New driver
20 January 2011, 09:37 PM
#1
New driver
Hoping someone can point me in the right direction.
My stepson has passed his test and is 17 years old and is looking at getting a 02/03 1.2 Corsa but he is getting stupid quotes of between £6000 to £22000
Does anyone know any insurance company that specialises in new drivers that don't cost the earth as it will be impossible for him to get started.
Cheers,
James.
My stepson has passed his test and is 17 years old and is looking at getting a 02/03 1.2 Corsa but he is getting stupid quotes of between £6000 to £22000
Does anyone know any insurance company that specialises in new drivers that don't cost the earth as it will be impossible for him to get started.
Cheers,
James.
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20 January 2011, 11:08 PM
#8
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Only way around it these days is start the policy in ur name and put him as a named driver, or change ur address to someone you know, apparently they go by postcode aswell
20 January 2011, 11:18 PM
#9
I did that mate but i dont think you can carry your no claim bonus over to the 2nd policy so i tried it with myself with no no claims and him as the named driver and it put 300 quid on top of the quote which he had when he went on his own and i have no convictions. Cheers for the idea though
21 January 2011, 04:55 PM
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21 January 2011, 05:07 PM
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21 January 2011, 05:20 PM
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21 January 2011, 06:40 PM
#15
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my son is 17 this year, cheapest quote was £5500, dearest was £23,000 for a 1.2 fiesta.....fkin absurd, he will still go for his test though as it will help to have held a licence for a number of years before he eventually does get insurance.
21 January 2011, 11:08 PM
#21
Have insurance companys actually thought , wot if we bring down all our prices so even 17 yr can afford it maybe there wouldnt be 1.5 million uninsured drivers costing,£500 million a year, qouting prices of £6000 over is only goona make more youngsters drive with out insurance , its time they started thinking of the bigger picture and stop being so dam greedy 
21 January 2011, 11:17 PM
#22
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Have insurance companys actually thought , wot if we bring down all our prices so even 17 yr can afford it maybe there wouldnt be 1.5 million uninsured drivers costing,£500 million a year, qouting prices of £6000 over is only goona make more youngsters drive with out insurance , its time they started thinking of the bigger picture and stop being so dam greedy
21 January 2011, 11:18 PM
#23
Have insurance companys actually thought , wot if we bring down all our prices so even 17 yr can afford it maybe there wouldnt be 1.5 million uninsured drivers costing,£500 million a year, qouting prices of £6000 over is only goona make more youngsters drive with out insurance , its time they started thinking of the bigger picture and stop being so dam greedy
There is a reason they don't want to insure youngsters.
21 January 2011, 11:25 PM
#24
so making them pay £6000 + for insurance is going to stop them ? no all we are doing is making them not bother getting insured , and peolpe like me who do pay , just have to keep having our insurance go up and up , there giong to be a point that it will be cheaper to get caught having no insurance than paying to have insurance,Moley i do understand what your saying but even you agree you wouldnt like to be 17 again because of the prices 
21 January 2011, 11:33 PM
#25
Insurance is a business, not a charity.
They know the youngsters are going to cost them money, so most refuse to quote, and those who do will be silly prices.
I agree the prices are stupid, but insuers have tried giving young drivers cheap prices.... and the drivers f**ked themselves over by driving like **** and having lots of claims.
Unfortunately driving is a privilege, not a right.
Can't afford it.... don't do it.
They know the youngsters are going to cost them money, so most refuse to quote, and those who do will be silly prices.
I agree the prices are stupid, but insuers have tried giving young drivers cheap prices.... and the drivers f**ked themselves over by driving like **** and having lots of claims.
Unfortunately driving is a privilege, not a right.
Can't afford it.... don't do it.
21 January 2011, 11:34 PM
#26
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As an (old) apprentice who was around a load of 16-18 year olds last year when on my first year of training, I saw most of them do their driving lessons then their tests etc.
Most of them openly admit they bought cars and simply went on their parents insurance. Obviously trying to reason and explain this is fraud doesn't wash as any 17 year old is probably desperate to get his lexus lights on down Tesco car park as soon as, so will do what it takes to have obtainable insurance. This includes show cars which are suddenly totally standard! Honestly I could give 20-30 number plates where I know the owner is a young lad on his mum/dads insurance.
It's even worse when you get newbies on here suggesting the same thing
Most of them openly admit they bought cars and simply went on their parents insurance. Obviously trying to reason and explain this is fraud doesn't wash as any 17 year old is probably desperate to get his lexus lights on down Tesco car park as soon as, so will do what it takes to have obtainable insurance. This includes show cars which are suddenly totally standard! Honestly I could give 20-30 number plates where I know the owner is a young lad on his mum/dads insurance.
It's even worse when you get newbies on here suggesting the same thing
21 January 2011, 11:47 PM
#27
And without wanting to sound like a broken record, it's the dodgy personal injury claims that screw things up.
Most 17 year olds will be driving with 2-3 mates in the car. If/when they have a crash the 'no win, no fee' companies will 'suggest' those 2/3/4 mates all claim PI off the driver, hence any claim will be a big one.
Don't believe me? Do a quote for a 17 year old on a Corsa car then try a Corsa van, where there will only be one passenger.
Most 17 year olds will be driving with 2-3 mates in the car. If/when they have a crash the 'no win, no fee' companies will 'suggest' those 2/3/4 mates all claim PI off the driver, hence any claim will be a big one.
Don't believe me? Do a quote for a 17 year old on a Corsa car then try a Corsa van, where there will only be one passenger.
21 January 2011, 11:52 PM
#28
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Try bell matey they've always been good with me on my performance cars and ive only just turned 21. Ive got a quote on an 04 wrx sti for....... Wait for it............ £1500 
. That's not with bell tho lol
Danny
. That's not with bell tho lolDanny
22 January 2011, 12:01 AM
#29
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There should be some kind if incentive like a speed killer or bhp restrictor that can be fitted to reduce premium like on bikes. Modern cars have very clever complicated ecu's these days where revs and speed can easily be governed, the problem is stopping the little buggers changing it back.
You can still crash at 60mph but if it'll only rev to 3000rpm, it'll take some doing lol.
You can still crash at 60mph but if it'll only rev to 3000rpm, it'll take some doing lol.