Hi all, i am looking to buy a scooby in about 8 weeks time, so i need help as to which one to buy. I have a budget of £4000, so i am looking at either a late classic or a early blob eye. My question is which one is better lol, i know this mite not be the most easy question, however which one handles better.
Pls help.
Thanks.

 

For that price it has to be the classic,but something like an STI RA. Got the DCCD aswell

 

Hi, i cant afford the insurance on a sti, i was going to buy a 2000 turbo and have it remaped, should give me similar power to the sti without the insurance price tag.

 

It'll have the insurance price tag if you tell them it's modified. If not they could spot any aftermarket exhaust and not pay up.

 

agreed. it will be absolute fate that the moment you mod the car and don't tell your insurer, you will have an accident, and you will be left with nothing.

How about buying a non-sti model and keeping that for a year first, to prove to the insurers you are capable of driving a reasonably quick car? that should help second year insurance.

this is something that i am currently experiencing. My insurance is reasonably high as it is, but i want to go quicker. I have been told that when my renewal comes round, i will have a years experience driving a quick car, and my insurance will drop a fair amount. then, i can start my mods, declare them, and the insurance will most likely work out the same as year one. Just gotta be patient now!!

 

You say that but it is still significantly cheaper for me to insure my wrx blob with all my mods declared than a standard sti. Insurance companies make no sense to me!

 

Well i give up, i forgot about the exhaust ! The quotes im getting now are just stupid ! The thing is ive got 6 points and the added mods like wheels and exhaust have just put it though the roof. I am now going to buy a BMW 330 Ci sport, by using my Mrs to insure it and me as a named driver, i have got it down to £447.33 full comp.
I know its not as quick as a scooby, but its not a bad second choice, and at a quarter of the price to insure, i think its a no brainer !
Plus you dont need a tracker, more money saved.

 

or buy my scoob........340bhp for 3200 bargain

 

i was guna get a bm ci when i sold my scoob (gota geta diesel now gutted) but i did a liot of reserch in to the bmw ci and you cant whack um fooking good car mate just be careful and remember if you get the 330ci soft ttop higher tax bracket where as the 330ci coupe is lower but yet has the same engine and bhp mental glw hunt fella

 

Ah right, good thinking mate. So you'll buy a car and be the registered owner, yeah I get that. But you'll get the Mrs to insure it in her name and you be a named driver on the policy? Brilliant! Insurance fraud at it's finest, making your policy void when you're found out - congratulations

Maybe you shouldn't buy a Scoob afterall.

 

Thanks mate, im gutted that i cant have a scoob, unless i want a divorce . I have been doing quotes all morning, and have got it down to £1200, thats for a 2000 turbo with after market wheels, exhaust system and graphics. So not to bad, however it works out £100pcm plus a £10pcm for the tracker. Compare that to the BMW at £447.33 for the year ! My heart says scoob but my head says BMW.......what to do .......what to do......

 

You looked at APlan and Keith Micheals. Iused to get great quotes from them and good coverage.

Worth a shout if you haven't tried already

Roo

 

How is that insurance fraud ? On the Go-compare web site that im getting these figs from, it clearly asks the questions, who is the owner of the car and who is the main driver, which i filled in correct. I own the car but she is the main driver with me as a named driver, i am not using it for work only weekends, so how does this make it fraud ? She could be using it all week, and i use it on the weekend ! The fact that she isn't using it during the week, and in fact it is doing nothing at all is irrelevant.

 

Look at the insurance threads mate, you might be surprised..... Also for what its worth, you can get 2001 Bug Wrx extremely cheap these days, and the spare coin out of your 4k budget should cover insurance too

 

Sold an unsold:

http://completed.shop.ebay.co.uk/Car...rt=901&_ftrv=1

 

How is that insurance fraud? I'm the registered owner of our Subaru but the wife insures it because it's MILES cheaper to do so - has done for years. Had three no-fault claims over seven years, one of which was a theft resulting in a total loss, and had no issues with claiming. For five of those years I was a named driver on the policy without my own insurance. You pay an increased premium for adding another person to the policy, so you're not getting the cover for free!
I now insure another car in my own right so could drive the scoob third party anyway. I just don't see how you think it's fraud. I suppose if the person who holds the insurance never drove the car you might have a point, but how could that be proved?

 

To answer the OP: Out of the box, the Blob is the better handling chassis

Even if it is lardy and ugly

 

Exactly ! And in point of fact you can insure a car and never drive it !

 

Can I ask how it's different from say an 18 year old lad buying a performance car, in his name and then getting it inusred as a named driver on his mum/dads policy. That I'm pretty sure is fraud by deception - unless I'm totally misunderstanding Gary Moulsons understanding.

Now if the OP is saying they would both be driving it, thats different. It depends on how you interpret what is written or said. The way I interpreted it was such that he would deliberately go as a named driver for the sole reason that he wasn't preppared to pay his own policy due to cost.

If the above is totally legit (which I personally think not), then why isn't everyone doing this to save ££ on insurance policies?

To explain what I mean, Moleys quote (post 10) on this thread with a similar situation (first part not the address part)... https://www.scoobynet.com/insurance-...ew-driver.html

 

It is legal and a hell of a lot of people do do it, if you are driving it every day to and from work then you are in fact the main driver and that isn't legal. You have to be sensible about it, i as ive said i would only drive it weekends.

 

So was the £1200 quote you got with your Mrs as the main driver? Or you alone?

I would suggest speaking to the specialist insurers on here with regards a competitive quote.

Also, you'll not get a blobeye (2003-2005) for £4k - not unless it's uber high miles, a Cat C-D write off etc. A classic or bugeye would be your best bet (speaking from experience)

 

the thing is, you just have to be sensible with it i think. Insurance companies are defo cracking down, due to the fact that many young drivers were just getting insured in their parents policies, and then the young driver was the ONLY driver.

You are right, there is no way the insurance company can prove if your partner actually drives the car or not. but be careful, because if you start getting points while driving, or have a couple of "at fault" accidents, then your insurance company may start asking questions...

I know my parents had my mum as the main driver for years, even though my father did the bulk of the driving. but then again, they never did anything to make the insurance company question who the main driver was.

 

Now then i have taken this one step further, i have just got a quote online, from direct line, for a 2000 turbo x reg classic in my wife's name only. This has made a big difference £544 fully comp, unfortunately the online form didn't have a bit about mods, i would have to phone them to get the fig to include wheels and exhaust. I know it will go up but hopefully not by more than £300. I can then still drive it weekends with her permission, because i have our other car insured by me as the main driver fully comp, so i can drive anyones car with there permission third party only, and as i haven't had a crash in 16 years of driving i willing to take that risk.

 

Could you get the two best online prices and then "play" them on each other, i.e. usual business patter. See who can offer the best deal overall. I usually make it habitual to call an insurer after an online quote and see if they can improve over the phone. More so for you if you have as much driving experience as you say.
Have you also looked to see where your postcode is in the insurance ratings??

http://www.motorcarinsuranceuk.co.uk...de-ratings.php

Think the above link is upto date.

 

Thanks for the link mate, it says A low risk

 

If you can barely afford to buy and insure a scooby it'll be off the road in a matter of months when you cant afford to fix it, its not cheap mate

 

Its not so much i cant afford it, more the fact that i dont like being ripped off. As i have said in an earlier post, i haven't had a crash in 16 years, so why the f**k should i pay over a £1000 ! And as far as repair bills are concerned, as long as i get one with low miles and hasn't been modded, then i shouldn't have to much trouble. That said you never know with any car. My mate has bought a brand new corsa and that has broken down in less than a year !

 

buy mine you no it makes sense its standered apart from running around 340bhp

 

Well, as it happens, my wife does also drive the car, although these days the Subaru rarely gets used in the week as we have an Astra diesel which I insure. In fact, my wife and I have similar driving experience, and are similar ages (mature); the Subaru's insurance only fell to her because she passed her test before me and started to build up her NCD before I did! In those days we could only afford for one of us to have a car and insure it. I don't see that this is in any way similar to parents insuring their child knowing full well that they'll never drive the car and it is solely for the use of their child.

Any road, let's not get off the point - it's his insurance, not mine we're on about.

 

If you insure a car in your own name, you can drive another car on DOC (driving other cars extension) BUT, once you leave the car parked up it is then uninsured, you need to bear this in mind. (if you were willing to lie say it was stolen and say that the PH was the last person to drive it then that would get you out of the stink)

Also if you are married or live with a partner/spouse, its worthwhile checking that you can actually use DOC to drive the other car in your household. Some companies do not allow this, because it is abusing the DOC extension, which, is only suppose to be in emergencies anyway. Its similar to the fact that you couldn't use DOC for other cars that you own in your name.

If you are married it does not matter if the husband or the wife insures the car, if you are a young driver and you insure the car in your Mum or Dad's name then you are an idiot. (and the insurer WILL figure this out, its in their financial interest to do so)

sorry went off the point of the thread. I own a classic and the handling is awesome, but have never driven a blob, so can't really compare the 2 unfortunately