just tell the insurance they nicked the alarm

[Edited by scooby-si - 11/4/2003 9:27:08 PM]

 

Now i've got me a fruity car on it's way from Japan which i'll be getting me mitts on in the new year.
My current problem is the decent insurance policy i have lined up invariably needs a cat1 alarm etc & the place i'm going to colletc from only does a certain cat1 alarm which aint really wot i'm after & i rather fancy getting DrClifford to install me sum goodies locally.
As i see it this leaves me only 2 options:
1) let them install crappy CAT1 then drive back with me funky insurance & then get DrC to work magic so i'm basically paying to install 2 alarms etc
2) risk it for a day without alarm etc & hope nmothing goes awry that insurer may take dislike to c/o not having CAT1.
Now option 2 can bugger off as after waiting months for car to arrive i dont fancy risking anything dodgy or otherwise
So any other options that u peaps might be able to suggest?
I am also insured fully comp on my other/current carp car/mondeo but as i understand it u only have 3rd party cover driving other cars if they are insured on another policy anyway
Any cunning plans to help me save money without risking motor will be greatfully received.......
Si

 

won't you be fully covered for accident damage anyway?you will just have no theft cover until proof of cat 1 cert,everything else should be covered,thats what they told me when i insured my type r with no security,i think they give you 2 weeks(i was with directline)
cheers
jason

 

tow it

 

Go for option 2 and live in the car for a day.

 

Enough of the 'something fruity from Japan'.. what you getting???

Agree with Jason BTW.

Anyway, what ya getting?, Heavily modded Nissan Figaro?

 

Is it a seriously modded STI 7 by any chance
Seriously' if it were me id hold out for DrC even if i were to sleep in the ****** for a couple of nights with a big bat.
I reckon at worst your insurance company will say that they wont insure for theft until they have tthe certificate in their mits.
Having to get 2 systems fitted, the first just to get it home is abit of a **** sittuation and expensive.

 

yeah sounds cunning i'll give insurers a buzz just to check & i'm sure Rich will fit me in neigh trouble although u better believe i'll be speding all me time in car either way
& as for car i'm currently winding up all my scooby mates so dont say anything but there's sum pictures of it here pmsl
Si

 

 

Si, you can park it at my gaff if you want until you take it away to get the alarm fitted.

Fort Knox is tame in comparison.

 

lol i was just about to ask if anyone wants a group buy on ozzy's just for the day i need to protect myself u understand lol
Si

 

i now what it is, he owes me £50 for the bet

 

its a new micra turbo the 1st 1 in to uk

 

u think u no lmao
Si (the good lookin un )

 

mmm, 245 tyres eh! Their wide then!
That must be almost liner wide

 

lol @ the photos

 

Get a mobile Clifford guy to visit the car whilst it is in for the SVA test..

JGM

 

Single turbo'd/hybrid turbo Supra.

 

my money is on a supra tt

 

it says 235 BTW lol
Si

 

Yep as suspected i merely woodn't be covered against theft which is kinda scary still when i will be driving such a lush car lol. But all going well it will merely ber a few hundred miles unprotected with doors locked, big torch & can of WD40 at the ready
Cheers for overcoming my retard mode
Si

 

another option

Phone up the company and once you've spent 10 minutes being told that they value your custom, please press 1 for another voice telling you the same thing.....etc...etc...etc....

Once you are speaking to a Human, ask to speak to an underwriter and explain the situation. If you get no joy ask for his / her boss and keep going up the tree till you get someone with a brain and some 'underwriting authority'. And explain that you have the car coming in on import and you are taking to to XYZ to have the security fitted locally (hopefully the day you get it?) Explain that you'll be with the car till it's delivered to XYZ etc......You may want to say that you will disable it when parked - remove battery ? etc....) and they should cover you if they are half decent. The will charge you something almost certainly, but should be less that a second useless alarm.....). They might well write to you asking to confim the details so they are only covering the car if being driven or parked but undrivable (ie no battery etc....) - 3rd party etc will be std.

When looking at the price you pay for insurance, the vast amount of the premium goes to cover 3rd party liability, a very small part goes to cover the actual loss that may occur if it's stolen.

eg. if you were paying £3650 PA to insure (which I assume you are not), that's 10 quid a day......of which a small % will be for the theft pertion of the cover.....

 

holy cr4p batman another scooby si type name i know scooby-si was trying for more babies but he cant of mulitplied that quick
Yeah will try arm twisting with the above although the insuarnce i have certainly isnt an automated online trypa one very personalised already so hopefully can induce a bit of cover n all
Si (the biggest post count si )

 

you can also find me on Tyresmoke.net..........

 

BOO

 

Not sure how Liverpool Vic are with imports, but they didn't want to know about alarms when they insured my modded UK scoob

Give them a try, you never know.......

 

liv vic wont touch imports unless yer over 30 as i recall but they wanted a tracker when i used them 2 years back on me UK scooby so i'd double check that certainly guna wana cat1 as minimum
Si

 

I know my lot (Greenlight) agreed to give me up to a week's cover after the car arriving in the country (EU import in my case) before the Cat 1 alarm and tracker had to be fitted. No harm in mentioning that Greenlight did that to whoever covers you.

 

Could'nt you tell the insurance that you have a catagory 1 alarm fitted.
Lets say you pick the car up on a monday morning and drive straight to dr clifford for the alarm.
Any paperwork would show the same day of purchase and alarm.
Just make sure you dont have a prang on route.

Greg

 

still think the tell it how it is is best theory as while we on the wot if's wot if i or it gets feked b4 cat1 is installed & they ask for certificate of installation, yes could say it was in car but i dont do BS & i dont think Rich wood give a cert without having dun it! watch this space init......
Si