Notices
Insurance Subaru Impreza insurance can be expensive, as with any performance car insurance. But the cheapest car insurance isn't always the best. Share your quotes, and experiences.
Sponsored by:
Sponsored by:

FTO Insurnace (19 Year Old) WHERE TO GO?

Thread Tools
 
Search this Thread
 
Old 29 April 2004, 01:53 PM
  #1  
Jap Imports
Scooby Regular
Thread Starter
 
Jap Imports's Avatar
 
Join Date: Sep 2003
Location: Maidstone
Posts: 846
Likes: 0
Received 0 Likes on 0 Posts
Red face FTO Insurnace (19 Year Old) WHERE TO GO?

I know someone who is trying to get insured on a Mitsunishi FTO 2.0 V6 Mivec Version R.

He is 19, No year's no claims, 2 years driving licence, No convictions.

His best quote is £4700.

Anyone know any where he can try, he has tries alot of places.

HELP PLEASE?
Old 29 April 2004, 02:02 PM
  #2  
16vmarc
Scooby Regular
 
16vmarc's Avatar
 
Join Date: May 2004
Location: Shell Garage, York
Posts: 10,059
Likes: 0
Received 0 Likes on 0 Posts
Default

Could try Tesco, but they qouted me 2700 when i was 22.
Old 29 April 2004, 02:06 PM
  #3  
mynickers
Scooby Regular
 
mynickers's Avatar
 
Join Date: Sep 2003
Location: London(ish)
Posts: 1,194
Likes: 0
Received 0 Likes on 0 Posts
Default

www.confused.com
Old 29 April 2004, 02:43 PM
  #4  
SC008Y_MAD
Scooby Regular
iTrader: (5)
 
SC008Y_MAD's Avatar
 
Join Date: Jan 2004
Location: Bedfordshire
Posts: 8,948
Likes: 0
Received 0 Likes on 0 Posts
Default

L&V are much cheaper then all! im 19 and it is £700 on my second car which is a Astra Mk3 1.6 8v (more Torque'y than a 16V which pull all the way up the rev range!)

i have been driving for 1 1/2years!

hope this helps
Old 29 April 2004, 02:49 PM
  #5  
Richardw
Scooby Regular
 
Richardw's Avatar
 
Join Date: Aug 2002
Posts: 343
Likes: 0
Received 0 Likes on 0 Posts
Default

Try A-Plan's import department - they were always the cheapest I could find when i had mine...but then again Im an old git! I think the number is 0845 071 1234.
Old 29 April 2004, 04:39 PM
  #6  
Dream Weaver
Scooby Regular
 
Dream Weaver's Avatar
 
Join Date: Feb 2000
Location: Lancashire
Posts: 9,844
Received 0 Likes on 0 Posts
Default

Tell him to sell it and get something more appropriate for a 19 year old
Old 29 April 2004, 05:29 PM
  #7  
kammy
Scooby Regular
 
kammy's Avatar
 
Join Date: Dec 2003
Posts: 825
Likes: 0
Received 0 Likes on 0 Posts
Default

dream weaver, that isnt helping the lad is it!
Try elephant, and hope it all works out, but it will be costly. I was/am expecting to pay £1300 for a rover 216 coupe:S Make sure he gets the insurance sorted before he buys the car, or he could find himself selling it through lack of cash!
kam
Old 29 April 2004, 05:37 PM
  #8  
lexicon
Scooby Newbie
 
lexicon's Avatar
 
Join Date: Feb 2002
Posts: 7
Likes: 0
Received 0 Likes on 0 Posts
Default

Tell him to sell it and get something more appropriate for a 19 year old
dream weaver, that isnt helping the lad is it!
Seems like good advice to me - WTF did he expect?
Old 29 April 2004, 05:54 PM
  #9  
Franx
Scooby Regular
 
Franx's Avatar
 
Join Date: Apr 2003
Location: Liverpool
Posts: 985
Likes: 0
Received 0 Likes on 0 Posts
Talking

Originally Posted by lexicon
Seems like good advice to me - WTF did he expect?
Very helpful....

Norwich union? Was good for me anyway.

Get Limited mileage/tracker/cat 1 alarm etc. etc., then there's a lot better chance.
Old 29 April 2004, 11:43 PM
  #10  
Dream Weaver
Scooby Regular
 
Dream Weaver's Avatar
 
Join Date: Feb 2000
Location: Lancashire
Posts: 9,844
Received 0 Likes on 0 Posts
Default

IMHO my advice is the best - I cant understand 19 year olds paying £2-3k just on insurance. That sort of money could go into buying clothes, nights out, gadgets, learning, or even a small business venture.

Better at that age to be enjoying yourself, not having all your cash tied up in a car. Its no fun running a car you cant really afford.

Of course he could be minted, but my golden rule has always been maximum insurance spend £1k a year and i've stuck to it.

I had a knacked MG Metro at 17

Metro at 17, not 19

Last edited by Dream Weaver; 30 April 2004 at 01:14 PM.
Old 29 April 2004, 11:52 PM
  #11  
Akka
Scooby Regular
 
Akka's Avatar
 
Join Date: Jan 2004
Posts: 120
Likes: 0
Received 0 Likes on 0 Posts
Default

I'm 20 and got insured on my scoob with Tesco, try them, they're really good, but you can't have any mods!

John
Old 29 April 2004, 11:58 PM
  #12  
kammy
Scooby Regular
 
kammy's Avatar
 
Join Date: Dec 2003
Posts: 825
Likes: 0
Received 0 Likes on 0 Posts
Default

Dream weaver your true to a point, but if you love cars you love cars. As for spending money on nights out etc is such a waste of money. Fair enough, dont sacrfice everythink for your motor, but the worst feeling is when you look back and realise you wasted all your money, such as myself last year ( wasted cash on kebabs and nights out and cough cough the odd hooker
As for spending 2-3k on insurance, its too much agreed, dont let them steal your cash, unless your minted.
as for you awesome opening line to your reply.. "my advice is the best.."awesome, like your modesty, and im not taking the ****!
Old 30 April 2004, 12:27 AM
  #13  
Dream Weaver
Scooby Regular
 
Dream Weaver's Avatar
 
Join Date: Feb 2000
Location: Lancashire
Posts: 9,844
Received 0 Likes on 0 Posts
Default

Old 30 April 2004, 10:14 AM
  #14  
Jap Imports
Scooby Regular
Thread Starter
 
Jap Imports's Avatar
 
Join Date: Sep 2003
Location: Maidstone
Posts: 846
Likes: 0
Received 0 Likes on 0 Posts
Default

Thanks for Some of your help People.

Many Thanks
RJI
Old 30 April 2004, 10:39 AM
  #15  
mynickers
Scooby Regular
 
mynickers's Avatar
 
Join Date: Sep 2003
Location: London(ish)
Posts: 1,194
Likes: 0
Received 0 Likes on 0 Posts
Default

Confused.com is a search portal type thing, you put in the details and it seraches all the online ones, and for some reason comes back with reallyc competitive prices, I got some dastically lower prices using that website.

I'd have to agree about the choice of car and age. Fair play I considered a classic Porsche at 20, I can understand the impatience, but as someone said spending more than 1500 on insuranace, really starts to get a bit silly even if you're loaded their are better uses for that money.

I'd prolly do something like get the Citroen C2 GT rally thing, it's not fantastic, but it's a good fun, fairly capable mini-hatch, but most importantly it has free insurance for a year. I would be tempted to do that once he has that vital first years ncb which he will of got free then give the thing back to citeroen and move up to something more focused.
Old 30 April 2004, 11:23 AM
  #16  
Lagamorph
Scooby Regular
iTrader: (12)
 
Lagamorph's Avatar
 
Join Date: Nov 2003
Location: Black Country
Posts: 2,435
Likes: 0
Received 0 Likes on 0 Posts
Wink

hey dream weaver id sooner spend £3000 grand on insurance rather than go out and put up with CHAV's trying to start a fight everwhere you go even if you try to stay away from the chav places the only other options are pretentious bars. If the guy gets more fun out of driving a bigger car than an MG Metro or going out with chavs good on him!

what on earth are you doing buying metros : nearly as bad as micra drivers lol

for that kind of money why doesnt he just buy a scoob
Old 30 April 2004, 12:43 PM
  #17  
CustomScoobyIOM
Scooby Regular
 
CustomScoobyIOM's Avatar
 
Join Date: Jul 2003
Location: Oooooooop North!
Posts: 2,737
Likes: 0
Received 0 Likes on 0 Posts
Default

Tell him to sell it and get something more appropriate for a 19 year old

Quote:
dream weaver, that isnt helping the lad is it!



Seems like good advice to me - WTF did he expect?
Well that helps!

19 year olds can sometimes be better than older drivers. Just cos you are older doesnt mean you are better all the time
Old 30 April 2004, 01:13 PM
  #18  
Dream Weaver
Scooby Regular
 
Dream Weaver's Avatar
 
Join Date: Feb 2000
Location: Lancashire
Posts: 9,844
Received 0 Likes on 0 Posts
Default

The point is not about who is better, i'm just trying to instill some wise old knowledge in there.

At 19, why bother spending £3k on insurance, and loads on a car when you should be out enjoying yourself, which doesnt have to mean fighting with Chavs Go travelling, go away at weekends, out for meals, BBQ's etc - I just sound like an old **** now

Anyway, as said thats not helping, and we all make our own choices.

Re insurance, try HIC - they were no good for me, but cheap for lots others. Good with mods as well. Also try LV

PS Laggamorph, I was 17 when I had the Metro, 14 years back, so MG Metro's were pretty cool back then - it was only 6 years old, bought from auction for £800 - big ends had gone
Old 30 April 2004, 01:15 PM
  #19  
Dream Weaver
Scooby Regular
 
Dream Weaver's Avatar
 
Join Date: Feb 2000
Location: Lancashire
Posts: 9,844
Received 0 Likes on 0 Posts
Default

Originally Posted by Akka
I'm 20 and got insured on my scoob with Tesco, try them, they're really good, but you can't have any mods!

John
Akka, you sure about that?

I had my modded 205 Mi16 with Tesco last year
Old 30 April 2004, 06:06 PM
  #20  
Akka
Scooby Regular
 
Akka's Avatar
 
Join Date: Jan 2004
Posts: 120
Likes: 0
Received 0 Likes on 0 Posts
Default

Yeah, positive, I did forget to mention that i'm on my mum's insurance, but it is only £1500. Which I thought was pretty good! I would think FTO's would be cheaper to insure?

John
Old 01 May 2004, 02:27 PM
  #21  
Scuba
Scooby Regular
 
Scuba's Avatar
 
Join Date: Nov 2003
Location: Central Scotland
Posts: 233
Likes: 0
Received 0 Likes on 0 Posts
Question

are the automatic FTO's cheaper to insure than the rare manuals?
Old 02 May 2004, 10:01 AM
  #22  
Lagamorph
Scooby Regular
iTrader: (12)
 
Lagamorph's Avatar
 
Join Date: Nov 2003
Location: Black Country
Posts: 2,435
Likes: 0
Received 0 Likes on 0 Posts
Default

Originally Posted by Dream Weaver
PS Lagamorph, I was 17 when I had the Metro, 14 years back, so MG Metro's were pretty cool back then - it was only 6 years old, bought from auction for £800 - big ends had gone
only joking mate no offence i hope

Andy
Old 03 May 2004, 11:19 AM
  #23  
Dream Weaver
Scooby Regular
 
Dream Weaver's Avatar
 
Join Date: Feb 2000
Location: Lancashire
Posts: 9,844
Received 0 Likes on 0 Posts
Default

Originally Posted by Lagamorph
only joking mate no offence i hope

Andy
Dont be silly I dont offend easily
Old 03 May 2004, 11:51 AM
  #24  
ScoobyDoo555
Scooby Regular
 
ScoobyDoo555's Avatar
 
Join Date: Oct 2000
Location: Does it matter?
Posts: 11,217
Likes: 0
Received 0 Likes on 0 Posts
Default

actually, whis IS the FTO so expensive to insure? This is the 2nd case where I've heard they're pricey.....

Why is this?

Dan
Old 03 May 2004, 01:10 PM
  #25  
coulty
Scooby Regular
 
coulty's Avatar
 
Join Date: Mar 2003
Location: Scoobless :(
Posts: 1,210
Likes: 0
Received 0 Likes on 0 Posts
Default

Originally Posted by ScoobyDoo555
actually, whis IS the FTO so expensive to insure? This is the 2nd case where I've heard they're pricey.....

Why is this?

Dan
cause 19 year olds insure them and write them off....lol
Related Topics
Thread
Thread Starter
Forum
Replies
Last Post
KAS35RSTI
Subaru
27
04 November 2021 07:12 PM
Frizzle-Dee
Essex Subaru Owners Club
13
09 March 2019 07:35 PM
Abx
Subaru
22
09 January 2016 05:42 PM
dpb
Non Scooby Related
14
03 October 2015 10:37 AM
Davalar
General Technical
19
30 September 2015 08:54 PM



Quick Reply: FTO Insurnace (19 Year Old) WHERE TO GO?



All times are GMT +1. The time now is 11:51 PM.