pimmo2000

iTrader: (6)

So I hit 5 yrs No claim, I am now 25 years old. I have a engine standard Scooby with a splitter and a Prodrive wing..

Good news I think !

My Insurance drops from £96 per month to..... £92 per month ... WTF ???





How do the Scallies afford Scoobies?

MaDaSS

I am 38 now and still waiting for my insurance to go down! FFS.

pimmo2000

iTrader: (6)

bit confused about your age are you?

I saw the original post

rigga

iTrader: (4)

Its an urban myth that insurance drops at 25....... never did for me,and scallies bt their very nature dont bother with insurance.

MaDaSS

I actually sat here and had to think about it FFS! I am losing it.
Mind you, you have to have someat to lose to start with.
My head is one big seive now days.

dantastic

Change your insurance company, it sounds like your paying a lot more than you should, contact Gary, at Keith michaels insurance (if you haven't already) he should be able to get that down by quite a bit, he saved me £750 on my insurance.

regards

Dan.

pimmo2000

iTrader: (6)

Have used their online quota thingy as its Sunday !

Depending on the result !

Thanks for the tips matey your great !

or

You wasted my ****ing time you piece of ****

fraser87uk

They cant. they just drive around with no insurance.

robsw

My insurance didn't go down after my 25th either, but it did significantly after my 26th birthday.

beef-on-the-bone

iTrader: (5)

went down for me at 25

but really does help tp get a specialist quote, try gary

pimmo2000

iTrader: (6)

I've given a few a go !

ScoobyDoo69

iTrader: (17)

You have to ring Gary to get a good quote, the online ones apparently are not up to scratch!

banny sti

iTrader: (68)

Correct the online thing will not give you a good quote! Speak to Gary to get the best deal possible, I hit 25 this year and Gary has saved me £900 and that with all my mods covered like for like.

Banny

Shark Man

People forget that insurance companies don't have fixed goal posts, and they can move them as far away as they please.

It'll drop when your 50....but it'll go back up shortly after as your considered to be old and doddery

Either way, if they think they can get away with charging such and such amount, they will. (one reason why I think 3rd party cover should be nationalised as part of our road tax).

Shop about. Barter. Sometimes the most expensive quotes are the companies that advertise alot (and that include the ones on this website).

barnettgs

Just change your insurance company. Last year, I switched from £800 a year to £370 just by moving to a different insurance company! Though I had 7 years NCB when I changed over.

andythejock01wrx

LOL, so true.

I've seen rating guides (I work in insurance ) and the drop in premiums as policyholders get older is gradual - there is no single huge drop.

HTH,

AndytJ

pimmo2000

iTrader: (6)

to who though ?

dohc_turbo

what the hell are ye complaining about
**** sake im 27 with a full licence and these are the quotes i got...

an rb5 is 3300= 275 a month
a b4 rsk is 1500= 125 a month
a wrx is 2000= 166 a month
306 gti-6 2000= 166 a month
205 1.9gti 3800= 316 a month
and iv a clean licence and driving 9 years.
if ye can figure that out il buy ye a pint

hardsy555

cant understand that, im 27 with 8yrs ncb car is locked in garage and i pay 413 on a 2004 sti ppp. TESCO's.

barnettgs

To Quinn Direct insurance, based in N Ireland. I was with Ford Insure (Norwich) which is a big rip-off, however it was the cheapest around some years ago when I phoned around.

My car isn't scooby, just a bog-standard Ford Mondeo but you can image my surprise when given a quote!

Jumping ship every few years is recommended!

pimmo2000

iTrader: (6)

Dunno maybe you're a **** ?

J/K

Phildodd06

Im 24 i have a modded sti 5 type-r
Unlimited millage
mods declaired
Import obviously
11 points (5 sp30, 3 sp30, 3 cu80)
5 years NCB protected
1 fault accident
2 non fault accidents
£1600 fully comp 12 months ins

Thats a bargain, you need to shop around, i did for ages
At the begining i was getting quotes for 4k+
Get ya yellow pages and go through every add in there, thn do loads on the net
Eventually you will find the cheapest.

chocolate_o_brian

iTrader: (22)

eh

should have gone to specsavers...

for the record i got my first years ncb and my insurance dropped down from £1750-1250 oh and im 23, on a standardish my 99 uk classic

thats with two non fault claims. the first wasnt my fault, the second was but i coughed up to my insurers and they then put it down as non fault. all legal and totally legit

andythejock01wrx

MrRA

Mine dropped considerably on my MY06 Spec C Type-RA when I turned 25. I'm with Direct Line.

20withascooby

wish mine would drop from my 3084 pounds year got 5 years yet b4 im 25 and two years b4 keith micheals will touch me

chocolate_o_brian

iTrader: (22)

was that quote with mods declared?

if so, its not that bad. remember your only 20, its a gruop 20 car, and you struggle to spell properly which insurers dont like one bit. trust me i know, i cant use capitals

pimmo2000

iTrader: (6)

you've been on the ball recently

M444GY

iTrader: (72)

my insurance halved this year and im only 24 with all mods declared

got a shock when i got the quote . other companies gave me rediculous quotes.12000 quid ect . nobbers

im paying a fraction under 800 squid

chocolate_o_brian

iTrader: (22)

what ncb do you have on that? have you any points for speeding etc. seems good. i ask because when i renew come december, il be 24 with 2 years ncb, and would like to think i can get under £1k this year, although il have 3 points for running a red light (boo!!!)