pslewis

Insurance Companies if you just change the BackBox?

My company is aware, but when going for quotations I am greeted by salesmen and women telling me that I don't need to declare a stainless steel exhaust which happens not to be a standard Subaru one!

Tidgy

everysingle thing on mine is delcared, even down to the mudflaps, prodrive interior, ppg gearbox, autronics, different turbo etc etc

GC8WRX

I would phone them, tell them and get the name, date and time of who you spoke to, and ask them to confirm in writing!

l1verp00l

Always

GazTheHat

I'm a good boy, everything is declared.

Why not mention it? I can't see it costing more than £20 if anything at all. As a backbox is hardly a significant performance increase.

exvaux

iTrader: (1)

depends on who you are with and a few places i tried wanted % poweer increases it would give etc before quoting

Mike Murphy

Always declare it!! If there's anything been altered from manufacturer's standard spec, it MUST be declared, even if its a subaru supplied and fitted accessory. I've seen claims rejected for the tiniest of mods not being declared!!!!

Moley

iTrader: (9)

My insurers (and broker of course) know about every mod on mine

billsandhu

Always best to declare everything, no matter how minor it may seem.

Arbiter

Do you have to declare different carpet mats or 'go faster' stickers?

Tidgy

i'm always anoying gary asking about what if i do this and this and this, then a week or two later, i have done this and this and this.

think my record is what, 2 hours gap between mods gary? lol

GazTheHat

It's getting that time of year. Can you PM me your number.

pslewis

Well, mentioning a slight mod changes things a lot! More than £20 is added on and there are fewer companies who will quote in the first place!

I am really thinking of swapping the backbox back to standard - save myself all the hassle!!

dpb

yeh right

What sort of drongo actaully ASKS for things to taken into consideration - and please rape me now .....

dpb

I bet you work for Insurance co. Lewis , right

it would make a lot of sense

pslewis

Nah, I don't work for an Insurance Co. ...... I do work IN Insurance, however, insuring that you can sleep safely in your bed at night

dunx

iTrader: (3)

Cosmetic changes i.e. stainless exhaust, not a "performance" system shouldn't affect cost.
Subaru accessories don't need to be declared, but should be fully covered as standard manufacturers parts.... anyone know ?

Dunx

P.S. All the blue ones are charged extra 'cos they are all rally cars LOL

pslewis

Well, all I can say is that on these compare.com websites they ask for the Mod. and the nearest thing is to tick the 'Exhaust/Manifold' box ........ and 90% of the Insurance Companies who quoted without the mod. now disappear and refuse to quote with the mod!!