ScottishRayman

Guys,

Post on here to get some views from guys/gals in the know, as previous advice and by opening up the topic has been very useful.

Now had my fab Sti for over a year. When I got my insurance I only owned the baby for 3 months and got £660 insurance from SKY. But now having owned the car for 15 months and during this time gained an extra year on my age, another year with no claim how on earth can the insurance go from £660 to £960......one hell of an increase!

Is owning a Scooby getting that hard to maintain..............

Come on SKY insurance surely your pulling my leg and its all just a wind up!!!!

rob84

iTrader: (5)

Mine was dirt cheap this year, sky came with £690 and a-plan £800 but that was beaten by shed loads by directline

ScottishRayman

Hi Rob - hows things mate?

Amazed mate that SKY's price has increased so much, especially given I'm a further year of ownership of car and a further year fault free. Was directline pretty good to deal with considering all the mods u have mate?

Davey96wrx

iTrader: (1)

just shop around mate, no point being loyal anymore as they couldnt care less nowadays.

Surprisingly i find Direct line very reasonable, may be worth a quick online quote?

Davey

ScottishRayman

Defo Davey, and agree about loyalty I was just very surprised at such an increase.

Cheers.

alcazar

iTrader: (2)

Don't be............they are almost all at it.

Apparently, they would rather spend £1000's on advertising, then give an unknown quantity a large discount to get them on board, than reward loyalty.

They must be thick........and so are those who stay with them!

Maz

iTrader: (34)

Very true. I find Direct Line's ads amusing, 'we don't pay to be on comparison sites so as to keep prices down..' Well they could be even cheaper if they didn't pay celebrities to appear in/voiceover their ads!
It's also true that a lot of companies screw their existing customers. Watchdog revealed that if existing customers attempted to get a quote as a new customer, they got much lower premiums than their renewals!
Thankfully I have Moley to sort my insurance Someone who always priortises exiting customers.

MattyB1983

iTrader: (51)

Was listening to radio 2 (don't take the pi$$, pop quiz is good), the other morning and they had their financial guru on. He was saying that people should change insurance companies EVERY year as its the only way to get the best deal. Insurance companies reward new customers far better than loyal customers.

scoobysean84

Insurance is a joke. Was insured with the post office last year for £800 this year they wanted nearly £1200! I then went on a comparison site and best quote was again the post office for £800. When I phoned them up and asked them why they told me that that price was for new customers only so I would have to pay the £1200 so I changed company they made no effort to try and get me to stay with them

tubbytommy

iTrader: (20)

£550 fully comp with mods declared on my blob sti.
another impreza insured with moley

MattyB1983

iTrader: (51)

I'd love to be insured with Moley, given up trying to reach him now

wrx9181

iTrader: (2)

Must be just you Matty lmao

tubbytommy

iTrader: (20)

i pm'ed him on here and he phoned me within the hour, quote on phone,documents arrived next day!

beat my cheapest quote by about £100

MattyB1983

iTrader: (51)

Left two messages on his answer phone, sat on hold for an eternity and left a PM on here.

Must be extra busy.

tubbytommy

iTrader: (20)

maybe he is trying to tell you something

Lord Marshall

"moley moley moley" thats all I hear on snet! I spoke to this guy last week and when I told him I live in brum he refused to quote me. No reason given just that we don't quote for Birmingham, ok I thought it's only the second largest city and home to uk's motor industry. These jokers think all Subaru owners live in in landsend or John o groats! Anyway Aplan are way cooler and offered a nice deal!

MattyB1983

iTrader: (51)

Don't quote for Birmingham !!!!! Are you being serious chap ?

Lord Marshall

100% serious friend.I think it's stupid myself.

simonRF

iTrader: (2)

i alternate every year between tradex and tradewise , they increase by around £1,300 if i get a carry on quote....rip off.

rob84

iTrader: (5)

Pretty good thanks Mate, How's things with yourself ?

Directline came back at £404 but I got 2 months free on there offer they were running, 11 yrs ncb. secure postcode. tracker etc etc
They will do for 12 months as I expect it to go up massively next year, more of a technique to get my business I reckon

ScottishRayman

That is unreal!!!!!! Is their no TCF or anything with these companies - how on earth does a new customer get it £400 cheaper than someone who is already with them

**jay**

iTrader: (1)

Its a joke, im 35 with 16 years no claims no accidents or claims in all they years but im paying more now than when i was when i was 18 with an rs turbo, lol

rossyboy

iTrader: (8)

I'm almost identical to you. 35, 17 years NCB, insurance friendly postcode and I'm only £275 for my WRX with Moley.

Who are you with and where do you live?

burbling1

iTrader: (1)

I'd been with directline for 5 years, when I changed from a wrx wagon to an sti they wanted £1100 instead of £500. I shopped around and Moley quoted me £600, rang directline back to cancel with them and they dropped it to £550. I still cancelled with them as I had asked them if the £1100 was there best offer and they insisted it was, also Moley doesnt need a tracker fitted to cover it from theft.

Terminator X

iTrader: (7)

Isn't Brum scam central? I'm not surprised tbh.

TX.

**jay**

iTrader: (1)

Im with Moley too, its a modded sti ra in a decent postcode area its way cheaper than the crazy other places i got quoted, its due for renewal next month but im not holding my breath for it being cheaper than last year lol

ScottishRayman

I'm good Rob cheers. So I take it Directline were pretty decent about the mods then? I done an online uote with them 10 mins ago but doesn't allow any mods online so I'll give them a phone tomorrow.

Whats the name of the standard alarm on hatch Sti's mate and is it a tracker also (i get a txt if alarm goes off)?

ScoobySteve69

iTrader: (13)

Directline were one of the dearest quotes I`ve EVER had on any car!!!!