RyanB88

Hello I'm new to the site but always been interested in Scoobs

I currently drive an SW20 (MK2 MR2) which is a nice car and I do really like, especially having the roof off, but I need 5 seats realistically, and i want more power so was looking at scoobs for around the 5-6k mark.

In Feb all being well I will have 1 years NCB with a clean license and be 20, is there any chance I will be able to get insured on one for a reasonable price? I've been getting a few quotes and they're well over the 3k mark tpft!

Any chance of insuring something like this?

Subaru : Mines V6 Sti Impreza

TonyBurns

iTrader: (3)

You will struggle getting low priced insurance on any subaru at 20 really, and then most companies wont insure drivers under 25 on STi's as they are a higher performance/higher risk car.
You can try keith michaels, though I think 2-3k is what your going to be looking at really

Tony

M444GY

iTrader: (72)

at 21 mine was 2200 , that was 4 years ago , so god knows what it will be now , try green light mate

El Cat

age 20 and 1 year no claims
might as well pull ur pants down and bend over now!!

my bro was 22 and had 3 years no claims and he paid £1200 quid which is reasonable

M444GY

iTrader: (72)

as above mate . you wont pay less than 3g id emagine .


keep trying though

Rookstar

insurance is crazy prices on scoobys for young drivers, just to give you an idea im 23 and have a clean license and 4 years no claims and the cheapest insurance quote i could get on my 2004 wrx is £1900 with admiral. daylight robbery really but if you want a nice car you have to pay it. ive heard if you go for a wagon it works out a bit cheeper but your probly still gona be talking silly money

GlesgaKiss

You are in a good situation to buy a mint classic UK turbo 2000 now. 98-00 on your budget.

Once you see one you like, try giving A plan a call.

It would help having more NCB though. I had 3 years NCB when I insured my scoob at 20(last year), and I paid roughly £1700 TPFT...


Alan


Edited to say - Just noticed that you were looking at a V6 Sti. All I do is be honest and say no chance. You could be talking almost £3000 third party! Not really worth it. Start off with a UK turbo(208 - 214bhp), to get a year's experience: which insurers like on a car like this. Then you will 21, and have another year's no claims, so will be in a better situation to start looking at Sti's.

Really nice tidy car that Sti though...I noticed it on pistonheads yesterday

Classic_Marc

I'm 23 with 5 years no claims, I paid £900 fully comp for my99 uk classic turbo, sti's are more again!

Good luck though, if you can get a good price that you can afford. DO IT!

M444GY

iTrader: (72)

im 25 3 yncb fully comp 700 quid which is fooking good for london

El Cat

im sure i just saw someone on this thread say they had a sccoby insured TPFT??
crazy!

rich08

well im 19 with a catalunya edition uk turbo 1997 and ive got 1yr ncb and im paying about £3800. (fully comp)
alot i know but its so worth it

MrNoisy

iTrader: (28)

That is REALLY good for 25 with so little NCB in London. I pay just over 500 with all mods declared, and I'm 30 with over 10 years NCB!

M444GY

iTrader: (72)

f@ck my boots , thats nearly more than the cars worth dude,

Jamo

iTrader: (23)

bend over

rich08

yeh i no but there wasnt another car that i wanted and at least i can say its mine and i pay for everything unlike some others on the parents insurance.
i like my cars, what can i say! lol

M444GY

iTrader: (72)

and take a good rooting

GlesgaKiss

That'll be me.

Why is that crazy exactly? It is probs worth a maximum of £4000 to an insurance company(maybe less), so why would I want to claim if I put it through a hedge and wrote it off? Would ruin my insurance for life.

El Cat

so you either pay £3800 up front in insurance or at least £4500 if you pay it over a year and do it monthly as they add interest on to you!
thats £450 a month over 10 months.
crazy!!
but if you work hard enough then why not! good on you!

osborne

I'm 20 now, 2k with 1 year no claims. try companies like 4youngdrivers.
ive had my scoob since i was 18 an its a 94 import runnin about 340 with declaired mods. So not as bad as people say if you shop around alot

GlesgaKiss

Not sure I understand what you're saying there.

I paid £1700 up front to insure the car for a year TPFT(not sure where you are getting the other figures from, that you are calling crazy).

Aaron1978

iTrader: (12)

think he's talking about rich08

scooby_will

when i got my impreza insured i was 20 and i put my old man on my insurance and it was still 1700 a yr, and thats on a uk 2000 turbo, just got my renewal through and they dropped it down to 700 just because im now 21, will be 22 at the end of the year, funny how a newer blobeye sti on fully comp insurance is only 50 pounds more lol

rich08

well i paid it off in one go, i had the money so thought why not, many of you will criticise me for the insurance but it is my 'normal person' dream car and has been since i was little so it made sense to buy what i wanted.
i sold my bmw so had the money from that to buy the car and insurance!
as ive already found out, its well worth it. (most of the time)

Mattyboy-Wrx

Try Elephant, 21 3yrs NCB and 3 points, £1300, Fully comp.

Was only £200 more than i was paying for a Supercharged 106 Rallye, but Flux wouldn't quote on the Impreza till im 25!

WRX_SWRT

iTrader: (2)

1100 for me when i was 20on brand new wrx300 iyears no claims. with elephant.

not got bmw z4 and a v2 555 sti type ra both fully comp for 1300 and im 23 with nearly 4 years no claims do the 10 month bonus accelerators Greig

MrNoisy

iTrader: (28)

Jesus! A Z4 AND an STI at 23? You must either have a very good job or a big credit card bill

MikeCardiff

iTrader: (2)

For younger drivers I would say dont even bother until you have at least 3 years NCB - it does make a big difference towards lowering the cost. Anyone with no or 1 year is going to be looking at paying £3000 on a car that isnt worth much more than that.

WRX_SWRT

iTrader: (2)

Aye good job all paid for by me work for ineos at the grangemouth oil refinary. grieg

WRX_SWRT

iTrader: (2)

Don`t know about that i have my v2 sti 555 type ra with 0 no claims as my no claims is on z4 and the ra comes in at bout £850

austinwrx

just can't see the point of chucking good money to drive a 10 yr old car about.

given the high running costs too..... if you have £3000/4K a yr spare

buy a house, go on nice holidays- but honestly to sit in a 10 yr old car worth £3K-£4k anyway ???? its just not going to be anything remotely special anyway.

each to their own-but just coming at it from an older point of view- been there done that kind of thing.