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INSURANCE PRICES GONE MAD ??!!!

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Old Nov 18, 2010 | 08:41 PM
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Default INSURANCE PRICES GONE MAD ??!!!

Its the dreaded time of year again but this time round even i have been knocked for 6, I have just used go compare, moneysupermarket,confused.com and compare the market and the cheapest quote i have just got is £1550 by the insurance factory (never heard of em)
I`m a 31 yr old bloke with 2 kids 3 yrs ncd and licence since 2007 and my insurance last yr was just under £900 full comp windscreen cover, break down cover the lot. Only social and dom as I commute on a push iron.
The car is a 52plate wrx wagon with stainless steel exhaust nothing else.

Now I have heard about prices going up but thats nearly double what i paid last yr. Granted I havent been intouch with Gary Moulson yet or A plan but can they really get it much lower than that ?? Has anyone had any experience with these guys and if so did it bring the price down much ?

Cheers

Rich

p.s Im off for a sit down and a cup of tea with 10 sugers to calm my nerves after that !!!
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Old Nov 18, 2010 | 08:43 PM
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aviva mate just got mine from 528.00 down to 300.40 bargain
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Old Nov 18, 2010 | 08:45 PM
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AVIVA £287
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Old Nov 18, 2010 | 08:51 PM
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For how long it took to type that you could have phoned them.
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Old Nov 18, 2010 | 08:55 PM
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Originally Posted by prodriverules
AVIVA £287
bet you havnt declared mods and you live in a ***** postcode area we all suffer manchester cheshire up north not a quiet hereford village lol
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Old Nov 18, 2010 | 08:55 PM
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Tried TESCOS yet ?

A
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Old Nov 18, 2010 | 08:56 PM
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Originally Posted by prodriverules
AVIVA £287

do AVIVA now insure mods?
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Old Nov 18, 2010 | 08:59 PM
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Originally Posted by nick schofield
bet you havnt declared mods and you live in a ***** postcode area we all suffer manchester cheshire up north not a quiet hereford village lol
Originally Posted by my94wrx
do AVIVA now insure mods?
You only wish it was your insurance quote dadand yes i do i have all my mods declared as id want my money back if i smash it
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Old Nov 18, 2010 | 09:01 PM
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I hate you all... I get my insurance through Natwest's Mortgage division!
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Old Nov 18, 2010 | 09:01 PM
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Originally Posted by prodriverules
You only wish it was your insurance quote dadand yes i do i have all my mods declared as id want my money back if i smash it
And there nothing wrong with hereford,not any where near as dangerous as theses bloody cities or dirty,well not if include the country air
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Old Nov 18, 2010 | 09:03 PM
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Originally Posted by prodriverules
And there nothing wrong with hereford,not any where near as dangerous as theses bloody cities or dirty,well not if include the country air
lol your on a traders policy lol
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Old Nov 18, 2010 | 09:04 PM
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Aviva = Your Quote:£3699.00 Per Month:£355.00

Thats even worst infact twice as bad, This maybe the end of the Impreza........
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Old Nov 18, 2010 | 09:06 PM
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Originally Posted by nick schofield
lol your on a traders policy lol
Ive got 9 cars insured privately on my traders cheaper than the above
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Old Nov 18, 2010 | 09:11 PM
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Originally Posted by scoobywrxwagon
Aviva = Your Quote:£3699.00 Per Month:£355.00

Thats even worst infact twice as bad, This maybe the end of the Impreza........
try moley mate or a plan read the insurance section numbersare there mines 750 a year fully comp with moley a plan was dearer try them bad postcode like me
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Old Nov 18, 2010 | 09:12 PM
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try adrian flux mate im only 25 and got qouted £1550!!! with mods and a named driver!!!
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Old Nov 18, 2010 | 09:12 PM
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Originally Posted by prodriverules
Ive got 9 cars insured privately on my traders cheaper than the above
how much is the traders policy son
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Old Nov 18, 2010 | 09:13 PM
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I liver in Gildersome "village" Morley too and when I moved from Leeds my insurance went down and generally speaking a good area for insurance. I`m at a loss I really am....... Tesco ins now lets see what price they can do.
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Old Nov 18, 2010 | 09:17 PM
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I`m with Adrian flux at the min but they wont give me a renewal price until 01/12/10, fingers crossed its a sensible renewal. I`m not holding my breath though.
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Old Nov 18, 2010 | 09:28 PM
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Originally Posted by nick schofield
how much is the traders policy son
my combined cost for business and pleasure is £2659.27 to be exact dad
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Old Nov 18, 2010 | 09:36 PM
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mine was 400 last year with aplan. this year the best i could get was 620. robbin *******s.
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Old Nov 18, 2010 | 09:37 PM
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aviva were no good either.
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Old Nov 18, 2010 | 09:38 PM
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Originally Posted by scoobywrxwagon
Now I have heard about prices going up but thats nearly double what i paid last yr. Granted I havent been intouch with Gary Moulson yet or A plan but can they really get it much lower than that ?? Has anyone had any experience with these guys and if so did it bring the price down much ?
Yes, worked out a lot cheaper for me.
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Old Nov 18, 2010 | 09:46 PM
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Just tried doing a quote with Aviva....got all the way to the end and then it said it cannot give me a quote with the details provided?!
I dunno why, i live in a low risk area, license for 4 years, 3 years NCB, clean license....maybe cos im only 23?
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Old Nov 18, 2010 | 09:53 PM
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Recession = more bogus claims = higher premiums.

Moley saved me a couple of hundred on renewal this year, but that's all due to risk, age and mods... and a new company chasing customers like me.

dunx
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Old Nov 18, 2010 | 10:08 PM
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Just tried Tesco and it said it couldnt quote with info I have provided. Not looking good at the min. I think I`ll be calling Gary and a plan tmoz to see what they can do for me. Insurance companies do my nut it, Ive never in my life made a claim even when I was in a car accident that wasnt the drivers fault ! Ive paid house hold ins since I was 16 when I moved out and yet get fcked over for ins for a car I work hard for !!! ***** !!!

Sorry bout that but its really pi55ed me off big time !!

Last edited by scoobywrxwagon; Nov 18, 2010 at 10:12 PM.
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Old Nov 18, 2010 | 10:18 PM
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Just had my renewal through from Direct Line.

39yrs old, 9 yrs NCD, no accidents / claims one SP30 - 4 years ago. low risk area ( I think)

54 STI with PPP / BC Coilovers / PFF7 Alloys - all declared. Trackstar etc

Premium last year was £846 inc breakdown and protected nc

Premium this year £1276

Tried Gary Moulson, left messages for the 3rd year running - no reply

Tried a-plan, straight through to Chris Clacy, phoned me back within 10 mins wiht a premium of £847 - and i dont need the trackstar which means i could save another £156 per year if I cancel the subscription

Was seriously considering selling the scooby if I couldnt get a sensible premium

Rich
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Old Nov 18, 2010 | 10:21 PM
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Originally Posted by RikTee
Just had my renewal through from Direct Line.

39yrs old, 9 yrs NCD, no accidents / claims one SP30 - 4 years ago. low risk area ( I think)

54 STI with PPP / BC Coilovers / PFF7 Alloys - all declared. Trackstar etc

Premium last year was £846 inc breakdown and protected nc

Premium this year £1276

Tried Gary Moulson, left messages for the 3rd year running - no reply

Tried a-plan, straight through to Chris Clacy, phoned me back within 10 mins wiht a premium of £847 - and i dont need the trackstar which means i could save another £156 per year if I cancel the subscription

Was seriously considering selling the scooby if I couldnt get a sensible premium

Rich

A Plan will be called tmoz then lets hope they have the same good news for me coz I`m not really wanting to pay 150 a month plus 300 deposit.
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Old Nov 18, 2010 | 10:25 PM
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dont go online, you need to ring up a specialist, you're not insuring a 1.0l micra

Oh and i got mine with admiral, £700 fully comp including mods on a 2000 UK classic - im 26

Last edited by topshot; Nov 18, 2010 at 10:27 PM.
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Old Nov 18, 2010 | 10:30 PM
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Originally Posted by topshot
dont go online, you need to ring up a specialist, you're not insuring a 1.0l micra

Oh and i got mine with admiral, £700 fully comp including mods on a 2000 UK classic - im 26
Your right I just expected it to be better than it was I found Adrian flux online last yr and they were by far the cheapest around. Admiral quoted £2669 online quote.
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Old Nov 18, 2010 | 10:32 PM
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Admiral online will give you the cheapest quote. I guarantee they will be the cheapest online, they can offer a 10 month policy as well, meaning you get one years ncd after the 10 months. I'll hopefully be getting 5 years ncd nexy July after 50 months of carefull driving
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