rite, after thinking about how much money im spending/spent on my impreza!
im only 19 and im paying about £3800 for insurance and paid £3750 for my car, i only use it a few times a week which means i paying a lot for such little use if you know what i mean??
i love my car and its speed, handling etc but dont know whether it justifys these stupid amounts of money.
opinions please people im really not sure what to do...............
cheers
rich

 

£3,800 on Insurance.......**** me Id sell it!!

 

As above

 

o and also what could i get that i wouldnt get gang rap*d on insurance but i know i will get a little rap*d. please no one start going on about get a 1.2l for a few years etc
cheers
rich

 

Ive bought cars and ran them for a couple of years for 3800 quid
Get rid, its not worth the money, something you could do better with (shares etc over 3-4 years then take em out and buy something you want then )

Tony

 

Buy a 1.2 Corsa & you wont be pulling birds like the ones in ur pics on wags thread!!!!!!!

 

lol i would never get less than a 2litre, my current misses wouldnt allow it. lol
what sort of car could i get tho??
tony- you said put it in shares?? do you mean shares like in shares in petrol etc??

 

if you do need to go to a cheaper car , try the ST205 cant knock them , few easy mods and they all kick out 300bhp, and group 17

 

is that a mondeo st205??

 

bye bye impreza !!!3.8k not a chance .

 

Shares like in British airways etc, most of those shares will increase over the next couple of years, giving you your money back, or shove it in an isa

Tony

 

and buy what car??? cant be slow, got to look nice and cant be as expensive to insure.
i can insure a 2006 range rover supercharged (400bhp) for £2450 but cant afford to buy one. lol the madness

 

how much

 

**** that

 

yeah, 3800 is crazy money, there again if you need the car to get birds thats an obvious downside to getting rid (not trying to be harsh, being honest) and really you'll probably be fine without it on that score anyways.

There again tho what do you earn, if you earn enough why not?? but then i guesss you wouldn't be asking the question in that case. If it were me instead of spending 3800 then maybe 3000, 2600, xxxx over the next few insuring a scoob spend it going on some interesting holidays around the world, you can go a long way on that cash and get a lot of experiences rather than just visiting filling stations, and you can take the bird with you!

shares and stuff, you arn't going to see stunning returns on that amount of money, but you can do a lot with it other than buying insurance.

 

i dont mean this in a bad way but im not asking if you would pay that much for insurance, im asking whether you think i should chop it in and if yes what could i get??
cheers

 

Corsa with a C20LET is fast and cheap to insure. 3.8k for insurance is utterly bonkers, in case you hadn't realised.

 

rite well i dont need a car to get women as i dont actually think ive met a girl whilst with my car.... and i can afford it otherwise i never would of done it, so its not that i cant afford it, its that i dont know if i want to be. thats all

cheers

 

Id never pay that sorry mate ,,,

 

Only you can decide that one.... I wouldn't pay £3800 a year for car insurance, but then I haven't traveled around the world either !

Good luck choosing !

DunxC

 

WHAT COULD I GET INSTEAD OF THE SCOOBY???

 

You're nuts/rich/mad rich to pay that. Ditch it save 4k a year and get a fiesta. It's hard but the best move.... unless you want my MK2 Golf GTI 16v )

 

Old shape BMW 325 sport.

 

I'd get yourself one of these mate for similar money .. Renault : Clio 172 Cup Brilliant car for the money cheaper Insurance and plenty of fun on the track - Pretty Rare Too..

£3800 a year Is an absolute Joke How much are you paying a month ?? As I assume you didn't pay up front..

 

im 19 mate but im only payin £2200 insurance for mine,why is yours so expensive?iv got 2 yrs no claims by the way.i had the same prorblem a while or so back but decided i loved the car too much to sell it....your decision at the end of the day mate

 

well its simple isn't it, if you can afford it then keep it. Maybe depends on the definition, if that moneys no issue then keep it, if you can 'technically' afford it but its a lot of money for you which 3800 is for most people on a car at 19 then get rid, you are going to be paying high insurance for ages.

Saying 'i don't know if i want to' is to me more like saying 'really i can't afford to keep spending money like that'

There again as to what else to get, i don't know, i never bothered to look at hot hatches as i had a lupo 1.0 until i could afford a decent scooby, hot hatches are to me a pointless filler between having an asthmatic shed and a proper car, just my opinion tho, sure others will disagree

And probably not much help nor what you were looking for, sorry!

 

no i did pay up front! i dont want a small car and most of my mates have 172's so i dont want one, even tho they are rapid cars

 

oh and have u looked at the old shape focus st170...bmw 328i?

 

what car have you got and who's your insurer. ive never seen anybody that cheap otherwise i wouldnt be paying what i do!

 

elephant/admiral/bell were always cheapest for me when I was <25 and in an STI.