Do You All Tell Your ....
Insurance Companies if you just change the BackBox?
My company is aware, but when going for quotations I am greeted by salesmen and women telling me that I don't need to declare a stainless steel exhaust which happens not to be a standard Subaru one! |
everysingle thing on mine is delcared, even down to the mudflaps, prodrive interior, ppg gearbox, autronics, different turbo etc etc
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I would phone them, tell them and get the name, date and time of who you spoke to, and ask them to confirm in writing!
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Always
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I'm a good boy, everything is declared.
Why not mention it? I can't see it costing more than £20 if anything at all. As a backbox is hardly a significant performance increase. |
depends on who you are with and a few places i tried wanted % poweer increases it would give etc before quoting
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Always declare it!! If there's anything been altered from manufacturer's standard spec, it MUST be declared, even if its a subaru supplied and fitted accessory. I've seen claims rejected for the tiniest of mods not being declared!!!!
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My insurers (and broker of course) know about every mod on mine :thumb:
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Always best to declare everything, no matter how minor it may seem.
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Do you have to declare different carpet mats or 'go faster' stickers?
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i'm always anoying gary asking about what if i do this and this and this, then a week or two later, i have done this and this and this.
think my record is what, 2 hours gap between mods gary? lol |
Originally Posted by Moley_WRX
(Post 7459304)
My insurers (and broker of course) know about every mod on mine :thumb:
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Originally Posted by GazTheHat
(Post 7459262)
Why not mention it? I can't see it costing more than £20 if anything at all. As a backbox is hardly a significant performance increase.
I am really thinking of swapping the backbox back to standard - save myself all the hassle!! :( |
Originally Posted by pslewis
(Post 7459724)
Well, mentioning a slight mod changes things a lot! More than £20 is added on and there are fewer companies who will quote in the first place!
I am really thinking of swapping the backbox back to standard - save myself all the hassle!! :( What sort of drongo actaully ASKS for things to taken into consideration - and please rape me now .....:lol1: |
I bet you work for Insurance co. Lewis , right ;)
it would make a lot of sense |
Nah, I don't work for an Insurance Co. ...... I do work IN Insurance, however, insuring that you can sleep safely in your bed at night :thumb:
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Cosmetic changes i.e. stainless exhaust, not a "performance" system shouldn't affect cost.
Subaru accessories don't need to be declared, but should be fully covered as standard manufacturers parts.... anyone know ? Dunx P.S. All the blue ones are charged extra 'cos they are all rally cars LOL |
Well, all I can say is that on these compare.com websites they ask for the Mod. and the nearest thing is to tick the 'Exhaust/Manifold' box ........ and 90% of the Insurance Companies who quoted without the mod. now disappear and refuse to quote with the mod!! :(
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