Hoping someone can point me in the right direction.
My stepson has passed his test and is 17 years old and is looking at getting a 02/03 1.2 Corsa but he is getting stupid quotes of between £6000 to £22000
Does anyone know any insurance company that specialises in new drivers that don't cost the earth as it will be impossible for him to get started.
Cheers,
James.

 

Try these guys.... http://www.thamescity.co.uk/

I know some of our customers have used them for their kids insurance

 

Thanks for the help but they wanted a touch under £6000

 

Ouch.

I really feel sorry for the 17/18 year olds, the prices are mad!!!

I paid £700 when i first passed, those days are well gone now.

 

I know mate but the stupid thing is one of his mates who is the same age passed last year and is on his own policy for £1600 on the same make of vehicle, its f@cking madness! Why the big hike?

 

The insurers assume that all 17/18 year olds are going to crash.... especially young males

 

At them prices he wont be crashing for a long long while

 

Only way around it these days is start the policy in ur name and put him as a named driver, or change ur address to someone you know, apparently they go by postcode aswell

 

I did that mate but i dont think you can carry your no claim bonus over to the 2nd policy so i tried it with myself with no no claims and him as the named driver and it put 300 quid on top of the quote which he had when he went on his own and i have no convictions. Cheers for the idea though

 

So you'd suggest committing fraud then?

 

My policy was 2100 as a named driver on a BMW 318i. I was only 17.

 

I'd never dream of such a thing, it's simply putting your car at your nans address because thats where you spend more of your time, fraud is wrong!

 

Good luck with explaining that one if you have a claim, they aren't as stupid as some might think.

 

I would like to state that i didn't give a false address and i also dont spend most of my time at my nans house as they are both no longer with us

 

my son is 17 this year, cheapest quote was £5500, dearest was £23,000 for a 1.2 fiesta.....fkin absurd, he will still go for his test though as it will help to have held a licence for a number of years before he eventually does get insurance.

 

Its a joke mate, with quotes like that it must encourage kids to take the risk and drive with no insurance?

 

I think it's disgusting to be honest, i'm just glad i'm not 17 again.

Apparently Aviva are worth trying.

 

Tried them mate, it was 6 to 7 grand, he'll just have to keep using his push bike lol

 

Yeah good one

 

I have just turned 20 my 1st policy with 3 years driving experience £4420 TPFT on a 04 STI

 

Have insurance companys actually thought , wot if we bring down all our prices so even 17 yr can afford it maybe there wouldnt be 1.5 million uninsured drivers costing,£500 million a year, qouting prices of £6000 over is only goona make more youngsters drive with out insurance , its time they started thinking of the bigger picture and stop being so dam greedy

 

+1

 

..... or time 17/18 year olds stopped driving like idiots and stopped having accidents.
There is a reason they don't want to insure youngsters.

 

so making them pay £6000 + for insurance is going to stop them ? no all we are doing is making them not bother getting insured , and peolpe like me who do pay , just have to keep having our insurance go up and up , there giong to be a point that it will be cheaper to get caught having no insurance than paying to have insurance,Moley i do understand what your saying but even you agree you wouldnt like to be 17 again because of the prices

 

Insurance is a business, not a charity.
They know the youngsters are going to cost them money, so most refuse to quote, and those who do will be silly prices.

I agree the prices are stupid, but insuers have tried giving young drivers cheap prices.... and the drivers f**ked themselves over by driving like **** and having lots of claims.

Unfortunately driving is a privilege, not a right.
Can't afford it.... don't do it.

 

As an (old) apprentice who was around a load of 16-18 year olds last year when on my first year of training, I saw most of them do their driving lessons then their tests etc.

Most of them openly admit they bought cars and simply went on their parents insurance. Obviously trying to reason and explain this is fraud doesn't wash as any 17 year old is probably desperate to get his lexus lights on down Tesco car park as soon as, so will do what it takes to have obtainable insurance. This includes show cars which are suddenly totally standard! Honestly I could give 20-30 number plates where I know the owner is a young lad on his mum/dads insurance.

It's even worse when you get newbies on here suggesting the same thing

 

And without wanting to sound like a broken record, it's the dodgy personal injury claims that screw things up.

Most 17 year olds will be driving with 2-3 mates in the car. If/when they have a crash the 'no win, no fee' companies will 'suggest' those 2/3/4 mates all claim PI off the driver, hence any claim will be a big one.

Don't believe me? Do a quote for a 17 year old on a Corsa car then try a Corsa van, where there will only be one passenger.

 

Try bell matey they've always been good with me on my performance cars and ive only just turned 21. Ive got a quote on an 04 wrx sti for....... Wait for it............ £1500 . That's not with bell tho lol

Danny

 

There should be some kind if incentive like a speed killer or bhp restrictor that can be fitted to reduce premium like on bikes. Modern cars have very clever complicated ecu's these days where revs and speed can easily be governed, the problem is stopping the little buggers changing it back.

You can still crash at 60mph but if it'll only rev to 3000rpm, it'll take some doing lol.

 

It's the 10-20mph shunts that cause the problems