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Insurance advice on minor 'modifications'

Old 26 November 2018, 01:35 PM
  #1  
CraigBWRX
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Default Insurance advice on minor 'modifications'

Looking to do a few small upgrades on my WRX300 but I am unsure what should be declared for insurance as a modification.

Scoobyworld mini mudflaps
Zunsport lower front grille
Front lower splitter
Godspeed Grooved brake discs with Kevlar pads (standard size etc)

Any advise would be appreciated

Thanks
Old 26 November 2018, 01:38 PM
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peter zippy reid
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All of it except the discs/pads
Old 26 November 2018, 03:34 PM
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RobsyUK
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Most are visual and won't effect performance and shouldn't effect premiums.
the problem you have is if your insurance want to be a dicck at claim time.
if anything is on it that it didn't roll off the factory with will be seen as a mod.
I'd get a price standard and then ask what's the difference with the mods.
Declare everything it's safer.
Old 27 November 2018, 04:08 PM
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Moley
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Originally Posted by RobsyUK
Declare everything it's safer.
This
Old 27 November 2018, 08:45 PM
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DAN@ADRIAN FLUX
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Hi.
If you're in any doubt then I'd recommend disclosing it anyway just to be on the safe side.
Regards,
Dan.
Old 28 November 2018, 10:04 AM
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LewisScoob
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Absolutely declare everything.
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