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Old 22 March 2012, 07:51 PM
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scooby.steve555
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Default Insurance help

Hiya everyone,

I'm hoping to get my98 impreza wrx on the road on 1st of april, i say mine its actually my dads and mine, we are sharing it as have both always wanted one but costs have always been too high for me personally, im about to turn 23 now so thought it's time to go ahead and do it.

We only really want to use it for 6 months of the summer and just as a weekend or special occasion car so have been trying to find someone who will insure for just 6 months and on a limited mileage of 4000 but dont seem to have had much luck as yet, i was wondering if anyone on here might have any suggestions on who to try for this type of policy???

The best i've found so far was a 10 month policy with admiral at just under £1000 but this was not with limited miles.

Any help would be greatfully appreciated, Thanks
Old 22 March 2012, 07:53 PM
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Davey L
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Try Sky Insurance
http://www.skyinsurance.co.uk/
It's who i've got my scooby and C4 through and the wench has her's with them as well. They're specialists so they might do limited policy's
Old 22 March 2012, 07:54 PM
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Welshie
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Hi Steve, I would try Keith Michaels,
they are very competitive and I am sure
that there will be lots of other members
who will say the same
Old 22 March 2012, 07:59 PM
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chocolate_o_brian
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23 and insurance is under £1000? That sounds pretty good imo. Saying that is your dad on the V% or you? Who is the main driver on the insurance policy?
Old 22 March 2012, 08:03 PM
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scoobychris300
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i have mine on trade ins me and her indoors , age 23 should be ok , not limited to mileage , fully comp , drive anything , £ 500 , mind u im old , maybe worth a try?
chris.
Old 22 March 2012, 08:09 PM
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scooby.steve555
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Originally Posted by chocolate_o_brian
23 and insurance is under £1000? That sounds pretty good imo. Saying that is your dad on the V% or you? Who is the main driver on the insurance policy?
Hiya, yeah my dads on the v5 and is the main driver which helps i guess as he has many years no claims etc.
Old 22 March 2012, 08:11 PM
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scooby.steve555
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Thanks for all the replies guys, i did try keith and got a reply back saying they couldn't compete with other quote i got unfortunately.

Will give sky a go and see

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Old 22 March 2012, 10:11 PM
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dean_1991
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£1000 pound... i would jump up and down for that and pay it all in one go... im 21 with no claims nothing basically first time driver and i have a 1995 wrx import ( project) and i cant get insured...

im getting quotes on a corsa 2000 plus
Old 22 March 2012, 10:43 PM
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UglyGreenBug
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Originally Posted by scoobychris300
i have mine on trade ins me and her indoors , age 23 should be ok , not limited to mileage , fully comp , drive anything , £ 500 , mind u im old , maybe worth a try?
chris.
My WRX with PPP pack is on Trade too, very very cheap for that +3 other owned cars at £800 for us and were 29yo, plus all customer vehicles covered.
If you can get trade cover (and they do check your trading sometimes, mine just has on renewal!) and need it for anything, go for it
Old 22 March 2012, 10:45 PM
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You won't beat that £1000

As for a traders policy, don't touch one unless you're a genuine trader.
Old 22 March 2012, 10:53 PM
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UglyGreenBug
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Originally Posted by Moley_WRX
You won't beat that £1000

As for a traders policy, don't touch one unless you're a genuine trader.
Agreed , really sorry, thats not what I was trying to suggest ^^^

They will shaft you given half a chance with any insurance company, so having a signwritten impreza with your website plastered all over it is a good way to justify having it on there . The proofs theyre after with mine are invoices, letterheads, etc etc so I think they are really tightening up, not an issue for me as I have it for my company but I think the days of using them as a multicar jobby are going fast.

Good luck
Old 23 March 2012, 11:30 AM
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Originally Posted by Davey L
Try Sky Insurance
http://www.skyinsurance.co.uk/
It's who i've got my scooby and C4 through and the wench has her's with them as well. They're specialists so they might do limited policy's

Your recommendation is much appreciated but we are strictly age 25 or over on all Impreza models..


http://www.skyinsurance.co.uk/car-club-insurance.html
Old 23 March 2012, 02:00 PM
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EOEUMC
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I went with Adrian Flux (through Aviva as it was ceaper going through a middle man than straight with Aviva (by over £100)) when I had to renew mine. My renewal was over £900 and I got it through Adrian Flux for around £380.
I did take out an extra cover for £50 per annum that has something to do with the excess. So as it is, I have a £1,100 XS but with this extra cover in the event of a claim, it pays my first £1,000 of my XS. So really I have a £100 XS to find. So a higher XS lowers the insurance quote (as a rule) thus makes it cheaper. I think the mileage is on 6000 miles p/a as it don't go out much

BUT age is a very important factor with these cars. As your only 23, expect to be grabbed by the short and curly's
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