RCS2810

iTrader: (1)

Hello,

First of all my name's Rich, I'm 21 and I'm from East Sussex (Hailsham). I had a 1991 WRX when I was 18 which I drove around for a few months then couldn't afford £500 a month insurance.

This is my first year on my own insurance as I never drove much I always used my dads car so I don't even have a years no claims bonus but I wanted to buy something at the moment as just a track car. I love cars and for some reason always loved the Scoobys.

If I did buy one I would use it a couple of times a week (just get temp day insurance) until I can afford a years insurance (hopefully be about a year) and mainly take the car up to track days with some members here or whatever.

I'm on a bit of a tight budget if I'm honest, I have about £2000 cash but I have been accept on finance on cars in the past (up to £8000) so I'll have a hunt around and see what I can get with my financial options.

I'm looking for some advice as to what I could get with my budget, anything I should stay away from? etc...I would probably be just looking at the WRX, not STI as the insurance would be even more, not bothered about the age really, I like all shapes.

Thanks in advance

Arkynsei

Depends if the two grand includes insurance? If it does, you ain't gonna find a lot.

You MIGHT get a bug WRX for that, unlikely.. and it might be a bit of a dog.

Else a Turbo 2000 is probably your best bet.

Take a look at day temporary insurance too. It's a bit of a rip off at our age. But if you've been willing to pay 500 quid a month insurance, it might look like a bargain to you.

RCS2810

iTrader: (1)

The 2 grand is just for the car. There has been a slight change of plan since my last post as I have just found out it's illegal to keep a car tax'd without insurance so that wouldn't work for me.

So the new plan is to put £2000 down as a deposit and get a nice 2004/2005 on finance, wait until September time and then get a years insurance (just found out if I paid for my insurance for a year upfront it's much much cheaper than paying monthly). Still a lot but affordable for the year.

blackvenom

Try elephant, I got my scooby 2000 turbo when I was 21. Paid about £1000 for the year, now 23 and it's about £400. I did find the UK classics cheaper to insure, if you get a 99/00 plate car, they aren't that bad. Not as powerful as most, but still enough to keep you with a smile.

blackvenom

Yes your right about the tax, it's a joke. If you has no insurance your not likely to buy tax are you! Been designed to get uninsured cars off the road

RCS2810

iTrader: (1)

I just found a lovely 03 WRX blue thats about 25 miles away and the insurance on it is £2500 a year which I dont think is too bad considering it's my first year by myself and I got a month ban for speeding a couple of years ago

alphaj12

Some companies will give you NCB if you've been a named driver on your dad's policy. Might be worth calling them rather than using Internet.

RCS2810

iTrader: (1)

I have a 1.2 Agila at the moment which is £1300 a year and I asked about that and they said I wont get any NCB.

Ed-EG

Give admiral a ring, they've always done good deals for me. Currently £700 a year fully comp with all mods declared on my wrx, not bad at all!

RCS2810

iTrader: (1)

That's who I'm with now, they are the cheapest for the scooby.

RCS2810

iTrader: (1)

http://www.ebay.co.uk/itm/Subaru-Imp...item3381567706

blackvenom

I wouldn't pay that much for insurance even tho I love my scooby, maybe keep your car and save till its cheaper, I think that wrx is a little expensive, seen ones with less miles for similar

RCS2810

iTrader: (1)

Yes each to their own . I don't go on holidays, I have hardly any expenses (food and phone bills) so scooby .

I will have a look, I just am 95% sure I can get finance with them but will shop around

RCS2810

iTrader: (1)

If you think about I'm paying £1300 for my Agila, an extra £1200 and I get a WRX...