Slick555

I posted on here about a month ago signing the praises of L & V about a month ago though stressed getting quotes from insurance companies can be a lottery.
My renewal just came through for a MY2000 turbo classic, no mods, single driver aged 32, garaged - no tracker, 71.5% no claims, protected no claims and a hefty £400 excess. Price £671.

Tried Norwich union direct - £620.

Went with Axa for £550 with a £170 excess.

Know everyones a differant case but it does pay to shop around

Iain Young

Certainly does. I recently switched to L&V from Axa, because Axa wanted almost £1400 for renewall, but L&V only wanted around £700 and it was a better policy as well, (covers me for a lot more stuff). This is for a MY02 UK Sti in a low risk postcode and I'm 32....

steveho

recently :-

LV ------ £762
NU ------- £1089

you must shop around every time at renewal to keep getting the best deal


steve

Jiggerypokery

Too right!

I know several people who take the first quote they're given (on non-scoobies), the best advise is to phone about 20 companies, and just when you think you've got the best quote - phone a few more!

sooby

When you renew with a different Company after a claim but having your NCB protected, is that protection honoured with the other Company. I mean, they ask if you've had a claim but don't ask if it was protected do they?

I've never been in this position but since there has been recent talk about NCB protection I just wondered!

Jiggerypokery

I think the way it works is that you get to keep your years of NCB and discount from this, but you still have to declare the claim. The claim will put up your premium slightly, but at least you'll keep your NCB discount.