P1Fanatic

If your looking for the cheapest place to get a loan for your new pride and joy then you might appreciate this website which lets you fill in your loan details and searches for the cheapest provider.

http://www.moneysupermarket.com/LoansP/PersonalLoansAssessment.asp

For small loans (£2-£8k) Cahoot seem pretty good at 7.0&APR. Higher up and Tescos seem to clean up at 7.8%APR. A very handy tool my mum found.

funky_monk_flying

subaru finance mmmmm rip off i think
they offered 5.9% on 15k (6k p/ex)over 3 yrs with lump sum of 7k at end all well and good but you pay intrest on all the 15k but pay back only 8k

does that make sense i think not never good with money but it dont seem right

borrowed 15k from b/card 8.0% all in all worked out best way


bread head funk

Chins

Any PCP from any company will ensure you pay more interest than a conventional loan.

Rather than a PCP it is always better to get a 5 year loan. Pay the car off at 3 years, and the settlement will be less than the ballon payment on a PCP scheme.

IM does offer some of the most attractive finance out there, you just need to ask properly. Tell them what you have been offered, and 95% of the time they will match it.

Problems arranging finance is usually down to dealer inexperience rather than IM not being able to offer the rate. The most competitive schemes mean less commision for the dealer.

Jonathan