Exhaust vs Insurance
15 July 2003, 03:09 PM
#1
With all the insurance companies finding excuses to up their premiums it occured to me...
If you fit a "performance" Back box it's declared a modification and up goes the insurance.
But what difference does it make if you go to say - Kwick Fit and fit one of their cheepo "Own" brand backboxes?
Both are'nt manufactureres original exhausts. It it could be possible that the cheepo exhaust gives more BHP (unlikey - but who has tested it?)
So surely, either you'd have to declare that to insurance company (non-original exhaust). Or it's just a load of crap, and really - if challanged, do they have a leg to stand on?
If you fit a "performance" Back box it's declared a modification and up goes the insurance.
But what difference does it make if you go to say - Kwick Fit and fit one of their cheepo "Own" brand backboxes?
Both are'nt manufactureres original exhausts. It it could be possible that the cheepo exhaust gives more BHP (unlikey - but who has tested it?)
So surely, either you'd have to declare that to insurance company (non-original exhaust). Or it's just a load of crap, and really - if challanged, do they have a leg to stand on?
15 July 2003, 03:14 PM
#2
I advised my backbox and they asked me if it increased the performance. I just said i didnt know, the only reason i got it was cos its s/s and has a lifetime guarantee. She didnt put it down as a mod and i didnt commit myself to a yes or no answer.
15 July 2003, 03:26 PM
#5
Scooby Senior
Join Date: Aug 2002
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Best to declare everything you are "worried" about
- otherwise they will screw you when it comes to claiming.
if you can't stand the cost of owning an Impreza - buy a Nissan Micra
- otherwise they will screw you when it comes to claiming.if you can't stand the cost of owning an Impreza - buy a Nissan Micra
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