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Insurance with upgraded brakes ?

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Old 08 February 2003, 08:35 AM
  #1  
stockcar
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technically you should tell them regardless of the mods (i did once have a sensible company who did not load for any brake or suspension upgrades as i played the "safety" card!!!!!)
however if you only upgrade the pad material then what's the point....grooved discs then its going to be visiible as is a "big brake" kit.......
my advice would be to sound them out re. possible mods.........you might be pleasantly suprised.....
alyn - asperformance.com

[Edited by stockcar - 8/2/2003 6:29:36 PM]
Old 01 August 2003, 09:07 PM
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ChrisS/P1
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Will it go up or down?

Suppose I should tell them really.

Just wondering if it will go down as I am less likely to be involved in an accident, or will it go up as it looks more nickable.
Old 01 August 2003, 10:19 PM
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RON
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Theoretically, they make the car safer, but insurers don't see that, so expect it to go up! it never goes down!
Old 03 August 2003, 07:43 PM
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neil@wrx
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cost me £10 more with green light
Old 04 August 2003, 08:22 PM
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brandy76
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My insurance didn't go up at all when I declared my break upgrade.
It is important to declare it because if you had a mishap the insurance company should replace your uprated breaks like for like.
If you haven't declared the upgraqde obviously this won't happen!
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