LUCKO

iTrader: (3)

21, 4 years no claims bonus on a 1998 2 door type r

£3000 from Admiral? wtf

this is not for me trying to get a cheap deal so can sell my car

this 21 year old had owned a uk turbo for 1 year so has experience cannot believe tpft is so much

TonyBurns

iTrader: (3)

21, high risk car, high risk driver, hit 30 and it sort of gets cheaper

Tony

LUCKO

iTrader: (3)

my renewal at 32 is £367

V5RLTD

iTrader: (5)

Maybe try Academy, my 99 type r ltd was £520 comp ( 26 with 7ncb) Academy Insurance

jono9974

who are you insured with cos i'm being proper raped?

LUCKO

iTrader: (3)

are you over 25?

jono9974

yes mate. 35 with about 13 years ncd and daren't declare any mods.

LUCKO

iTrader: (3)

Norwich Union

beef-on-the-bone

iTrader: (5)

was 800 fc with keith michaels when i was 24, i always get told the price is pertty much dependant on the post code

ScoobyDoo69

iTrader: (17)

I'm with Admiral @ 21. £1700 FC! Blob STi

LUCKO

iTrader: (3)

bargain 100%

jono9974

direct line and just short of £1100

si-thee

get married and have kids my insurance nearly 1/2 the price vs being single :-) just hate being married but cant have it all ways lol

jono9974

engaged and have kids. still being raped.

cookie sti

limited milage too 5000 a year 95 wrx sti 9 years no claims behind me aged 35 both myself and the wife insured on car live in a nice area car parked on drive owns 3 other cars M&S insurance have me for £267 a year fully comp i was impressed especially considering adrian flux couldnt get anywhere under £800

si-thee

for just me on insurance about £1200 - married with kids £648 fully comp classed as a sensible adult

Mark1983

iTrader: (2)

Clever.

wrighty338

iTrader: (33)

where to go? the bank for a loan because no matter where you search they will have your pants down!

i live in one of the best insurance areas and they still wouldnt touch me until 25

wrighty338

iTrader: (33)

well your insurance is void then, so your driving un-insured.

well played, idiots like you smashing cars up put my insurance up ten fold - thanks a lot

twit!

Mark1983

iTrader: (2)

Not really putting our insurance up as in the event of an accident their insurance company would pay out to the third party as normal. The insurance company may even set out to recover their losses from the policy holder who submitted a fraudulent policy application which they would be entitled to do. I wouldn't want to be personally accountable for a written off Impreza, damage to other vehicles and personal injury.

I don't really care, I've declared everything that's not OEM on my car, even brake pads.

Marx Mcrae

iTrader: (4)

Why are you so surprised that not all people with modified cars havent declared them to the insurance company?

Do you really believe that all the people with mega BHP Scoobys/Evo's etc declare ALL their mods, cos I certainly dont think they do!

If he choses not to declare the mods then its his risk if he had an accident which is HIS fault, if its not his fault then im pretty sure that the insurance will only replace his damaged modified parts for standard items.

Its people who dont insure the cars who cause the premiums to go up when they have a crash, and in some respect the younger drivers who insure a car on there parents policy and then have an accident.

Just my 10p's worth

Marx

cookie sti

the way i understand it is if u mod your car and dont tell the insurance they can make your policy void but in most cases they will pay out the 3rd party but your lose your claim so technically a modified car with undeclared mods fully comp is as good as 3rd party and thats it. personally i wouldnt run the risk once my car has its mods done everything will be declared cos if something should happen id be more likely to get my money back

wrighty338

iTrader: (33)

its winds me up because im a young driver whos modded cars since i was 18 and iv done it legit all the way and having just got my 4th years and had claims my policy has gone up is a **** take. £2000 to insure my project impreza ALL MODS DECLARED is a joke.

if i do it, why cant others.

Bealescooby

iTrader: (36)

£436 F.C with A plan on my type r all mods declared
27 , 3yrs ncd , engaged with kids not in the best postcode

D4VEW557

does it. ive just been quote £1700 and im 31 next month 11years ncb.

to be fair i have had much better quotes than that one

maydew

iTrader: (9)

32 hummmmmmmmmm lol



26 paid 600 with everythin declared 7 years no claims with greenlight blob sti.

21 is a young age to be driving a type r full stop

LUCKO

iTrader: (3)

dont get cocky lmao

maydew

iTrader: (9)

lmao thought it was illegal to lie to your insurance about your age lol normally claiming your older not younger tho lol

t999cuk

25 with 2ync £775 with direct line fully comp on a bug ete wrx. But that is with a tracker fitted

EddScott

I agree but its still a bit of a con from the insurers. Irrespective of whether the car has 250 or 350 horsepower, if your a tit behind the wheel your going to crash anyway. Making the car more worthwhile to theives also holds thin water. If they know how to get past the best alarms on the market what difference does it make to how the car looks.

However, not declaring mods more or less means your insured 3rd party only. More fool those that pay fully comp or declare the wheels but not the suspension, engine, mods.