chocolate_o_brian

iTrader: (22)

the problem is dear boy, your only a named driver, not the MAIN driver. lots of companies now are checking up on this. plus are you fully comp insured as a named driver or thrid party. i dunno this part myself, as im on my own policy. to be honest if it were all true what you and 20withascooby are saying, then every 17 year old passing there test would surely buy a cheap (as they are nowadays) turbo car, and get mummy/daddy insure it for them with them as a named driver.

sorry, it dont wash with me, somethings not right, or what i say above would be the case.....

Big_Dan531

what 20with a scooby is doing is not right as im pretty sure u have to be either 21 or 25 to drive someone else car like he is doing it but there is nothing wrong with being a named driver on someone elses policy a lot of new drivers are told this is the best option by instructors for their first year if they are struggleing for insurance

hence y direct line do it now where the named driver can now get a year no claims on the policy

i have just got a quote for me when i turn 21 next month with ecarinsurance for 1450 quid fully comp on my own so i think i will be going for that when my car is back on the road

chocolate_o_brian

iTrader: (22)

sounds like a plan. mines currently 1750, but with 0ncb, and probably 0ncb when i renew due to non fault claim...

fitzscoob

If its non fault then you should have clocked up a years no claims mate, whats the crack, you had a bash with someone without insurance?

If the person that has crashed into you doesnt have insurance there are ways to get your money back.

And no I dont mean sending your mates around...

chocolate_o_brian

iTrader: (22)

mr mitchell please, slow down.... no the guy was insured fully, all legit. even got whiplash compo. only thing is 4 days before he crashed into me. i bumped some daft bird parked illegally over a 10 foot. but she never claimed expenses off my insurance (my fault apparantly), so assuming it still goes down as a claim none the less

gary moulson will get a call in november if ecar come back extortionate.

Big_Dan531

if she didnt claim then it doesnt go down as a claim if u get what i mean u should still keep ur no claims m8

chocolate_o_brian

iTrader: (22)

i think as a claim was put in from both ends, ie reported from both me and her, and a letter from my insurers was sent out saying the accident was my fault i believe its classed as a claim, as its been reported and the accidents occured. but from what ive been told, no costs to my insurance were ever claimed back... i know this as i said to my insurers "send me the bill, il cough up" and they said "ok then it wont be classed as a claim"

proper did my head in

Andyfloss

yer ive just bought a scooby as an upgrade from my golf.. im 19 20 next week and my insurance will be in my name and he best part of 2600 tpft... but... i dont care haha i love it!

kevzy

another thing you lot can do is get a import and put the insurance as a GL as thats how classics were imported.. the clever people that got the cars imported put on the log book as a normal 2.0 subaru or put it down as a GL theres few around and if you do find one insurance will be proper cheap!

Darren.1987

iTrader: (1)

but then its got a turbo engine in when its meant to have a 2.0 N/A...

What's the point incase you crash?

kevzy

well even if you do crash.. then your still covered as most imports that came to the uk dvla just put them down 2.0 subaru so i guess thats not the owners fault now isit ? you try and get a qoute on the internet for a import and the reg will come out as not found.. you ring the insurance company they will ask you what does it state on the log book.. subaru 2.0 or a GL... and thats it.. they cant do nothing about it as on the log on its not as a turbo! simple as.

Darren.1987

iTrader: (1)

oh right but if the insurers were to realise and you crash and it's your fault..then that is basically insurance fraud is it not?

And no if DVLA just put them as 2 litre subaru then, that isn't the owners fault.

kevzy

darren as long as the log book does not say turbo WRX or STI on them the insurance company can not fault you for that as its not your fault. clever thing is some people that did the import either put it as GL and the people that didnt say nothing to dvla.. dvla put it as just a 2.0 subaru as they cocked up a little. so if any of you young drivers want a turbo try finding one that says subaru 2.0 on the logbook or as a GL..

ratboy

iTrader: (4)

My old scoob wrx said GL but insured it as a turbo..'just in case'
Id be interested getting back to the boss insuring posts,where did you say the car spent most of its time?
Insurance companies always ask where the car normally gets parked up at night...did your boss say his house?
In your defence though,it does seem that in the eyes of the law,the regestered keeper seems to be the owner,unlike what some have suggested.
I had a fiesta 1100 back in the early 90's,sold this to a mate,but we never got round to changing the documents into his name(I now know thats illegal but didnt at 18yrs old)
Now 'his' car,the fiesta, got nicked and used in a ram raid,obviously got smashed up,the police called McCulesters recovery to get it towed back to their pound and i get the bill.
Said to police,id sold it,they said your the owner as it says so on the docs.

chocolate_o_brian

iTrader: (22)

Is this what owning a Subaru has turned into now? Deliberately defrauding insurance.

It's upto the owner to know what he/she is driving and to insure it correctly. So if you insure a WRX import as a GL regardless of what it says on the logbook then you will not get a fooking penny in the need of a claim.

BLACK V5

My wrx is on the log book as a GL but im not bloody stupid enough to insure it as one. You insure a car for what it is, not what will get you the cheapest cover which will end up void anyway.

chocolate_o_brian

iTrader: (22)

Well said, shame a lot of the new fodder registering on here these days seem to think different. Strange that how blatant insurance fraud rises as the Impreza gets ever cheaper.

nick172sport

iTrader: (6)

impreza drivers chavs

Moley

iTrader: (9)

What stupid advice

It is your duty to insure the car for what it is, not whats on the logbook.

My WRX is registered as a GL, but only a moron would insure it as a GL

dan83590

So whos car is it, is it your bosses car or is it your car?

What you are doing is fraud, or 'fronting'. Your log book states that the registered owner may not be the legal owner. You are the legal owner of the car, therefore you should have your own policy on the Subaru.

You are were NOT insured.

Is it going in yet?

You are were NOT insured.

You are were NOT insured.

You are were NOT insured.

You are were NOT insured.

You are were NOT insured.

You are were NOT insured.

chocolate_o_brian

iTrader: (22)

Threads over 2 years old, Nath was eventually insured on his own (£3000+ I think).

ratboy

iTrader: (4)

LMFAO,he's too over the hill now to get insured

dan83590

Edited to suit. What a pleb!! That's the second time i've done that this week..