a traders policy when i was 18 and drove anything from a rs turbo to a sierra cosworth and it was all covered

rallyfan1977

I've been insured with HIC (Herts Insurance Consultants) on my second car for years - with TPFT cover, they automatically include TP cover to drive any other vehicle. They are also dirt cheap which helps.
HIC are on 08451 212 212

kammy

Thanks for all your help guys. I could notget any company to cover me to drive other cars, they all said come back when your 25. Jeez, waited untill i was 17 to drive, then waited until I was 20 to get my own performance car, and now waiting until im 25. No wonder more and more people are leaving the performance car world. Its sad to say, but in over the moon in my Brava! lol
Thanks again
Kam- ps Tesco got me the cheapest TP F&T own car only, £530

wanna_scooby_badly

CIS do it, i was 18 when i could drive any other car third party ive driven a skyline with third aprty too.

MarkScoob

Are there any limits with CIS though? Providing the other car is insured by someone else can you drive it as often as you want with the owners permission?

kammy

Weird, i rang CIS and told me to come back when im 25?
I guess everyone is different.
Kam

wanna_scooby_badly

my documents said .....drive a car covered thrid party as long as permission had been granted by owner of that viechle well along those lines

richie rich

same as.

Lovegroover

Very strange,
I also have this dilemma and at 23 no-one wants to know about insuring me to drive any other vehicle as policy holder. Apart from CIS who said they would offer this to me. Unfortunately they also said they wouldnt insure me on my 328Coupe Sport at 23 the only people who have point blank refused me, so i'm still no better off.
If u have any luck let me know!

LUCKO

iTrader: (3)

Call Insurance Factory 0121 622 6006 Ask For Richard (That's Me) Can Cover Any Vehicle 3rd Party If Over 21 Full Licence Minimum 12 Months.
Do Loads Of These Everyday Of The Week For Many Scooby/Evo Owners Under 25

xkellyx

i may have to call you in a couple of weeks richard!

does this normally work out any cheaper tho??

classicwagon2

I was insured from 22 till 24 on my Scirocco with AXAmotor, online AXA. Not only were they dirt cheap but got driving other cars as well. My sister has her Xsara VTR with them just now is 22 pays under a grand and gets to drive my Scoob TPO. Worth a try

simb 2

iTrader: (3)

Becareful, this is alot of people's misconception. The insurance company will give the driving other car benefit whatever the cover, aslong as you meet their criteria. This come's down to age, occupation etc

simb