Declaring mods. How much more ?
10 December 2003, 08:29 PM
#1
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I'm just about to make a few semi-serious mods to the car.
Does anyone know how much premiums are affected ?
I'm fitting new turbo/injectors/ecu etc..
98Uk car.
Thanks
johnny
Does anyone know how much premiums are affected ?
I'm fitting new turbo/injectors/ecu etc..
98Uk car.
Thanks
johnny
10 December 2003, 08:31 PM
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Find out *before* you do the work. And arrange different cover if needed.
I was all up for brake upgrade, but my insurance company would have cancelled my policy immediately
I was all up for brake upgrade, but my insurance company would have cancelled my policy immediately
11 December 2003, 09:18 AM
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Yup, it'd be for the best - sorry to be a bearer of bad news
That was my experience at least, which put a real dampener on a deal I was doing to buy the brakes... I couldn't afford to do it all at once, so the 4 pots ended up staying
Hopefully you'll be more lucky. For reference, I was with Axa direct, who do not allow any modifications whatsoever to the car's factory braking setup!
That was my experience at least, which put a real dampener on a deal I was doing to buy the brakes... I couldn't afford to do it all at once, so the 4 pots ended up staying
Hopefully you'll be more lucky. For reference, I was with Axa direct, who do not allow any modifications whatsoever to the car's factory braking setup!
11 December 2003, 09:43 AM
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Bizzare !
Cant understand why you'd be penalised for making your car brake better.
I'm with Tesco at the moment. So gonna give them a call and ask what the premium would be if i done the mods.
Fingers crossed !
Cant understand why you'd be penalised for making your car brake better.
I'm with Tesco at the moment. So gonna give them a call and ask what the premium would be if i done the mods.
Fingers crossed !
11 December 2003, 11:52 AM
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Will they Simb ?
I'm not sure myself to be honest.
Full de-cat. VF34 turbo, 550's, fmic , fuel pump & reg, blitz induction and Gems...
Thats whats all going on.
Maybes 280-300bhp ??
I'm not sure myself to be honest.
Full de-cat. VF34 turbo, 550's, fmic , fuel pump & reg, blitz induction and Gems...
Thats whats all going on.
Maybes 280-300bhp ??
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11 December 2003, 12:20 PM
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Just tell them approx for now, I presume you will get it eventually rolling roaded, so you can confirm to them the correct increase once done.
You will prob be suprised at the increase in premium, so you may need to consider shopping around.
How old are you?
simb
[Edited by simb 2 - 12/11/2003 12:23:35 PM]
You will prob be suprised at the increase in premium, so you may need to consider shopping around.
How old are you?
simb
[Edited by simb 2 - 12/11/2003 12:23:35 PM]
11 December 2003, 06:05 PM
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You may want to try Liverpool & Victoria, from previous posts in the insurance section they are not to bothered about mods, unless the car has a different engine or its capacity has been increased.
I'm not to sure if they would insure under 30's or not.
simb
I'm not to sure if they would insure under 30's or not.
simb
12 December 2003, 09:12 PM
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i wont be able to fit on enough 0's to the post to tell you how much tesco are gonna charge you for that, they are insane for mods imho of course, 300pounds per year increase for a set of 800pound wheels!!
23 December 2003, 10:59 AM
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Be very carefull with the mods when insurance is involved. I am insured with Vauxhall insurance (I used to have a Vectra GSI).
The insurance is great at £650 fully comp for me and the missus.
Me 29 FNCB she 25 Learner.
Heres the good bit i have fitted a SS exhaust and its cost me an extra £170 a year on insurance. If i was to fit the 19" wheels i had in mind it would increase my insurance by another £400 per year, how ridiculas is that.
The insurance is great at £650 fully comp for me and the missus.
Me 29 FNCB she 25 Learner.
Heres the good bit i have fitted a SS exhaust and its cost me an extra £170 a year on insurance. If i was to fit the 19" wheels i had in mind it would increase my insurance by another £400 per year, how ridiculas is that.
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