Newbie Here, insurance help req'd
11 September 2004, 05:10 PM
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Newbie Here, insurance help req'd
hello to veryone, im new on here. im after buying my mates P1, which he is currently tryin to sell. however i am struggling to find an insurnace company to cover me.
im 21 years old with 4 year NCB
is anyone on here have similar circumstances, or does anyone know any insurances copanies whoi might cover for a decent price, and how much roughly am i looking at?
cheers
dave
im 21 years old with 4 year NCB
is anyone on here have similar circumstances, or does anyone know any insurances copanies whoi might cover for a decent price, and how much roughly am i looking at?
cheers
dave
11 September 2004, 05:14 PM
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Originally Posted by Brun
Insurance forum?
I would think it will be a couple of grand a year but you might get lucky.
Chris
Last edited by chris's scooby; 11 September 2004 at 05:22 PM. Reason: Didn't read the original post properly!
11 September 2004, 05:15 PM
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11 September 2004, 05:21 PM
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Originally Posted by DaveL001
hello to veryone, im new on here. im after buying my mates P1, which he is currently tryin to sell. however i am struggling to find an insurnace company to cover me.
im 21 years old with 4 year NCB
is anyone on here have similar circumstances, or does anyone know any insurances copanies whoi might cover for a decent price, and how much roughly am i looking at?
cheers
dave
im 21 years old with 4 year NCB
is anyone on here have similar circumstances, or does anyone know any insurances copanies whoi might cover for a decent price, and how much roughly am i looking at?
cheers
dave
tesco
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11 September 2004, 05:22 PM
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Originally Posted by DaveL001
i have tried tesco's and they said that they only insure over 23's on a P1, not sure bout other marques, but to be honest i only want a P1
11 September 2004, 05:38 PM
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Originally Posted by chris's scooby
I think he's too young for L&V. They won't quote for me on a group 20 car. Only up to 17 if you're under 30.
What group is the P1?
What group is the P1?
11 September 2004, 05:49 PM
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Try one of these mate.
These are the sites that gave me the best prices;
www.privilege.com
www.belldirect.co.uk
www.elephant.co.uk
www.tesco.com
These are the sites that gave me the best prices;
www.privilege.com
www.belldirect.co.uk
www.elephant.co.uk
www.tesco.com
11 September 2004, 06:20 PM
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Originally Posted by chris's scooby
Try one of these mate.
These are the sites that gave me the best prices;
www.privilege.com
www.belldirect.co.uk
www.elephant.co.uk
www.tesco.com
These are the sites that gave me the best prices;
www.privilege.com
www.belldirect.co.uk
www.elephant.co.uk
www.tesco.com
went to privilege.com, and it says bout 10% discount on line, but they would not quote me, i have got to call the sales team, blah blah blah
belldirect.co.uk >>>>>>4222.05
elephant.com>>>>>>>>3761.10
and tesco will not quote me till im 23, as i phoned them bout my renewal on my current policy
11 September 2004, 06:27 PM
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Originally Posted by DaveL001
thought i was on to a right winner
went to privilege.com, and it says bout 10% discount on line, but they would not quote me, i have got to call the sales team, blah blah blah
belldirect.co.uk >>>>>>4222.05
elephant.com>>>>>>>>3761.10
and tesco will not quote me till im 23, as i phoned them bout my renewal on my current policy
went to privilege.com, and it says bout 10% discount on line, but they would not quote me, i have got to call the sales team, blah blah blah
belldirect.co.uk >>>>>>4222.05
elephant.com>>>>>>>>3761.10
and tesco will not quote me till im 23, as i phoned them bout my renewal on my current policy
You might have some luck with this link
http://www.mudd90.freeserve.co.uk/insurance.htm
Or you could try L&V but i think you're going to be too young.
http://www.liverpoolvictoria.co.uk/customer/home
11 September 2004, 06:32 PM
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Originally Posted by chris's scooby
Thinking about it i think you have to be 25 with Privilege. They gave me the cheapest quote when i did my insurance earlier in the week by £300 but they wouldn't put my other half on the policy as she's under 25, so i had to go with one of the others.
You might have some luck with this link
http://www.mudd90.freeserve.co.uk/insurance.htm
Or you could try L&V but i think you're going to be too young.
http://www.liverpoolvictoria.co.uk/customer/home
You might have some luck with this link
http://www.mudd90.freeserve.co.uk/insurance.htm
Or you could try L&V but i think you're going to be too young.
http://www.liverpoolvictoria.co.uk/customer/home
12 September 2004, 12:43 PM
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Just because LV can't quote online does not mean they won't quote full stop. You may have to get a tracker installed before a policy quote can be issued. Just ring them and find out. Simple really
Darren
Darren
12 September 2004, 03:39 PM
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L and V won't quote a person under 30 for a group 20 car. They won't even insure you on a group 17 (Classic Turbo) for that matter; you need to be 25. Sorry m8!
I think I'd recommend trying the one's already mentioned above; it will be very expensive though, I'm afriad.
Best.
I think I'd recommend trying the one's already mentioned above; it will be very expensive though, I'm afriad.
Best.
12 September 2004, 06:55 PM
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yes m8 i ave been on there. there is a guy on there who is 21 and insured with tesco's. for 1800. im gonna call them tomorrow, and find out why they wont insure me. as my current policy is with them, i have pretty much the same circumstances as the guy on the p1 forum
13 September 2004, 12:44 PM
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13 September 2004, 06:42 PM
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I am 24 with 2 years NCB and just phoned Tesco for quote on a 1993 Import WRX, the car has a tracker and a Thactham 1 alarm and immobiliser.
and they said that I have to be over 25 to get insured on this car.
I guess this was becasue of it being an import.
and they said that I have to be over 25 to get insured on this car.
I guess this was becasue of it being an import.
13 September 2004, 08:59 PM
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15 September 2004, 07:08 PM
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www.confused.com
I'm 22 and have given up on getting a scooby, will get one in a few years maybes. Funny though as this time last year I could have got insured on a RB5 WR with a few mods for £1,500-£1,700 FC with either tesco & elephant. Try adding your partner/older family members to your policy, I saved nearly 15% on my current car with my dad on even though he very rarely drives it.
Also IMO scoobs are commanding a much bigger premium over similar performance cars. I can't get insured on a standard UK scooby for much under £3k now but can insure a TVR Griffith 5.0 V8 or E36 M3 Evo for less
or a Pulsar GTiR, CTR, ITR, S3, Focus RS, 182, Ibiza/Leon Cupra R for just between £1-1.5k 
If you desperately want the P1 can you not get your old man to insure it with you as a named driver?
I'm 22 and have given up on getting a scooby, will get one in a few years maybes. Funny though as this time last year I could have got insured on a RB5 WR with a few mods for £1,500-£1,700 FC with either tesco & elephant. Try adding your partner/older family members to your policy, I saved nearly 15% on my current car with my dad on even though he very rarely drives it.
Also IMO scoobs are commanding a much bigger premium over similar performance cars. I can't get insured on a standard UK scooby for much under £3k now but can insure a TVR Griffith 5.0 V8 or E36 M3 Evo for less
or a Pulsar GTiR, CTR, ITR, S3, Focus RS, 182, Ibiza/Leon Cupra R for just between £1-1.5k If you desperately want the P1 can you not get your old man to insure it with you as a named driver?
16 September 2004, 05:31 PM
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Don't do a named driver policy: it only hurts you in the long term. I've been behind the wheel since I was 17 (I'm now 27) and on my dad's insurance. When it came to insuring my Scooby, no company- not even the one that provided the named policy- would recognise my driving experience. As a result, I'm now paying £1800! If I'd have had 5yrs no claims would have been more like £700!! When it comes to these types of performance cars, when you're over 21, no claims starts to be weighted more heavily than your age.
Best.
Best.
16 September 2004, 07:01 PM
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Originally Posted by New_scooby_04
Don't do a named driver policy: it only hurts you in the long term. I've been behind the wheel since I was 17 (I'm now 27) and on my dad's insurance. When it came to insuring my Scooby, no company- not even the one that provided the named policy- would recognise my driving experience. As a result, I'm now paying £1800! If I'd have had 5yrs no claims would have been more like £700!! When it comes to these types of performance cars, when you're over 21, no claims starts to be weighted more heavily than your age.
Best.
Best.
It might be worth getting a quote with your parents on the policy as named drivers.
Chris