New exhaust, new spoiler - inform insurance company??
30 January 2008, 10:50 PM
#1
Scooby Regular
Thread Starter
New exhaust, new spoiler - inform insurance company??
I suppose I know the correct answer to this really, but just checking what other people have done..........had new exhaust initially, now just had scoobyworld's WRC style spoiler put on my MY04 wrx - car looks tons better but just wondering what to expect from insurance company - am with ecar.
Thanks
Thanks
31 January 2008, 12:52 PM
#7
Scooby Regular
Join Date: Mar 2005
Posts: 3,272
Likes: 0
Received 0 Likes
on
0 Posts
How about putting an STI spoiler on a WRX ?
Could the insurance company argue you have made the WRX more attractive to thieves by giving the impression its an STI.....
Anything to escape a payout and they will pounce.
IMO its always worth declaring no matter how minor you may think the mod is.
Nik.
Could the insurance company argue you have made the WRX more attractive to thieves by giving the impression its an STI.....
Anything to escape a payout and they will pounce.
IMO its always worth declaring no matter how minor you may think the mod is.
Nik.
Trending Topics
31 January 2008, 01:04 PM
#8
Moderator
iTrader: (4)
Join Date: Jul 2004
Location: The Terry Crews of moderation. P P P P P P POWER!!
Posts: 18,687
Likes: 0
Received 0 Likes
on
0 Posts
You MUST inform the insurance company of ANY changes you make to the car, even if only cosmetic. Insurance policies are based on absolute disclosure; if you breech this, they are within their rights to refuse to pay out on a claim!
Probably won't have any impact on your premium with those mods, but they might wish to make a nominal increase. If they put it up significantly, take your business elsewhere!
Probably won't have any impact on your premium with those mods, but they might wish to make a nominal increase. If they put it up significantly, take your business elsewhere!
Last edited by New_scooby_04; 31 January 2008 at 01:14 PM.
31 January 2008, 08:30 PM
#10
Now that you've asked on here I'd say essential to let them know.You're already in doubt and if the insurance company were to check they may find this post.....Big Brother and all that..
31 January 2008, 08:32 PM
#11
Scooby Regular
iTrader: (2)
Join Date: Feb 2007
Location: England
Posts: 1,131
Likes: 0
Received 0 Likes
on
0 Posts
Yeah i'm afraid you should tell them regardless of what you do.
If it aint standard they need to know.As mentioned, A-Plan are good for things like this.Might be worth remembering at renewal time.
If it aint standard they need to know.As mentioned, A-Plan are good for things like this.Might be worth remembering at renewal time.
31 January 2008, 08:35 PM
#12
Scooby Regular
Join Date: Jul 2005
Location: N.Y.S.O.C. - NORTH YORKSHIRE SUBARU OWNERS CLUB
Posts: 9,914
Likes: 0
Received 0 Likes
on
0 Posts
thus changed the policy to Gary Moulson at Keith Michaels who didnt charge me any extra for my tints, exhaust, strut, dump valve, and sti spoiler on a wrx 
..... think thats it even got the policy down by over £100 and the excess down by over £100 
: .... and I forgot to renew... I should start a post shouldnt I.... Claire
31 January 2008, 08:49 PM
#13
Scooby Regular
Join Date: Mar 2005
Posts: 3,272
Likes: 0
Received 0 Likes
on
0 Posts
When i had my 1st Impreza (WRX) i fitted a high level STI spoiler.
I informed my insurers at the time (Admiral) and the guy on the phone who was obviously in an 'overseas call centre' asked how much increase in engine power it gave. I had a hell of a job explaining to him that it was just a piece of plastic bolted to the boot lid
Nik.
I informed my insurers at the time (Admiral) and the guy on the phone who was obviously in an 'overseas call centre' asked how much increase in engine power it gave. I had a hell of a job explaining to him that it was just a piece of plastic bolted to the boot lid
Nik.
Directline asked me if my front strut was like a wrap around bullbar thus changed the policy to Gary Moulson at Keith Michaels who didnt charge me any extra for my tints, exhaust, strut, dump valve, and sti spoiler on a wrx ..... think thats it even got the policy down by over £100 and the excess down by over £100 : .... and I forgot to renew... I should start a post shouldnt I....
Claire
thus changed the policy to Gary Moulson at Keith Michaels who didnt charge me any extra for my tints, exhaust, strut, dump valve, and sti spoiler on a wrx ..... think thats it even got the policy down by over £100 and the excess down by over £100 : .... and I forgot to renew... I should start a post shouldnt I.... Claire
31 January 2008, 09:14 PM
#14
Scooby Regular
Join Date: Jul 2005
Location: N.Y.S.O.C. - NORTH YORKSHIRE SUBARU OWNERS CLUB
Posts: 9,914
Likes: 0
Received 0 Likes
on
0 Posts
yeah know what you mean ..... Direct line were like ... does the DV increase the performance? Are the struts wrap round bull bars?
31 January 2008, 11:06 PM
#15
Scooby Regular
Thread Starter
You MUST inform the insurance company of ANY changes you make to the car, even if only cosmetic. Insurance policies are based on absolute disclosure; if you breech this, they are within their rights to refuse to pay out on a claim!
Probably won't have any impact on your premium with those mods, but they might wish to make a nominal increase. If they put it up significantly, take your business elsewhere!
Probably won't have any impact on your premium with those mods, but they might wish to make a nominal increase. If they put it up significantly, take your business elsewhere!
31 January 2008, 11:49 PM
#16
Scooby Regular
Thread Starter
Directline asked me if my front strut was like a wrap around bullbar thus changed the policy to Gary Moulson at Keith Michaels who didnt charge me any extra for my tints, exhaust, strut, dump valve, and sti spoiler on a wrx ..... think thats it even got the policy down by over £100 and the excess down by over £100 : .... and I forgot to renew... I should start a post shouldnt I....
Claire
thus changed the policy to Gary Moulson at Keith Michaels who didnt charge me any extra for my tints, exhaust, strut, dump valve, and sti spoiler on a wrx ..... think thats it even got the policy down by over £100 and the excess down by over £100 : .... and I forgot to renew... I should start a post shouldnt I.... Claire
have paid it cos I don't want to be caught out, but have you got contact details for Keith Michaels to get another quote? Or a-plan as mentioned by someone else?Thanks!
01 February 2008, 10:31 AM
#18
Scooby Regular
Join Date: Jul 2005
Location: N.Y.S.O.C. - NORTH YORKSHIRE SUBARU OWNERS CLUB
Posts: 9,914
Likes: 0
Received 0 Likes
on
0 Posts
https://www.scoobynet.com/north-york...rance-wrx.html
Just posted on our forum about this
Thread
Thread Starter
Forum
Replies
Last Post
fatboy_coach
General Technical
15
18 June 2016 03:48 PM