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Absolutely gutted :(

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Old 20 October 2012, 11:38 AM
  #1  
Allan S
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Angry Absolutely gutted :(

Well i got awoken this morning to my old dear screaming up the stair the words that you never want to hear "ALLAN SOMEONE HAS JUST CRASHED INTO YOUR CAR" !!!!!!!!!!
So i fling on last nights gear and head outside to find the utter stupidity of a neighbor who has forgot to pull his PARKbrake on resulting in his ****ty Renault pilling into the side of my 1month old '97 Type R Mad is the polite word for how i was feeling at this point.
The extent of the damage looks to just be a definite new door and wing, possibly some damage to the door hinge mounts and both my alloys due to it actually being nudged about 2 foot into the curb.!!!

NOW the guy comes out and obviously accepts full liability but my worry is that the parts are going to be very expensive and the insurance company are going to want to write the car off!

What im wanting to know is are the type r wings and door the same as other impreza's IE wagons or sports or any other model? Also any advise on what to do now cause im truly gutted.

Thanks,
Allan
Old 20 October 2012, 11:41 AM
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dj219957
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front wing is same on all classic impreza. obviously you'll need the door off any 2 door classic.
Old 20 October 2012, 11:53 AM
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millwrx
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Should imagine there would write it off tobe fair
Old 20 October 2012, 12:11 PM
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Dan-
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ah thats gutting, feel sorry for you!
Old 20 October 2012, 12:26 PM
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CREWJ
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Does sound like a write off if there is any jigging to be done

As DJ says, the wings will be easy to get but the doors may be harder.
Old 20 October 2012, 12:37 PM
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I've gone through similar myself.

Preparation is key when the insurance assessor comes along.

1. Make sure it's gleaming and you can point out all damage caused.
2. Have photos ready of what it was like prior to the accident.
3. Starting printing off adds of Type R's that are being sold for in excess of about £7k
4. Ring around Subaru dealers to find who can provide the parts, i found that there were only some that would order in the Jap only parts i.e splitter and fog light covers.
5. Hire car - Demand like for like unless you're happy in a corsa.
6. Try and find some body shops in your area that you're happy with and get some quotes. The insurance company will want to take it to one of there "Specialist locations". These companies are not use to working on cars like yours.

Hope this all helps.
Old 20 October 2012, 12:41 PM
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Get him to pay and not go down that road as you can get the parts for Scooby net mate

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Old 20 October 2012, 12:45 PM
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chocolate_o_brian
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Originally Posted by scoobyman2007
Get him to pay and not go down that road as you can get the parts for Scooby net mate
If it has chassis damage, can you get a jig off scoobynet?


Beat of luck, but insurers will want to use genuine new parts, which for an import Impreza will not be cheap. As above, push for hire car ASAP and repairs at your garage of choice. I hope you're not with CIS who I was when a car of mine was written off last year. Christ they were ****!
Old 20 October 2012, 12:53 PM
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Get some pics up mate so we can help you mate asap
Old 20 October 2012, 01:10 PM
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Allan S
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Thanks guys i will be pushing to get it done at the local toyota garage as i know the guys in there pretty well. As for a courtesy car im pushing for that first thing on monday morning.
Ive already started printing off loads of mint type r adverts above 6k.
As for getting him to pay i dont fancy due to whats already been mentioned, If the chassis is damaged then i would be pretty screwed.

Not sure why but i went to start it there and it wont fire then when i take the key out all together the fuel pump is still running
Old 20 October 2012, 02:29 PM
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pslewis
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Regarding the statement above about the Hire Car and get like for like ..... this simply does not happen. You will and should be offered a vehicle which will enable you to carry out your regular routine (this does not include rallying - nor driving around at speed). If a Corsa fits then thats their obligation.

Other than that, a 97 Impreza ain't worth much ..... I know it's a Type R - but, unless you have agreed value, I doubt the Insurance will see it as anything special at all - therefore write it off.

The good news is that you can buy it off them for next to nothing and fix it yourself.

I just hope that, if you think it is special and valuable, that you have agreed value and not just the market value of a 97 Impreza Turbo .... which is about 50p sadly.

Last edited by pslewis; 20 October 2012 at 02:30 PM.
Old 20 October 2012, 04:33 PM
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Markfey
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Without getting into an argument....

I was initially given a 1.2 Astra. I rang them and queried it as i was without my pride and joy, a group 20 insurance car. The following day a brand new C Class with AMG pack was on the drive with an appology that they could only give me a sports prestige.

As for the value. The insurance assessor on his initial visit complemented me on the condition of my car. My car was taken away and returned. I wasn't happy with the work carried out and contacted them. The insurance assessor returned. We got into conversation and what i wasn't initially informed of was my car had been valued at £1500. Hence the work that was carried out was kept to a budget. This is when i supplied him with the current adds and links to this and other websites to assist with his valuation.

The car was collected and the work was completed to a fantastic standard. This time i was given a new BMW 325 hard soft top. The owner of the car repair centre informed me that the car had been initially been valued at £1500. On its return there was a value of closer to £6k which is why the work was carried out.

I have an agreed value with my insurance company of £7.5k. It made no difference to the claim what soever. It was only me questioning and backing up my arguments which assisted.
Old 20 October 2012, 09:36 PM
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Just claim off his insurance, get them to pay for the repair as they cannot write off your car. I have done this twice when my previous cars were damaged by other people.
Old 20 October 2012, 10:19 PM
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pslewis
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Of course they can write off your car ..... what if it was crushed beyond identification?
Old 20 October 2012, 10:28 PM
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Some insurance company's do not insist on genuine parts
If you really want to keep the car , haggle with them
if it saves them money and you get to keep you're car
also don't forget a hire car can be added to the total outlay of the claim and can be taken into account when writing off a vehicle
Old 20 October 2012, 10:30 PM
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the option of having it written off and buying it back and fixing it yourself is sometimes a good solution.
Old 20 October 2012, 10:33 PM
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Originally Posted by toneh
Some insurance company's do not insist on genuine parts
If you really want to keep the car , haggle with them
if it saves them money and you get to keep you're car
also don't forget a hire car can be added to the total outlay of the claim and can be taken into account when writing off a vehicle

I should have said genuine or new pattern parts - i.e. they don't (as far as I'm aware) go to a breakers and get s/h bits My mistake.
Old 20 October 2012, 10:34 PM
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Originally Posted by tubbytommy
the option of having it written off and buying it back and fixing it yourself is sometimes a good solution.
If you're in the trade or know Somone who can do a nice repair it's somtimes a very good option
But don't forget it will most probably be on the register , so the future resale may be affected
Old 20 October 2012, 10:36 PM
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Originally Posted by toneh
If you're in the trade or know Somone who can do a nice repair it's somtimes a very good option
But don't forget it will most probably be on the register , so the future resale may be affected
agreed but its there are plenty of breakers around, emmaroids car got written of with minor panel damage but i fixed it with second hand parts for a good price and she made some money out of it and improved the car.
Old 20 October 2012, 10:42 PM
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toneh
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Originally Posted by tubbytommy
agreed but its there are plenty of breakers around, emmaroids car got written of with minor panel damage but i fixed it with second hand parts for a good price and she made some money out of it and improved the car.
Yeah I totally agree mate , I've been on both sides of the fence , repaired lots of damage repairables to sell , and done work for insurance company's

It depends how much you like or want to keep you're car
Just pointing out that if it is on the register the grand you save and put in you're back pocket could possibly be lost come resale time

Horses for courses
Old 20 October 2012, 10:46 PM
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Originally Posted by toneh
Yeah I totally agree mate , I've been on both sides of the fence , repaired lots of damage repairables to sell , and done work for insurance company's

It depends how much you like or want to keep you're car
Just pointing out that if it is on the register the grand you save and put in you're back pocket could possibly be lost come resale time

Horses for courses
yes depends on the value of the car in the first place, but it was a wrx bug so didnt greatly effect it
Old 20 October 2012, 10:54 PM
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Originally Posted by chocolate_o_brian
I should have said genuine or new pattern parts - i.e. they don't (as far as I'm aware) go to a breakers and get s/h bits My mistake.
You would be suprised mate
Old 20 October 2012, 11:00 PM
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Originally Posted by toneh
You would be suprised mate
Old 20 October 2012, 11:02 PM
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Jesus wept. That is all.
Old 22 October 2012, 12:48 PM
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Gutted for you, as i see you've not long had the car.

I'm in Alexandria and a panel beater to trade and dabble a bit in Scoobs . I've been advised lately you can ask the garage doing the work to ask the insurance company, if they can use secondhand parts. That would keep the costs down and therefore not write it off...besides you can always argue you don't want it written off in the first place.
Old 22 October 2012, 12:55 PM
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toneh
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Originally Posted by drb5
Gutted for you, as i see you've not long had the car.

I'm in Alexandria and a panel beater to trade and dabble a bit in Scoobs . I've been advised lately you can ask the garage doing the work to ask the insurance company, if they can use secondhand parts. That would keep the costs down and therefore not write it off...besides you can always argue you don't want it written off in the first place.
That is quite true with some company's , it will usually require the customers consent to use s/h parts
My bro did a Celica a while back and used some second hand parts
As long as the customer knows and agrees
Old 27 October 2012, 10:36 AM
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Allan S
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Thanks for everyone's input on this, All has worked out just dandy

Currently driving a 62plate c180 Mercedes as a courtesy car and my car is being repaired this week at the cost of £2600 all at the expense of the guys insurance.

It's called the non-fault route and means that you basically need to be left with the car as it was before the accident due to you being at no fault.

Cheers,
Allan
Old 27 October 2012, 11:37 AM
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Call Winns Solicitors next time... they dont get your insurance company involved at all.
Old 27 October 2012, 12:04 PM
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The benefit of that being?
Old 27 October 2012, 04:22 PM
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Allan S
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My insurance wasn't involved anyway dude
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