shep_UKSpec

iTrader: (3)

I am shocked to my very core!!!!! My insurance is now up for renewal, I knew insurance has risen recently but surely not that much right?

WRONG!!!!

Spoke to my broker earlier, has gone up over 800 bucks, I will now be paying more to insure my car now than when I first got it nearly 3 years ago. My broker explained that the compay that they used to insure my car no longer insure scoobs or performance cars, there next competitor could insure me for the bargain price of £1500 yes that's right not a typo £1500!!!!! Last year was £680!!!

So phoned about, A Plan don't insure on scoobs if under 28, but they did pull some strings for me but still came out at £1200. NOTE these last 2 quotes are for an un modified STANDARD impreza.

So tried Sky, still expencive but so far the cheapest, £1046 with all mods declared on a like for like basis, so may begrudgingly go for that. Going to give Keith Michaels a call tomorrow to see the out come but dont have high hopes.

I actually can't believe the ridiculous premiums were having to pay, I can see the appeal that young drivers have for not getting insurance, as wrong as it is, it wont be long before we are all forced to follow in there footsteps.

Rant over. Phew good to get that off my chest, any one having the same trouble?

PS I have 3 points on my licence from 2007 and no accidents either, and 27 with 8 years no claims so WTF!!

Rant Officialy over now lol

deanb1980

i have mine through a plan they beat my previous insurer by £900 yep thats £900 but then im over 30 lol but i do live in a rough part of birmingham and i dont have a garage

Brun

I pay more now on a Mondeo TDCI than i was 4 years ago on a 320bhp Scoob with all mods decared. Have not claimed in 14 years.

MattyB1983

iTrader: (51)

27 years old, 3 points, never had a claim, 5 years no claim bonus. All mods declared.

£723 per year.

Trade policy with tradewise, and no you don't need to prove that your a trader. I'm insured to drive anything third party and all cars that are 'under my control' are insured fully comp. Can also have 10 cars registered with insurer so ANPR system won't flash up as uninsured.
'under my control' means cars that I own or cars that I am selling.

mickywrx

iTrader: (29)

0208 2880275

Ring that number and no other's to speak to Gary(Moley) at Keith Michaels.

Just so I'm clear...

DO NOT RING ANY OTHER NUMBER FOR KM. It's Gary's direct line.

prodriverules

iTrader: (52)

I've got a joint business/pleasure policy in for my workshop which is around 2.9k[Mechanical/body workshop with 4 employee's] but only £285 of that is my scoob and im 27 also.
All cars whether my own or not with owners permission to drive are fully comp at all times!
My broker is Caleb Roberts and the policy is with Aviva.

Pramas

£925 a year for a hawkeye sti type uk, 9 years no claims bonus, 34yrs old and car is garaged.
Christian at Keith Micheals sorted it, top guy id recommend him. Still pricey but some of the other companies were quoting silly money and i couldve bought a 2nd STI for what they wanted.

Gregsti01

iTrader: (1)

Because insurance is a legal requirement they think they can take the p-ss it is about time we hit back how can they justify increase of 50% when inflation is 3% money grabbing c--ts ,we should take our wheels off the road for 4 months see fuel and insurance tumble

acstua

iTrader: (1)

it is starting to get bloody stupid :/
not looking foward to my renewal, and ive still got 10 months to go!

MattyB1983

iTrader: (51)

I feel sorry for the first time drivers of today. I remember how much my first car cost to insure, Imagine what it's like now.
I once paid £2500 for an Evo 3 when I was 20. Crazy amount of money but was worth it. My friends were all driving Nova's and Astras and I rolled up in an Evo.

prodriverules

iTrader: (52)

Its funny as i remember paying £1495 for a fiesta RS turbo when i had just turned 18 which at the time i thought **** me but like you said when your mates are driving 1.3's and 1.4's it was hell of a feeling to have a motor with alot more grunt

acstua

iTrader: (1)

i refused to ever pay more than a grand for insurance
although ive always seemed to have paid about thr 600-700 mark :/

Sabas

iTrader: (22)

I was insured with a plan last year at 22 years old, are you sure they don't insure under 28s?

oldman-wrx

agree with mickywrx

0208 2880275

Ring that number and no other's to speak to Gary(Moley) at Keith Michaels.

used Gary for first time fortnight ago well impressed with the time and effort he put in to get me a quote I was happy with

Scooby1975

iTrader: (2)

35, 10 yrs no claims, all mods declared on my Hawkeye, renewed recently for £650 with protected no claims.

Was told I had a good postcode, not sure how much difference that makes.

500

Me: Motortrade policy with Simply insurance, Modified, LHD & Imports (& American), £550 inc IPT, 15k indemnity, 500 Excess, 30 in Salford (Manchester)

Wife: Insured with Gary at KM, BMW 545i LPG, me as named driver FC, £900 IIRC, not sure on excess, 32, same address (High risk area)

Make sure you only speak to Gary!

After 3 years, the points are no longer active on your licence, after 4, they can be removed

bioforger

iTrader: (1)

KM are best but inevitably they won't be as competitive I reckon this time next year

MattyB1983

iTrader: (51)

From what my broker told me, where you live can make a huge difference.

fastmike

iTrader: (4)

all Insurance companys have invoked the "Dick Turpin " act...... we have no choice but to be insured so they,l rob us blind

MysteryMachin3

iTrader: (2)

Mate , mine went from £600 fully comp to £2396.00 fully comp. 5 yrs no claim bonus, 28 yrs young and a clean liscense. F££k that. After 3 weeks of searching and a bit of playing them off one another I got it for £700 fully comp with privelage. I also found adding a named driver reduced the premium by £200 ish...WTF. Tracker and cat one alarm imob helped aswell. Even Gary at KM couldnt beat this ( Thanx for trying ) . Hope this helps in your quest for cheap insurance

MattyB1983

iTrader: (51)

I've heard that adding a female onto the policy helps for some reason. My friend added his wife on (she would never be allowed to drive it though) and it dropped his price by over £100.

Jamo

iTrader: (23)

just sold my impreza for a diesel, eat my soot baby sick of everything relating to owning and running an impreza. hoping the fuel and insurance is going to be much lower this next year.

dantastic

Got my renewal last week and like everyone else my insurance has gone up, but only by £26 once again Gary at Keith Michaels has worked his magic, £576 a year fully com on a modified 54 reg sti spec c wr ltd with all mods declared, im well pleased with that, best move i ever made getting my insurance through Gary.

MysteryMachin3

iTrader: (2)

Just out of curiosity , what age are you ?

V555MAC

iTrader: (4)

+1

Renewed my insurance with Gary, and he saved me a third of the renewal price from Performance Direct!

dantastic

Im 55 years old which of course helps and now you are probably thinking whats a 55 year old doing driving a spec c.

MattyB1983

iTrader: (51)

Fair play my friend.. Hope you drive it like it was designed to be driven. I'll be driving enjoyable cars when old like you, lol lol lol lol.

Just kidding my friend, your still a young man in my book.

sovietspybob

iTrader: (3)

I got my STi just over a month ago, paid an extra £200 with my existing policy with Sky insurance. Was only about 2 months into the policy and paid £750 initially for my DC5

I'm 24 with 5 years NCB but living in a very good post code.

Officially Sky don't insure under 25's but as i already had a policy and history of performance cars they were able to accommodate me!

shep_UKSpec

iTrader: (3)

Insurance companies are getting worse, now it's not a pop at Keith Micheals as they are a broker and have no control on what insurance companies say but seriously can't get insurance because I don't park my car on a drive what a crock of S**T. Insurance companies are getting f*****g rediculus. My car would have the same chance getting nicked on a drive as it would parked out side my house. One thing I really don't understand is how everyone can get insured but honestly how many people on here have a drive they can park on and still get insurance!!

mickywrx

iTrader: (29)

I'm with Gary, have been 5 years. I don't have a driveway or garage, never have had one.

My renewal came through the other day, no change in price.

Give him a ring, what's the worst that can happen? You'll waste a few minutes of your time. 0208 2880275